Franchise Failure Rates

SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026

Cpr-cell Phone Repair Franchise Failure Rate: 42.9% SBA Loan Defaults (2010–2019 Federal Data)

42.9%
charge-off rate on 21 SBA 7(a) loans to Cpr-cell Phone Repair franchisees, FY2010–2019
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019 — Cpr-cell Phone Repair against its industry and all franchises
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019: Cpr-cell Phone Repair 42.9%; Consumer Electronics Repair and Maintenance 10.6%; All franchises 10.2%Cpr-cell Phone Repair 42.9%; Consumer Electronics Repair and Maintenance 10.6%; All franchises 10.2%0%10%20%30%40%Cpr-cell Phone Repair42.9%Consumer ElectronicsRepair and Maintenance10.6%All franchises10.2%
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019: Cpr-cell Phone Repair 42.9%; Consumer Electronics Repair and Maintenance 10.6%; All franchises 10.2%Cpr-cell Phone Repair 42.9%; Consumer Electronics Repair and Maintenance 10.6%; All franchises 10.2%0%10%20%30%40%Cpr-cell Phone Repair42.9%Consumer Electronics Repair and Maintenance10.6%All franchises10.2%

Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026. Figures also in the comparison table below.

About 1 in 2 Cpr-cell Phone Repair SBA borrowers failed to repay — more than double the Consumer Electronics Repair and Maintenance average of 10.6%.

Between 2010 and 2019, 21 Cpr-cell Phone Repair franchisees financed with SBA 7(a) loans. 9 defaulted — a 42.9% charge-off rate, 4.0x the Consumer Electronics Repair and Maintenance average of 10.6%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.

What is the Cpr-cell Phone Repair franchise failure rate on SBA loans?

Cpr-cell Phone Repair is a Consumer Electronics Repair and Maintenance franchise. This page reports the outcome of every SBA 7(a) loan the U.S. Small Business Administration's public FOIA file attributes to Cpr-cell Phone Repair franchisees: 21 loans approved between fiscal 2010 and 2019, of which 9 were charged off. Loan statuses are as of June 30, 2026, and the cohort has matured, so these are settled outcomes rather than projections.

How does Cpr-cell Phone Repair compare with other Consumer Electronics Repair and Maintenance franchises?

The table sets Cpr-cell Phone Repair's charge-off rate beside its Consumer Electronics Repair and Maintenance peers and the two economy-wide benchmarks. All figures use the same cohort — SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026 — and the same denominator of resolved loans, so they are directly comparable. A cell in red is more than twice the industry benchmark.

Cpr-cell Phone Repair versus benchmarks, SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026. Source: U.S. SBA FOIA dataset.
MeasureCpr-cell Phone RepairConsumer Electronics Repair and MaintenanceAll franchisesAll SBA borrowers
Default (charge-off) rate42.9%10.6%10.2%8.0%
Loans in sample21———
Defaults9———
Average loan size$162,238———

What has Cpr-cell Phone Repair SBA lending looked like since 2020?

Since 2020, Cpr-cell Phone Repair franchisees have taken 6 new SBA 7(a) loans. None have charged off to date, though most remain outstanding and unresolved.

Charge-off rate by approval year — share of each fiscal year's Cpr-cell Phone Repair SBA 7(a) loans that later defaulted (FY2010–FY2019); years with fewer than 10 loans are outlined, not filled
Charge-off rate by approval year: FY2013 0% of 1 loans; FY2014 50% of 2 loans; FY2015 33% of 9 loans; FY2016 50% of 4 loans; FY2017 50% of 2 loans; FY2018 0% of 1 loans; FY2019 100% of 2 loansCharge-off rate by approval year: FY2013 0% of 1 loans; FY2014 50% of 2 loans; FY2015 33% of 9 loans; FY2016 50% of 4 loans; FY2017 50% of 2 loans; FY2018 0% of 1 loans; FY2019 100% of 2 loans0%5%10%0%2013n=150%2014n=233%2015n=950%2016n=450%2017n=20%2018n=1100%2019n=2
Charge-off rate by approval year: FY2013 0% of 1 loans; FY2014 50% of 2 loans; FY2015 33% of 9 loans; FY2016 50% of 4 loans; FY2017 50% of 2 loans; FY2018 0% of 1 loans; FY2019 100% of 2 loansCharge-off rate by approval year: FY2013 0% of 1 loans; FY2014 50% of 2 loans; FY2015 33% of 9 loans; FY2016 50% of 4 loans; FY2017 50% of 2 loans; FY2018 0% of 1 loans; FY2019 100% of 2 loans0%5%10%0%’13n=150%’14n=233%’15n=950%’16n=450%’17n=20%’18n=1100%’19n=2

Loans approved since 2020, by fiscal year — counts only: 0 have charged off to date and most are still outstanding, so no rate is drawn.

Loans approved since 2020: FY2021 2; FY2022 1; FY2023 1; FY2024 1; FY2025 1Loans approved since 2020: FY2021 2; FY2022 1; FY2023 1; FY2024 1; FY2025 12202112022120231202412025
Loans approved since 2020: FY2021 2; FY2022 1; FY2023 1; FY2024 1; FY2025 1Loans approved since 2020: FY2021 2; FY2022 1; FY2023 1; FY2024 1; FY2025 12’211’221’231’241’25

Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.

Show the numbers behind this chart
Fiscal yearLoansCharged offRate
FY2013100.0%
FY20142150.0%
FY20159333.3%
FY20164250.0%
FY20172150.0%
FY2018100.0%
FY201922100.0%
FY20212—outstanding
FY20221—outstanding
FY20231—outstanding
FY20241—outstanding
FY20251—outstanding

How to read this

A charge-off means a franchisee borrowed, operated, and failed severely enough that the SBA wrote off the government-guaranteed loan. Unlike franchisor marketing or Item 19 disclosures, this is an observed outcome recorded by a federal agency. One caveat cuts the other way: SBA borrowers are typically less capitalized than all-cash buyers, so these rates can overstate risk for well-funded operators.

How reliable is this number?

Cpr-cell Phone Repair's figure rests on 21 resolved SBA 7(a) loans approved between fiscal 2010 and 2019 — a matured cohort, so the rate is a settled outcome, not a projection. With 21 resolved loans, one default moves the rate by about 4.8 percentage points. Loans approved since 2020 are excluded from the rate because most are still outstanding; they appear on this page as counts only. Every Cpr-cell Phone Repair figure is recomputed from the public SBA FOIA file on each rebuild.

Based on 21 resolved loans — directional, not precise.

Frequently asked

What is Cpr-cell Phone Repair's franchise failure rate on SBA loans?
Between 2010 and 2019, 21 Cpr-cell Phone Repair franchisees financed with SBA 7(a) loans. 9 defaulted — a 42.9% charge-off rate, 4.0x the Consumer Electronics Repair and Maintenance average of 10.6%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.
Is Cpr-cell Phone Repair a safe franchise investment?
Between 2010–2019, Cpr-cell Phone Repair franchisees defaulted on SBA loans at 42.9% versus a 10.6% industry average. This data is one input for due diligence; it is not investment advice.

Cite this page

Franchise Default Rates (2026). Cpr-cell Phone Repair franchise SBA 7(a) default rate, FY2010–FY2019 cohort: 42.9% (9 of 21 loans charged off). Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.

https://franchisefailurerates.com/franchise/cpr-cell-phone-repair/ · Data & methodology · Download the dataset (CSV)