Franchise Failure Rates

SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026

Baskin-robbins 31 Ice Cream Franchise Failure Rate: 12.0% SBA Loan Defaults (2010–2019 Federal Data)

12.0%
charge-off rate on 25 SBA 7(a) loans to Baskin-robbins 31 Ice Cream franchisees, FY2010–2019
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019 — Baskin-robbins 31 Ice Cream against its industry and all franchises
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019: Baskin-robbins 31 Ice Cream 12.0%; Limited-Service Restaurants 10.3%; All franchises 10.2%Baskin-robbins 31 Ice Cream 12.0%; Limited-Service Restaurants 10.3%; All franchises 10.2%0%5%10%Baskin-robbins 31 IceCream12.0%Limited-ServiceRestaurants10.3%All franchises10.2%
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019: Baskin-robbins 31 Ice Cream 12.0%; Limited-Service Restaurants 10.3%; All franchises 10.2%Baskin-robbins 31 Ice Cream 12.0%; Limited-Service Restaurants 10.3%; All franchises 10.2%0%5%10%Baskin-robbins 31 Ice Cream12.0%Limited-Service Restaurants10.3%All franchises10.2%

Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026. Figures also in the comparison table below.

About 1 in 8 Baskin-robbins 31 Ice Cream SBA borrowers failed to repay — above the Limited-Service Restaurants average of 10.3%.

Between 2010 and 2019, 25 Baskin-robbins 31 Ice Cream franchisees financed with SBA 7(a) loans. 3 defaulted — a 12.0% charge-off rate, 1.2x the Limited-Service Restaurants average of 10.3%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.

What is the Baskin-robbins 31 Ice Cream franchise failure rate on SBA loans?

Baskin-robbins 31 Ice Cream is a Limited-Service Restaurants franchise. This page reports the outcome of every SBA 7(a) loan the U.S. Small Business Administration's public FOIA file attributes to Baskin-robbins 31 Ice Cream franchisees: 25 loans approved between fiscal 2010 and 2019, of which 3 were charged off. Loan statuses are as of June 30, 2026, and the cohort has matured, so these are settled outcomes rather than projections.

How does Baskin-robbins 31 Ice Cream compare with other Limited-Service Restaurants franchises?

The table sets Baskin-robbins 31 Ice Cream's charge-off rate beside its Limited-Service Restaurants peers and the two economy-wide benchmarks. All figures use the same cohort — SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026 — and the same denominator of resolved loans, so they are directly comparable.

Baskin-robbins 31 Ice Cream versus benchmarks, SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026. Source: U.S. SBA FOIA dataset.
MeasureBaskin-robbins 31 Ice CreamLimited-Service RestaurantsAll franchisesAll SBA borrowers
Default (charge-off) rate12.0%10.3%10.2%8.0%
Loans in sample25———
Defaults3———
Average loan size$225,752———
Charge-off rate by approval year — share of each fiscal year's Baskin-robbins 31 Ice Cream SBA 7(a) loans that later defaulted (FY2010–FY2019); years with fewer than 10 loans are outlined, not filled
Charge-off rate by approval year: FY2010 29% of 7 loans; FY2011 14% of 7 loans; FY2012 0% of 6 loans; FY2013 0% of 5 loansCharge-off rate by approval year: FY2010 29% of 7 loans; FY2011 14% of 7 loans; FY2012 0% of 6 loans; FY2013 0% of 5 loans0%5%10%29%2010n=714%2011n=70%2012n=60%2013n=5
Charge-off rate by approval year: FY2010 29% of 7 loans; FY2011 14% of 7 loans; FY2012 0% of 6 loans; FY2013 0% of 5 loansCharge-off rate by approval year: FY2010 29% of 7 loans; FY2011 14% of 7 loans; FY2012 0% of 6 loans; FY2013 0% of 5 loans0%5%10%29%’10n=714%’11n=70%’12n=60%’13n=5

Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.

Show the numbers behind this chart
Fiscal yearLoansCharged offRate
FY20107228.6%
FY20117114.3%
FY2012600.0%
FY2013500.0%

How to read this

A charge-off means a franchisee borrowed, operated, and failed severely enough that the SBA wrote off the government-guaranteed loan. Unlike franchisor marketing or Item 19 disclosures, this is an observed outcome recorded by a federal agency. One caveat cuts the other way: SBA borrowers are typically less capitalized than all-cash buyers, so these rates can overstate risk for well-funded operators.

How reliable is this number?

Baskin-robbins 31 Ice Cream's figure rests on 25 resolved SBA 7(a) loans approved between fiscal 2010 and 2019 — a matured cohort, so the rate is a settled outcome, not a projection. With 25 resolved loans, one default moves the rate by about 4.0 percentage points. Loans approved since 2020 are excluded from the rate because most are still outstanding; they appear on this page as counts only. Every Baskin-robbins 31 Ice Cream figure is recomputed from the public SBA FOIA file on each rebuild.

Based on 25 resolved loans — directional, not precise.

Frequently asked

What is Baskin-robbins 31 Ice Cream's franchise failure rate on SBA loans?
Between 2010 and 2019, 25 Baskin-robbins 31 Ice Cream franchisees financed with SBA 7(a) loans. 3 defaulted — a 12.0% charge-off rate, 1.2x the Limited-Service Restaurants average of 10.3%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.
Is Baskin-robbins 31 Ice Cream a safe franchise investment?
Between 2010–2019, Baskin-robbins 31 Ice Cream franchisees defaulted on SBA loans at 12.0% versus a 10.3% industry average. This data is one input for due diligence; it is not investment advice.

Cite this page

Franchise Default Rates (2026). Baskin-robbins 31 Ice Cream franchise SBA 7(a) default rate, FY2010–FY2019 cohort: 12.0% (3 of 25 loans charged off). Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.

https://franchisefailurerates.com/franchise/baskin-robbins-31-ice-cream/ · Data & methodology · Download the dataset (CSV)