Franchise Failure Rates

SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026

Domino's Pizza Franchise Failure Rate: 1.4% SBA Loan Defaults (2010–2019 Federal Data)

1.4%
charge-off rate on 216 SBA 7(a) loans to Domino's Pizza franchisees, FY2010–2019
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019 — Domino's Pizza against its industry and all franchises
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019: Domino's Pizza 1.4%; Limited-Service Restaurants 10.3%; All franchises 10.2%Domino's Pizza 1.4%; Limited-Service Restaurants 10.3%; All franchises 10.2%0%2%4%6%8%10%Domino's Pizza1.4%Limited-ServiceRestaurants10.3%All franchises10.2%
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019: Domino's Pizza 1.4%; Limited-Service Restaurants 10.3%; All franchises 10.2%Domino's Pizza 1.4%; Limited-Service Restaurants 10.3%; All franchises 10.2%0%2%4%6%8%10%Domino's Pizza1.4%Limited-Service Restaurants10.3%All franchises10.2%

Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026. Figures also in the comparison table below.

About 1 in 71 Domino's Pizza SBA borrowers failed to repay — well below the Limited-Service Restaurants average of 10.3%.

Between 2010 and 2019, 216 Domino's Pizza franchisees financed with SBA 7(a) loans. 3 defaulted — a 1.4% charge-off rate, 0.1x the Limited-Service Restaurants average of 10.3%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.

What is the Domino's Pizza franchise failure rate on SBA loans?

Domino's Pizza is a Limited-Service Restaurants franchise. This page reports the outcome of every SBA 7(a) loan the U.S. Small Business Administration's public FOIA file attributes to Domino's Pizza franchisees: 216 loans approved between fiscal 2010 and 2019, of which 3 were charged off. Loan statuses are as of June 30, 2026, and the cohort has matured, so these are settled outcomes rather than projections.

How does Domino's Pizza compare with other Limited-Service Restaurants franchises?

The table sets Domino's Pizza's charge-off rate beside its Limited-Service Restaurants peers and the two economy-wide benchmarks. All figures use the same cohort — SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026 — and the same denominator of resolved loans, so they are directly comparable.

Domino's Pizza versus benchmarks, SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026. Source: U.S. SBA FOIA dataset.
MeasureDomino's PizzaLimited-Service RestaurantsAll franchisesAll SBA borrowers
Default (charge-off) rate1.4%10.3%10.2%8.0%
Loans in sample216———
Defaults3———
Average loan size$387,630———

What has Domino's Pizza SBA lending looked like since 2020?

Since 2020, Domino's Pizza franchisees have taken 237 new SBA 7(a) loans. 2 have already charged off. Early defaults on loans under six years old are notable — most SBA failures take longer to develop.

Charge-off rate by approval year — share of each fiscal year's Domino's Pizza SBA 7(a) loans that later defaulted (FY2010–FY2019)
Charge-off rate by approval year: FY2010 0% of 22 loans; FY2011 0% of 20 loans; FY2012 0% of 16 loans; FY2013 0% of 12 loans; FY2014 0% of 30 loans; FY2015 0% of 36 loans; FY2016 3% of 29 loans; FY2017 6% of 17 loans; FY2018 8% of 13 loans; FY2019 0% of 21 loansCharge-off rate by approval year: FY2010 0% of 22 loans; FY2011 0% of 20 loans; FY2012 0% of 16 loans; FY2013 0% of 12 loans; FY2014 0% of 30 loans; FY2015 0% of 36 loans; FY2016 3% of 29 loans; FY2017 6% of 17 loans; FY2018 8% of 13 loans; FY2019 0% of 21 loans0%5%10%0%2010n=220%2011n=200%2012n=160%2013n=120%2014n=300%2015n=363%2016n=296%2017n=178%2018n=130%2019n=21
Charge-off rate by approval year: FY2010 0% of 22 loans; FY2011 0% of 20 loans; FY2012 0% of 16 loans; FY2013 0% of 12 loans; FY2014 0% of 30 loans; FY2015 0% of 36 loans; FY2016 3% of 29 loans; FY2017 6% of 17 loans; FY2018 8% of 13 loans; FY2019 0% of 21 loansCharge-off rate by approval year: FY2010 0% of 22 loans; FY2011 0% of 20 loans; FY2012 0% of 16 loans; FY2013 0% of 12 loans; FY2014 0% of 30 loans; FY2015 0% of 36 loans; FY2016 3% of 29 loans; FY2017 6% of 17 loans; FY2018 8% of 13 loans; FY2019 0% of 21 loans0%5%10%0%’10n=220%’11n=200%’12n=160%’13n=120%’14n=300%’15n=363%’16n=296%’17n=178%’18n=130%’19n=21

Loans approved since 2020, by fiscal year — counts only: 2 have charged off to date and most are still outstanding, so no rate is drawn.

Loans approved since 2020: FY2020 37; FY2021 49; FY2022 17; FY2023 27; FY2024 25; FY2025 52; FY2026 30Loans approved since 2020: FY2020 37; FY2021 49; FY2022 17; FY2023 27; FY2024 25; FY2025 52; FY2026 30372020492021172022272023252024522025302026
Loans approved since 2020: FY2020 37; FY2021 49; FY2022 17; FY2023 27; FY2024 25; FY2025 52; FY2026 30Loans approved since 2020: FY2020 37; FY2021 49; FY2022 17; FY2023 27; FY2024 25; FY2025 52; FY2026 3037’2049’2117’2227’2325’2452’2530’26

Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.

Show the numbers behind this chart
Fiscal yearLoansCharged offRate
FY20102200.0%
FY20112000.0%
FY20121600.0%
FY20131200.0%
FY20143000.0%
FY20153600.0%
FY20162913.4%
FY20171715.9%
FY20181317.7%
FY20192100.0%
FY202037—outstanding
FY202149—outstanding
FY202217—outstanding
FY202327—outstanding
FY202425—outstanding
FY202552—outstanding
FY202630—outstanding

How to read this

A charge-off means a franchisee borrowed, operated, and failed severely enough that the SBA wrote off the government-guaranteed loan. Unlike franchisor marketing or Item 19 disclosures, this is an observed outcome recorded by a federal agency. One caveat cuts the other way: SBA borrowers are typically less capitalized than all-cash buyers, so these rates can overstate risk for well-funded operators.

How reliable is this number?

Domino's Pizza's figure rests on 216 resolved SBA 7(a) loans approved between fiscal 2010 and 2019 — a matured cohort, so the rate is a settled outcome, not a projection. With 216 resolved loans, the sample is large enough that a single default barely moves the figure. Loans approved since 2020 are excluded from the rate because most are still outstanding; they appear on this page as counts only. Every Domino's Pizza figure is recomputed from the public SBA FOIA file on each rebuild.

Frequently asked

What is Domino's Pizza's franchise failure rate on SBA loans?
Between 2010 and 2019, 216 Domino's Pizza franchisees financed with SBA 7(a) loans. 3 defaulted — a 1.4% charge-off rate, 0.1x the Limited-Service Restaurants average of 10.3%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.
Is Domino's Pizza a safe franchise investment?
Between 2010–2019, Domino's Pizza franchisees defaulted on SBA loans at 1.4% versus a 10.3% industry average. This data is one input for due diligence; it is not investment advice.

Cite this page

Franchise Default Rates (2026). Domino's Pizza franchise SBA 7(a) default rate, FY2010–FY2019 cohort: 1.4% (3 of 216 loans charged off). Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.

https://franchisefailurerates.com/franchise/dominos-pizza/ · Data & methodology · Download the dataset (CSV)