Franchise Failure Rates

SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026

Allstate Insurance Company Franchise Failure Rate: 3.3% SBA Loan Defaults (2010–2019 Federal Data)

3.3%
charge-off rate on 30 SBA 7(a) loans to Allstate Insurance Company franchisees, FY2010–2019
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019 — Allstate Insurance Company against its industry and all franchises
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019: Allstate Insurance Company 3.3%; Insurance Agencies and Brokerages 5.1%; All franchises 10.2%Allstate Insurance Company 3.3%; Insurance Agencies and Brokerages 5.1%; All franchises 10.2%0%2%4%6%8%10%Allstate InsuranceCompany3.3%Insurance Agencies andBrokerages5.1%All franchises10.2%
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019: Allstate Insurance Company 3.3%; Insurance Agencies and Brokerages 5.1%; All franchises 10.2%Allstate Insurance Company 3.3%; Insurance Agencies and Brokerages 5.1%; All franchises 10.2%0%2%4%6%8%10%Allstate Insurance Company3.3%Insurance Agencies and Brokerages5.1%All franchises10.2%

Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026. Figures also in the comparison table below.

About 1 in 30 Allstate Insurance Company SBA borrowers failed to repay — well below the Insurance Agencies and Brokerages average of 5.1%.

Between 2010 and 2019, 30 Allstate Insurance Company franchisees financed with SBA 7(a) loans. 1 defaulted — a 3.3% charge-off rate, 0.7x the Insurance Agencies and Brokerages average of 5.1%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.

What is the Allstate Insurance Company franchise failure rate on SBA loans?

Allstate Insurance Company is a Insurance Agencies and Brokerages franchise. This page reports the outcome of every SBA 7(a) loan the U.S. Small Business Administration's public FOIA file attributes to Allstate Insurance Company franchisees: 30 loans approved between fiscal 2010 and 2019, of which 1 was charged off. Loan statuses are as of June 30, 2026, and the cohort has matured, so these are settled outcomes rather than projections.

How does Allstate Insurance Company compare with other Insurance Agencies and Brokerages franchises?

The table sets Allstate Insurance Company's charge-off rate beside its Insurance Agencies and Brokerages peers and the two economy-wide benchmarks. All figures use the same cohort — SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026 — and the same denominator of resolved loans, so they are directly comparable.

Allstate Insurance Company versus benchmarks, SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026. Source: U.S. SBA FOIA dataset.
MeasureAllstate Insurance CompanyInsurance Agencies and BrokeragesAll franchisesAll SBA borrowers
Default (charge-off) rate3.3%5.1%10.2%8.0%
Loans in sample30———
Defaults1———
Average loan size$328,547———
Charge-off rate by approval year — share of each fiscal year's Allstate Insurance Company SBA 7(a) loans that later defaulted (FY2010–FY2019); years with fewer than 10 loans are outlined, not filled
Charge-off rate by approval year: FY2013 0% of 2 loans; FY2014 0% of 9 loans; FY2015 8% of 13 loans; FY2016 0% of 2 loans; FY2017 0% of 3 loans; FY2018 0% of 1 loansCharge-off rate by approval year: FY2013 0% of 2 loans; FY2014 0% of 9 loans; FY2015 8% of 13 loans; FY2016 0% of 2 loans; FY2017 0% of 3 loans; FY2018 0% of 1 loans0%5%10%0%2013n=20%2014n=98%2015n=130%2016n=20%2017n=30%2018n=1
Charge-off rate by approval year: FY2013 0% of 2 loans; FY2014 0% of 9 loans; FY2015 8% of 13 loans; FY2016 0% of 2 loans; FY2017 0% of 3 loans; FY2018 0% of 1 loansCharge-off rate by approval year: FY2013 0% of 2 loans; FY2014 0% of 9 loans; FY2015 8% of 13 loans; FY2016 0% of 2 loans; FY2017 0% of 3 loans; FY2018 0% of 1 loans0%5%10%0%’13n=20%’14n=98%’15n=130%’16n=20%’17n=30%’18n=1

Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.

Show the numbers behind this chart
Fiscal yearLoansCharged offRate
FY2013200.0%
FY2014900.0%
FY20151317.7%
FY2016200.0%
FY2017300.0%
FY2018100.0%

How to read this

A charge-off means a franchisee borrowed, operated, and failed severely enough that the SBA wrote off the government-guaranteed loan. Unlike franchisor marketing or Item 19 disclosures, this is an observed outcome recorded by a federal agency. One caveat cuts the other way: SBA borrowers are typically less capitalized than all-cash buyers, so these rates can overstate risk for well-funded operators.

How reliable is this number?

Allstate Insurance Company's figure rests on 30 resolved SBA 7(a) loans approved between fiscal 2010 and 2019 — a matured cohort, so the rate is a settled outcome, not a projection. With 30 resolved loans, one default moves the rate by about 3.3 percentage points. Loans approved since 2020 are excluded from the rate because most are still outstanding; they appear on this page as counts only. Every Allstate Insurance Company figure is recomputed from the public SBA FOIA file on each rebuild.

Based on 30 resolved loans — directional, not precise.

Frequently asked

What is Allstate Insurance Company's franchise failure rate on SBA loans?
Between 2010 and 2019, 30 Allstate Insurance Company franchisees financed with SBA 7(a) loans. 1 defaulted — a 3.3% charge-off rate, 0.7x the Insurance Agencies and Brokerages average of 5.1%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.
Is Allstate Insurance Company a safe franchise investment?
Between 2010–2019, Allstate Insurance Company franchisees defaulted on SBA loans at 3.3% versus a 5.1% industry average. This data is one input for due diligence; it is not investment advice.

Cite this page

Franchise Default Rates (2026). Allstate Insurance Company franchise SBA 7(a) default rate, FY2010–FY2019 cohort: 3.3% (1 of 30 loans charged off). Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.

https://franchisefailurerates.com/franchise/allstate-insurance-company/ · Data & methodology · Download the dataset (CSV)