Franchise Failure Rates

SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026

Ameriprise Financial Services Franchise Failure Rate: 0.0% SBA Loan Defaults (2010–2019 Federal Data)

0.0%
charge-off rate on 39 SBA 7(a) loans to Ameriprise Financial Services franchisees, FY2010–2019
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019 — Ameriprise Financial Services against its industry and all franchises
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019: Ameriprise Financial Services 0.0%; Investment Advice 1.9%; All franchises 10.2%Ameriprise Financial Services 0.0%; Investment Advice 1.9%; All franchises 10.2%0%2%4%6%8%10%Ameriprise FinancialServices0.0%Investment Advice1.9%All franchises10.2%
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019: Ameriprise Financial Services 0.0%; Investment Advice 1.9%; All franchises 10.2%Ameriprise Financial Services 0.0%; Investment Advice 1.9%; All franchises 10.2%0%2%4%6%8%10%Ameriprise Financial Services0.0%Investment Advice1.9%All franchises10.2%

Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026. Figures also in the comparison table below.

None of the 39 Ameriprise Financial Services SBA borrowers in the sample failed to repay — well below the Investment Advice average of 1.9%.

Between 2010 and 2019, 39 Ameriprise Financial Services franchisees financed with SBA 7(a) loans. None defaulted — a 0.0% charge-off rate, against a Investment Advice average of 1.9%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.

What is the Ameriprise Financial Services franchise failure rate on SBA loans?

Ameriprise Financial Services is a Investment Advice franchise. This page reports the outcome of every SBA 7(a) loan the U.S. Small Business Administration's public FOIA file attributes to Ameriprise Financial Services franchisees: 39 loans approved between fiscal 2010 and 2019, of which 0 were charged off. Loan statuses are as of June 30, 2026, and the cohort has matured, so these are settled outcomes rather than projections.

How does Ameriprise Financial Services compare with other Investment Advice franchises?

The table sets Ameriprise Financial Services's charge-off rate beside its Investment Advice peers and the two economy-wide benchmarks. All figures use the same cohort — SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026 — and the same denominator of resolved loans, so they are directly comparable.

Ameriprise Financial Services versus benchmarks, SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026. Source: U.S. SBA FOIA dataset.
MeasureAmeriprise Financial ServicesInvestment AdviceAll franchisesAll SBA borrowers
Default (charge-off) rate0.0%1.9%10.2%8.0%
Loans in sample39———
Defaults0———
Average loan size$181,149———
Charge-off rate by approval year — share of each fiscal year's Ameriprise Financial Services SBA 7(a) loans that later defaulted (FY2010–FY2019); years with fewer than 10 loans are outlined, not filled
Charge-off rate by approval year: FY2010 0% of 7 loans; FY2011 0% of 10 loans; FY2012 0% of 7 loans; FY2013 0% of 15 loansCharge-off rate by approval year: FY2010 0% of 7 loans; FY2011 0% of 10 loans; FY2012 0% of 7 loans; FY2013 0% of 15 loans0%5%10%0%2010n=70%2011n=100%2012n=70%2013n=15
Charge-off rate by approval year: FY2010 0% of 7 loans; FY2011 0% of 10 loans; FY2012 0% of 7 loans; FY2013 0% of 15 loansCharge-off rate by approval year: FY2010 0% of 7 loans; FY2011 0% of 10 loans; FY2012 0% of 7 loans; FY2013 0% of 15 loans0%5%10%0%’10n=70%’11n=100%’12n=70%’13n=15

Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.

Show the numbers behind this chart
Fiscal yearLoansCharged offRate
FY2010700.0%
FY20111000.0%
FY2012700.0%
FY20131500.0%

How to read this

A charge-off means a franchisee borrowed, operated, and failed severely enough that the SBA wrote off the government-guaranteed loan. Unlike franchisor marketing or Item 19 disclosures, this is an observed outcome recorded by a federal agency. One caveat cuts the other way: SBA borrowers are typically less capitalized than all-cash buyers, so these rates can overstate risk for well-funded operators.

How reliable is this number?

Ameriprise Financial Services's figure rests on 39 resolved SBA 7(a) loans approved between fiscal 2010 and 2019 — a matured cohort, so the rate is a settled outcome, not a projection. With 39 resolved loans, one default moves the rate by about 2.6 percentage points. Loans approved since 2020 are excluded from the rate because most are still outstanding; they appear on this page as counts only. Every Ameriprise Financial Services figure is recomputed from the public SBA FOIA file on each rebuild.

Based on 39 resolved loans — directional, not precise.

Frequently asked

What is Ameriprise Financial Services's franchise failure rate on SBA loans?
Between 2010 and 2019, 39 Ameriprise Financial Services franchisees financed with SBA 7(a) loans. None defaulted — a 0.0% charge-off rate, against a Investment Advice average of 1.9%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.
Is Ameriprise Financial Services a safe franchise investment?
Between 2010–2019, Ameriprise Financial Services franchisees defaulted on SBA loans at 0.0% versus a 1.9% industry average. This data is one input for due diligence; it is not investment advice.

Cite this page

Franchise Default Rates (2026). Ameriprise Financial Services franchise SBA 7(a) default rate, FY2010–FY2019 cohort: 0.0% (0 of 39 loans charged off). Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.

https://franchisefailurerates.com/franchise/ameriprise-financial-services/ · Data & methodology · Download the dataset (CSV)