SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026
College Hunks Hauling JUNK/1-800-JUNK-USA Franchise Failure Rate: 14.3% SBA Loan Defaults (2010–2019 Federal Data)
Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026. Figures also in the comparison table below.
About 1 in 7 College Hunks Hauling JUNK/1-800-JUNK-USA SBA borrowers failed to repay — above the Used Household and Office Goods Moving average of 11.2%.
Between 2010 and 2019, 21 College Hunks Hauling JUNK/1-800-JUNK-USA franchisees financed with SBA 7(a) loans. 3 defaulted — a 14.3% charge-off rate, 1.3x the Used Household and Office Goods Moving average of 11.2%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.
What is the College Hunks Hauling JUNK/1-800-JUNK-USA franchise failure rate on SBA loans?
College Hunks Hauling JUNK/1-800-JUNK-USA is a Used Household and Office Goods Moving franchise. This page reports the outcome of every SBA 7(a) loan the U.S. Small Business Administration's public FOIA file attributes to College Hunks Hauling JUNK/1-800-JUNK-USA franchisees: 21 loans approved between fiscal 2010 and 2019, of which 3 were charged off. Loan statuses are as of June 30, 2026, and the cohort has matured, so these are settled outcomes rather than projections.
- SBA 7(a) loans approved FY2010–FY201921
- Charged off3
- Charge-off rate14.3%
- Used Household and Office Goods Moving franchise benchmark11.2%
- Brand vs industry1.3x
- All-franchise SBA benchmark10.2%
- Average loan size, 2010s cohort$154,786
How does College Hunks Hauling JUNK/1-800-JUNK-USA compare with other Used Household and Office Goods Moving franchises?
The table sets College Hunks Hauling JUNK/1-800-JUNK-USA's charge-off rate beside its Used Household and Office Goods Moving peers and the two economy-wide benchmarks. All figures use the same cohort — SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026 — and the same denominator of resolved loans, so they are directly comparable.
| Measure | College Hunks Hauling JUNK/1-800-JUNK-USA | Used Household and Office Goods Moving | All franchises | All SBA borrowers |
|---|---|---|---|---|
| Default (charge-off) rate | 14.3% | 11.2% | 10.2% | 8.0% |
| Loans in sample | 21 | — | — | — |
| Defaults | 3 | — | — | — |
| Average loan size | $154,786 | — | — | — |
Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.
Show the numbers behind this chart
| Fiscal year | Loans | Charged off | Rate |
|---|---|---|---|
| FY2013 | 3 | 0 | 0.0% |
| FY2014 | 1 | 0 | 0.0% |
| FY2015 | 5 | 1 | 20.0% |
| FY2016 | 6 | 1 | 16.7% |
| FY2017 | 6 | 1 | 16.7% |
How to read this
A charge-off means a franchisee borrowed, operated, and failed severely enough that the SBA wrote off the government-guaranteed loan. Unlike franchisor marketing or Item 19 disclosures, this is an observed outcome recorded by a federal agency. One caveat cuts the other way: SBA borrowers are typically less capitalized than all-cash buyers, so these rates can overstate risk for well-funded operators.
How reliable is this number?
College Hunks Hauling JUNK/1-800-JUNK-USA's figure rests on 21 resolved SBA 7(a) loans approved between fiscal 2010 and 2019 — a matured cohort, so the rate is a settled outcome, not a projection. With 21 resolved loans, one default moves the rate by about 4.8 percentage points. Loans approved since 2020 are excluded from the rate because most are still outstanding; they appear on this page as counts only. Every College Hunks Hauling JUNK/1-800-JUNK-USA figure is recomputed from the public SBA FOIA file on each rebuild.
Based on 21 resolved loans — directional, not precise.
Frequently asked
- What is College Hunks Hauling JUNK/1-800-JUNK-USA's franchise failure rate on SBA loans?
- Between 2010 and 2019, 21 College Hunks Hauling JUNK/1-800-JUNK-USA franchisees financed with SBA 7(a) loans. 3 defaulted — a 14.3% charge-off rate, 1.3x the Used Household and Office Goods Moving average of 11.2%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.
- Is College Hunks Hauling JUNK/1-800-JUNK-USA a safe franchise investment?
- Between 2010–2019, College Hunks Hauling JUNK/1-800-JUNK-USA franchisees defaulted on SBA loans at 14.3% versus a 11.2% industry average. This data is one input for due diligence; it is not investment advice.
Cite this page
Franchise Default Rates (2026). College Hunks Hauling JUNK/1-800-JUNK-USA franchise SBA 7(a) default rate, FY2010–FY2019 cohort: 14.3% (3 of 21 loans charged off). Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.
https://franchisefailurerates.com/franchise/college-hunks-hauling-junk-1-800-junk-usa/ · Data & methodology · Download the dataset (CSV)