Franchise Failure Rates

SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026

Dental Fix Rx Franchise Failure Rate: 54.2% SBA Loan Defaults (2010–2019 Federal Data)

54.2%
charge-off rate on 48 SBA 7(a) loans to Dental Fix Rx franchisees, FY2010–2019
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019 — Dental Fix Rx against its industry and all franchises
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019: Dental Fix Rx 54.2%; Other Electronic and Precision Equipment Repair and Maintenance 15.8%; All franchises 10.2%Dental Fix Rx 54.2%; Other Electronic and Precision Equipment Repair and Maintenance 15.8%; All franchises 10.2%0%10%20%30%40%50%Dental Fix Rx54.2%Other Electronic andPrecision Equipment15.8%All franchises10.2%
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019: Dental Fix Rx 54.2%; Other Electronic and Precision Equipment Repair and Maintenance 15.8%; All franchises 10.2%Dental Fix Rx 54.2%; Other Electronic and Precision Equipment Repair and Maintenance 15.8%; All franchises 10.2%0%10%20%30%40%50%Dental Fix Rx54.2%Other Electronic and Precision Equipment Repair and Maintenance15.8%All franchises10.2%

Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026. Figures also in the comparison table below.

About 1 in 2 Dental Fix Rx SBA borrowers failed to repay — more than double the Other Electronic and Precision Equipment Repair and Maintenance average of 15.8%.

Between 2010 and 2019, 48 Dental Fix Rx franchisees financed with SBA 7(a) loans. 26 defaulted — a 54.2% charge-off rate, 3.4x the Other Electronic and Precision Equipment Repair and Maintenance average of 15.8%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.

What is the Dental Fix Rx franchise failure rate on SBA loans?

Dental Fix Rx is a Other Electronic and Precision Equipment Repair and Maintenance franchise. This page reports the outcome of every SBA 7(a) loan the U.S. Small Business Administration's public FOIA file attributes to Dental Fix Rx franchisees: 48 loans approved between fiscal 2010 and 2019, of which 26 were charged off. Loan statuses are as of June 30, 2026, and the cohort has matured, so these are settled outcomes rather than projections.

How does Dental Fix Rx compare with other Other Electronic and Precision Equipment Repair and Maintenance franchises?

The table sets Dental Fix Rx's charge-off rate beside its Other Electronic and Precision Equipment Repair and Maintenance peers and the two economy-wide benchmarks. All figures use the same cohort — SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026 — and the same denominator of resolved loans, so they are directly comparable. A cell in red is more than twice the industry benchmark.

Dental Fix Rx versus benchmarks, SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026. Source: U.S. SBA FOIA dataset.
MeasureDental Fix RxOther Electronic and Precision Equipment Repair and MaintenanceAll franchisesAll SBA borrowers
Default (charge-off) rate54.2%15.8%10.2%8.0%
Loans in sample48———
Defaults26———
Average loan size$140,896———
Charge-off rate by approval year — share of each fiscal year's Dental Fix Rx SBA 7(a) loans that later defaulted (FY2010–FY2019); years with fewer than 10 loans are outlined, not filled
Charge-off rate by approval year: FY2013 0% of 1 loans; FY2014 50% of 10 loans; FY2015 80% of 25 loans; FY2016 9% of 11 loans; FY2017 0% of 1 loansCharge-off rate by approval year: FY2013 0% of 1 loans; FY2014 50% of 10 loans; FY2015 80% of 25 loans; FY2016 9% of 11 loans; FY2017 0% of 1 loans0%40%80%0%2013n=150%2014n=1080%2015n=259%2016n=110%2017n=1
Charge-off rate by approval year: FY2013 0% of 1 loans; FY2014 50% of 10 loans; FY2015 80% of 25 loans; FY2016 9% of 11 loans; FY2017 0% of 1 loansCharge-off rate by approval year: FY2013 0% of 1 loans; FY2014 50% of 10 loans; FY2015 80% of 25 loans; FY2016 9% of 11 loans; FY2017 0% of 1 loans0%40%80%0%’13n=150%’14n=1080%’15n=259%’16n=110%’17n=1

Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.

Show the numbers behind this chart
Fiscal yearLoansCharged offRate
FY2013100.0%
FY201410550.0%
FY2015252080.0%
FY20161119.1%
FY2017100.0%

How to read this

A charge-off means a franchisee borrowed, operated, and failed severely enough that the SBA wrote off the government-guaranteed loan. Unlike franchisor marketing or Item 19 disclosures, this is an observed outcome recorded by a federal agency. One caveat cuts the other way: SBA borrowers are typically less capitalized than all-cash buyers, so these rates can overstate risk for well-funded operators.

How reliable is this number?

Dental Fix Rx's figure rests on 48 resolved SBA 7(a) loans approved between fiscal 2010 and 2019 — a matured cohort, so the rate is a settled outcome, not a projection. With 48 resolved loans, one default moves the rate by about 2.1 percentage points. Loans approved since 2020 are excluded from the rate because most are still outstanding; they appear on this page as counts only. Every Dental Fix Rx figure is recomputed from the public SBA FOIA file on each rebuild.

Based on 48 resolved loans — directional, not precise.

Frequently asked

What is Dental Fix Rx's franchise failure rate on SBA loans?
Between 2010 and 2019, 48 Dental Fix Rx franchisees financed with SBA 7(a) loans. 26 defaulted — a 54.2% charge-off rate, 3.4x the Other Electronic and Precision Equipment Repair and Maintenance average of 15.8%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.
Is Dental Fix Rx a safe franchise investment?
Between 2010–2019, Dental Fix Rx franchisees defaulted on SBA loans at 54.2% versus a 15.8% industry average. This data is one input for due diligence; it is not investment advice.

Cite this page

Franchise Default Rates (2026). Dental Fix Rx franchise SBA 7(a) default rate, FY2010–FY2019 cohort: 54.2% (26 of 48 loans charged off). Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.

https://franchisefailurerates.com/franchise/dental-fix-rx/ · Data & methodology · Download the dataset (CSV)