SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026
Christian Brothers Automotive Franchise Failure Rate: 0.0% SBA Loan Defaults (2010–2019 Federal Data)
Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026. Figures also in the comparison table below.
None of the 139 Christian Brothers Automotive SBA borrowers in the sample failed to repay — well below the General Automotive Repair average of 7.6%.
Between 2010 and 2019, 139 Christian Brothers Automotive franchisees financed with SBA 7(a) loans. None defaulted — a 0.0% charge-off rate, against a General Automotive Repair average of 7.6%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.
What is the Christian Brothers Automotive franchise failure rate on SBA loans?
Christian Brothers Automotive is a General Automotive Repair franchise. This page reports the outcome of every SBA 7(a) loan the U.S. Small Business Administration's public FOIA file attributes to Christian Brothers Automotive franchisees: 139 loans approved between fiscal 2010 and 2019, of which 0 were charged off. Loan statuses are as of June 30, 2026, and the cohort has matured, so these are settled outcomes rather than projections.
- SBA 7(a) loans approved FY2010–FY2019139
- Charged off0
- Charge-off rate0.0%
- General Automotive Repair franchise benchmark7.6%
- All-franchise SBA benchmark10.2%
- Average loan size, 2010s cohort$331,268
- New SBA loans since 202063
- Early charge-offs since 20200
How does Christian Brothers Automotive compare with other General Automotive Repair franchises?
The table sets Christian Brothers Automotive's charge-off rate beside its General Automotive Repair peers and the two economy-wide benchmarks. All figures use the same cohort — SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026 — and the same denominator of resolved loans, so they are directly comparable.
| Measure | Christian Brothers Automotive | General Automotive Repair | All franchises | All SBA borrowers |
|---|---|---|---|---|
| Default (charge-off) rate | 0.0% | 7.6% | 10.2% | 8.0% |
| Loans in sample | 139 | — | — | — |
| Defaults | 0 | — | — | — |
| Average loan size | $331,268 | — | — | — |
What has Christian Brothers Automotive SBA lending looked like since 2020?
Since 2020, Christian Brothers Automotive franchisees have taken 63 new SBA 7(a) loans. None have charged off to date, though most remain outstanding and unresolved.
Loans approved since 2020, by fiscal year — counts only: 0 have charged off to date and most are still outstanding, so no rate is drawn.
Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.
Show the numbers behind this chart
| Fiscal year | Loans | Charged off | Rate |
|---|---|---|---|
| FY2010 | 16 | 0 | 0.0% |
| FY2011 | 11 | 0 | 0.0% |
| FY2012 | 8 | 0 | 0.0% |
| FY2013 | 20 | 0 | 0.0% |
| FY2014 | 16 | 0 | 0.0% |
| FY2015 | 24 | 0 | 0.0% |
| FY2016 | 11 | 0 | 0.0% |
| FY2017 | 11 | 0 | 0.0% |
| FY2018 | 11 | 0 | 0.0% |
| FY2019 | 11 | 0 | 0.0% |
| FY2020 | 10 | — | outstanding |
| FY2021 | 16 | — | outstanding |
| FY2022 | 32 | — | outstanding |
| FY2023 | 4 | — | outstanding |
| FY2025 | 1 | — | outstanding |
How to read this
A charge-off means a franchisee borrowed, operated, and failed severely enough that the SBA wrote off the government-guaranteed loan. Unlike franchisor marketing or Item 19 disclosures, this is an observed outcome recorded by a federal agency. One caveat cuts the other way: SBA borrowers are typically less capitalized than all-cash buyers, so these rates can overstate risk for well-funded operators.
How reliable is this number?
Christian Brothers Automotive's figure rests on 139 resolved SBA 7(a) loans approved between fiscal 2010 and 2019 — a matured cohort, so the rate is a settled outcome, not a projection. With 139 resolved loans, the sample is large enough that a single default barely moves the figure. Loans approved since 2020 are excluded from the rate because most are still outstanding; they appear on this page as counts only. Every Christian Brothers Automotive figure is recomputed from the public SBA FOIA file on each rebuild.
Frequently asked
- What is Christian Brothers Automotive's franchise failure rate on SBA loans?
- Between 2010 and 2019, 139 Christian Brothers Automotive franchisees financed with SBA 7(a) loans. None defaulted — a 0.0% charge-off rate, against a General Automotive Repair average of 7.6%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.
- Is Christian Brothers Automotive a safe franchise investment?
- Between 2010–2019, Christian Brothers Automotive franchisees defaulted on SBA loans at 0.0% versus a 7.6% industry average. This data is one input for due diligence; it is not investment advice.
Cite this page
Franchise Default Rates (2026). Christian Brothers Automotive franchise SBA 7(a) default rate, FY2010–FY2019 cohort: 0.0% (0 of 139 loans charged off). Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.
https://franchisefailurerates.com/franchise/christian-brothers-automotive/ · Data & methodology · Download the dataset (CSV)