Franchise Failure Rates

SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026

Cici's Pizza/ Cici's to Go Franchise Failure Rate on SBA Loans: 1 of 18 Charged Off (Federal Data)

1 of 18
SBA 7(a) loans to Cici's Pizza/ Cici's to Go franchisees (FY2010–2019) ended in charge-off
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019 — Cici's Pizza/ Cici's to Go against its industry and all franchises
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019: Cici's Pizza/ Cici's to Go 5.6%; Limited-Service Restaurants 10.3%; All franchises 10.2%Cici's Pizza/ Cici's to Go 5.6%; Limited-Service Restaurants 10.3%; All franchises 10.2%0%2%4%6%8%10%Cici's Pizza/ Cici's toGo5.6% (small sample)Limited-ServiceRestaurants10.3%All franchises10.2%
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019: Cici's Pizza/ Cici's to Go 5.6%; Limited-Service Restaurants 10.3%; All franchises 10.2%Cici's Pizza/ Cici's to Go 5.6%; Limited-Service Restaurants 10.3%; All franchises 10.2%0%2%4%6%8%10%Cici's Pizza/ Cici's to Go5.6% (small sample)Limited-Service Restaurants10.3%All franchises10.2%

Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026. Figures also in the comparison table below.

1 of 18 Cici's Pizza/ Cici's to Go SBA borrowers failed to repay — too few loans to call a rate; read it as a flag, not a verdict.

1 of 18 SBA 7(a) loans to Cici's Pizza/ Cici's to Go franchisees (2010–2019) ended in charge-off. The sample is small; treat this as a diligence flag, not a verdict. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.

What is the Cici's Pizza/ Cici's to Go franchise failure rate on SBA loans?

Cici's Pizza/ Cici's to Go is a Limited-Service Restaurants franchise. This page reports the outcome of every SBA 7(a) loan the U.S. Small Business Administration's public FOIA file attributes to Cici's Pizza/ Cici's to Go franchisees: 18 loans approved between fiscal 2010 and 2019, of which 1 was charged off. Loan statuses are as of June 30, 2026, and the cohort has matured, so these are settled outcomes rather than projections.

How does Cici's Pizza/ Cici's to Go compare with other Limited-Service Restaurants franchises?

The table sets Cici's Pizza/ Cici's to Go's charge-off rate beside its Limited-Service Restaurants peers and the two economy-wide benchmarks. All figures use the same cohort — SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026 — and the same denominator of resolved loans, so they are directly comparable.

Cici's Pizza/ Cici's to Go versus benchmarks, SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026. Source: U.S. SBA FOIA dataset.
MeasureCici's Pizza/ Cici's to GoLimited-Service RestaurantsAll franchisesAll SBA borrowers
Default (charge-off) rate5.6% (small sample)10.3%10.2%8.0%
Loans in sample18———
Defaults1———
Average loan size$379,878———
Charge-off rate by approval year — share of each fiscal year's Cici's Pizza/ Cici's to Go SBA 7(a) loans that later defaulted (FY2010–FY2019); years with fewer than 10 loans are outlined, not filled
Charge-off rate by approval year: FY2014 0% of 4 loans; FY2015 0% of 10 loans; FY2016 50% of 2 loans; FY2017 0% of 2 loansCharge-off rate by approval year: FY2014 0% of 4 loans; FY2015 0% of 10 loans; FY2016 50% of 2 loans; FY2017 0% of 2 loans0%5%10%0%2014n=40%2015n=1050%2016n=20%2017n=2
Charge-off rate by approval year: FY2014 0% of 4 loans; FY2015 0% of 10 loans; FY2016 50% of 2 loans; FY2017 0% of 2 loansCharge-off rate by approval year: FY2014 0% of 4 loans; FY2015 0% of 10 loans; FY2016 50% of 2 loans; FY2017 0% of 2 loans0%5%10%0%’14n=40%’15n=1050%’16n=20%’17n=2

Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.

Show the numbers behind this chart
Fiscal yearLoansCharged offRate
FY2014400.0%
FY20151000.0%
FY20162150.0%
FY2017200.0%

How to read this

A charge-off means a franchisee borrowed, operated, and failed severely enough that the SBA wrote off the government-guaranteed loan. Unlike franchisor marketing or Item 19 disclosures, this is an observed outcome recorded by a federal agency. One caveat cuts the other way: SBA borrowers are typically less capitalized than all-cash buyers, so these rates can overstate risk for well-funded operators.

How reliable is this number?

Cici's Pizza/ Cici's to Go's figure rests on 18 resolved SBA 7(a) loans approved between fiscal 2010 and 2019 — a matured cohort, so the count is a settled outcome, not a projection. With 18 resolved loans, one default moves the rate by about 5.6 percentage points. Loans approved since 2020 are excluded from the rate because most are still outstanding; they appear on this page as counts only. Every Cici's Pizza/ Cici's to Go figure is recomputed from the public SBA FOIA file on each rebuild.

Small sample (18 loans). A single default moves this figure substantially.

Frequently asked

What is Cici's Pizza/ Cici's to Go's franchise failure rate on SBA loans?
1 of 18 SBA 7(a) loans to Cici's Pizza/ Cici's to Go franchisees (2010–2019) ended in charge-off. The sample is small; treat this as a diligence flag, not a verdict. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.
Is Cici's Pizza/ Cici's to Go a safe franchise investment?
Between 2010–2019, 1 of 18 SBA loans to Cici's Pizza/ Cici's to Go franchisees were charged off. The sample is small. This data is one input for due diligence; it is not investment advice.

Cite this page

Franchise Default Rates (2026). Cici's Pizza/ Cici's to Go franchise SBA 7(a) loan outcomes, FY2010–FY2019 cohort: 1 of 18 loans charged off. Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.

https://franchisefailurerates.com/franchise/cicis-pizza-cicis-to-go/ · Data & methodology · Download the dataset (CSV)