SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026

CMIT Solutions Franchise Failure Rate: 5.0% SBA Loan Defaults (2010–2019 Federal Data)

5.0%
charge-off rate on 20 SBA 7(a) loans to CMIT Solutions franchisees, FY2010–2019
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019 — CMIT Solutions against its industry and all franchises
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019: CMIT Solutions 5.0%; Other Computer Related Services 6.5%; All franchises 10.2%CMIT Solutions 5.0%; Other Computer Related Services 6.5%; All franchises 10.2%0%2%4%6%8%10%CMIT Solutions5.0%Other Computer RelatedServices6.5%All franchises10.2%
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019: CMIT Solutions 5.0%; Other Computer Related Services 6.5%; All franchises 10.2%CMIT Solutions 5.0%; Other Computer Related Services 6.5%; All franchises 10.2%0%2%4%6%8%10%CMIT Solutions5.0%Other Computer Related Services6.5%All franchises10.2%

Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026. Figures also in the comparison table below.

About 1 in 20 CMIT Solutions SBA borrowers failed to repay — below the Other Computer Related Services average of 6.5%.

Between 2010 and 2019, 20 CMIT Solutions franchisees financed with SBA 7(a) loans. 1 defaulted — a 5.0% charge-off rate, 0.8x the Other Computer Related Services average of 6.5%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.

What is the CMIT Solutions franchise failure rate on SBA loans?

CMIT Solutions is a Other Computer Related Services franchise. This page reports the outcome of every SBA 7(a) loan the U.S. Small Business Administration's public FOIA file attributes to CMIT Solutions franchisees: 20 loans approved between fiscal 2010 and 2019, of which 1 was charged off. Loan statuses are as of June 30, 2026, and the cohort has matured, so these are settled outcomes rather than projections.

How does CMIT Solutions compare with other Other Computer Related Services franchises?

The table sets CMIT Solutions's charge-off rate beside its Other Computer Related Services peers and the two economy-wide benchmarks. All figures use the same cohort — SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026 — and the same denominator of resolved loans, so they are directly comparable.

CMIT Solutions versus benchmarks, SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026. Source: U.S. SBA FOIA dataset.
MeasureCMIT SolutionsOther Computer Related ServicesAll franchisesAll SBA borrowers
Default (charge-off) rate5.0%6.5%10.2%8.0%
Loans in sample20
Defaults1
Average loan size$109,400

What has CMIT Solutions SBA lending looked like since 2020?

Since 2020, CMIT Solutions franchisees have taken 26 new SBA 7(a) loans. None have charged off to date, though most remain outstanding and unresolved.

Charge-off rate by approval year — share of each fiscal year's CMIT Solutions SBA 7(a) loans that later defaulted (FY2010–FY2019); years with fewer than 10 loans are outlined, not filled
Charge-off rate by approval year: FY2010 0% of 1 loans; FY2013 0% of 2 loans; FY2014 0% of 2 loans; FY2015 0% of 5 loans; FY2016 0% of 2 loans; FY2017 0% of 1 loans; FY2018 17% of 6 loans; FY2019 0% of 1 loansCharge-off rate by approval year: FY2010 0% of 1 loans; FY2013 0% of 2 loans; FY2014 0% of 2 loans; FY2015 0% of 5 loans; FY2016 0% of 2 loans; FY2017 0% of 1 loans; FY2018 17% of 6 loans; FY2019 0% of 1 loans0%5%10%0%2010n=10%2013n=20%2014n=20%2015n=50%2016n=20%2017n=117%2018n=60%2019n=1
Charge-off rate by approval year: FY2010 0% of 1 loans; FY2013 0% of 2 loans; FY2014 0% of 2 loans; FY2015 0% of 5 loans; FY2016 0% of 2 loans; FY2017 0% of 1 loans; FY2018 17% of 6 loans; FY2019 0% of 1 loansCharge-off rate by approval year: FY2010 0% of 1 loans; FY2013 0% of 2 loans; FY2014 0% of 2 loans; FY2015 0% of 5 loans; FY2016 0% of 2 loans; FY2017 0% of 1 loans; FY2018 17% of 6 loans; FY2019 0% of 1 loans0%5%10%0%’10n=10%’13n=20%’14n=20%’15n=50%’16n=20%’17n=117%’18n=60%’19n=1

Loans approved since 2020, by fiscal year — counts only: 0 have charged off to date and most are still outstanding, so no rate is drawn.

Loans approved since 2020: FY2020 3; FY2021 4; FY2022 3; FY2023 1; FY2024 6; FY2025 3; FY2026 6Loans approved since 2020: FY2020 3; FY2021 4; FY2022 3; FY2023 1; FY2024 6; FY2025 3; FY2026 632020420213202212023620243202562026
Loans approved since 2020: FY2020 3; FY2021 4; FY2022 3; FY2023 1; FY2024 6; FY2025 3; FY2026 6Loans approved since 2020: FY2020 3; FY2021 4; FY2022 3; FY2023 1; FY2024 6; FY2025 3; FY2026 63’204’213’221’236’243’256’26

Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.

Show the numbers behind this chart
Fiscal yearLoansCharged offRate
FY2010100.0%
FY2013200.0%
FY2014200.0%
FY2015500.0%
FY2016200.0%
FY2017100.0%
FY20186116.7%
FY2019100.0%
FY20203outstanding
FY20214outstanding
FY20223outstanding
FY20231outstanding
FY20246outstanding
FY20253outstanding
FY20266outstanding

How to read this

A charge-off means a franchisee borrowed, operated, and failed severely enough that the SBA wrote off the government-guaranteed loan. Unlike franchisor marketing or Item 19 disclosures, this is an observed outcome recorded by a federal agency. One caveat cuts the other way: SBA borrowers are typically less capitalized than all-cash buyers, so these rates can overstate risk for well-funded operators.

How reliable is this number?

CMIT Solutions's figure rests on 20 resolved SBA 7(a) loans approved between fiscal 2010 and 2019 — a matured cohort, so the rate is a settled outcome, not a projection. With 20 resolved loans, one default moves the rate by about 5.0 percentage points. Loans approved since 2020 are excluded from the rate because most are still outstanding; they appear on this page as counts only. Every CMIT Solutions figure is recomputed from the public SBA FOIA file on each rebuild.

Based on 20 resolved loans — directional, not precise.

Frequently asked

What is CMIT Solutions's franchise failure rate on SBA loans?
Between 2010 and 2019, 20 CMIT Solutions franchisees financed with SBA 7(a) loans. 1 defaulted — a 5.0% charge-off rate, 0.8x the Other Computer Related Services average of 6.5%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.
Is CMIT Solutions a safe franchise investment?
Between 2010–2019, CMIT Solutions franchisees defaulted on SBA loans at 5.0% versus a 6.5% industry average. This data is one input for due diligence; it is not investment advice.

Cite this page

Franchise Default Rates (2026). CMIT Solutions franchise SBA 7(a) default rate, FY2010–FY2019 cohort: 5.0% (1 of 20 loans charged off). Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.

https://franchisefailurerates.com/franchise/cmit-solutions/ · Data & methodology · Download the dataset (CSV)