SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026
Five Guys Famous Burgers and Fries Franchise Failure Rate: 0.0% SBA Loan Defaults (2010–2019 Federal Data)
Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026. Figures also in the comparison table below.
None of the 30 Five Guys Famous Burgers and Fries SBA borrowers in the sample failed to repay — well below the Limited-Service Restaurants average of 10.3%.
Between 2010 and 2019, 30 Five Guys Famous Burgers and Fries franchisees financed with SBA 7(a) loans. None defaulted — a 0.0% charge-off rate, against a Limited-Service Restaurants average of 10.3%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.
What is the Five Guys Famous Burgers and Fries franchise failure rate on SBA loans?
Five Guys Famous Burgers and Fries is a Limited-Service Restaurants franchise. This page reports the outcome of every SBA 7(a) loan the U.S. Small Business Administration's public FOIA file attributes to Five Guys Famous Burgers and Fries franchisees: 30 loans approved between fiscal 2010 and 2019, of which 0 were charged off. Loan statuses are as of June 30, 2026, and the cohort has matured, so these are settled outcomes rather than projections.
- SBA 7(a) loans approved FY2010–FY201930
- Charged off0
- Charge-off rate0.0%
- Limited-Service Restaurants franchise benchmark10.3%
- All-franchise SBA benchmark10.2%
- Average loan size, 2010s cohort$524,430
How does Five Guys Famous Burgers and Fries compare with other Limited-Service Restaurants franchises?
The table sets Five Guys Famous Burgers and Fries's charge-off rate beside its Limited-Service Restaurants peers and the two economy-wide benchmarks. All figures use the same cohort — SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026 — and the same denominator of resolved loans, so they are directly comparable.
| Measure | Five Guys Famous Burgers and Fries | Limited-Service Restaurants | All franchises | All SBA borrowers |
|---|---|---|---|---|
| Default (charge-off) rate | 0.0% | 10.3% | 10.2% | 8.0% |
| Loans in sample | 30 | — | — | — |
| Defaults | 0 | — | — | — |
| Average loan size | $524,430 | — | — | — |
Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.
Show the numbers behind this chart
| Fiscal year | Loans | Charged off | Rate |
|---|---|---|---|
| FY2010 | 13 | 0 | 0.0% |
| FY2011 | 7 | 0 | 0.0% |
| FY2012 | 4 | 0 | 0.0% |
| FY2013 | 6 | 0 | 0.0% |
How to read this
A charge-off means a franchisee borrowed, operated, and failed severely enough that the SBA wrote off the government-guaranteed loan. Unlike franchisor marketing or Item 19 disclosures, this is an observed outcome recorded by a federal agency. One caveat cuts the other way: SBA borrowers are typically less capitalized than all-cash buyers, so these rates can overstate risk for well-funded operators.
How reliable is this number?
Five Guys Famous Burgers and Fries's figure rests on 30 resolved SBA 7(a) loans approved between fiscal 2010 and 2019 — a matured cohort, so the rate is a settled outcome, not a projection. With 30 resolved loans, one default moves the rate by about 3.3 percentage points. Loans approved since 2020 are excluded from the rate because most are still outstanding; they appear on this page as counts only. Every Five Guys Famous Burgers and Fries figure is recomputed from the public SBA FOIA file on each rebuild.
Based on 30 resolved loans — directional, not precise.
Frequently asked
- What is Five Guys Famous Burgers and Fries's franchise failure rate on SBA loans?
- Between 2010 and 2019, 30 Five Guys Famous Burgers and Fries franchisees financed with SBA 7(a) loans. None defaulted — a 0.0% charge-off rate, against a Limited-Service Restaurants average of 10.3%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.
- Is Five Guys Famous Burgers and Fries a safe franchise investment?
- Between 2010–2019, Five Guys Famous Burgers and Fries franchisees defaulted on SBA loans at 0.0% versus a 10.3% industry average. This data is one input for due diligence; it is not investment advice.
Cite this page
Franchise Default Rates (2026). Five Guys Famous Burgers and Fries franchise SBA 7(a) default rate, FY2010–FY2019 cohort: 0.0% (0 of 30 loans charged off). Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.
https://franchisefailurerates.com/franchise/five-guys-famous-burgers-and-fries/ · Data & methodology · Download the dataset (CSV)