SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026

Fleet Feet Sports Franchise Failure Rate: 6.1% SBA Loan Defaults (2010–2019 Federal Data)

6.1%
charge-off rate on 33 SBA 7(a) loans to Fleet Feet Sports franchisees, FY2010–2019
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019 — Fleet Feet Sports against its industry and all franchises
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019: Fleet Feet Sports 6.1%; Shoe Stores 13.1%; All franchises 10.2%Fleet Feet Sports 6.1%; Shoe Stores 13.1%; All franchises 10.2%0%5%10%Fleet Feet Sports6.1%Shoe Stores13.1%All franchises10.2%
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019: Fleet Feet Sports 6.1%; Shoe Stores 13.1%; All franchises 10.2%Fleet Feet Sports 6.1%; Shoe Stores 13.1%; All franchises 10.2%0%5%10%Fleet Feet Sports6.1%Shoe Stores13.1%All franchises10.2%

Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026. Figures also in the comparison table below.

About 1 in 16 Fleet Feet Sports SBA borrowers failed to repay — well below the Shoe Stores average of 13.1%.

Between 2010 and 2019, 33 Fleet Feet Sports franchisees financed with SBA 7(a) loans. 2 defaulted — a 6.1% charge-off rate, 0.5x the Shoe Stores average of 13.1%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.

What is the Fleet Feet Sports franchise failure rate on SBA loans?

Fleet Feet Sports is a Shoe Stores franchise. This page reports the outcome of every SBA 7(a) loan the U.S. Small Business Administration's public FOIA file attributes to Fleet Feet Sports franchisees: 33 loans approved between fiscal 2010 and 2019, of which 2 were charged off. Loan statuses are as of June 30, 2026, and the cohort has matured, so these are settled outcomes rather than projections.

How does Fleet Feet Sports compare with other Shoe Stores franchises?

The table sets Fleet Feet Sports's charge-off rate beside its Shoe Stores peers and the two economy-wide benchmarks. All figures use the same cohort — SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026 — and the same denominator of resolved loans, so they are directly comparable.

Fleet Feet Sports versus benchmarks, SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026. Source: U.S. SBA FOIA dataset.
MeasureFleet Feet SportsShoe StoresAll franchisesAll SBA borrowers
Default (charge-off) rate6.1%13.1%10.2%8.0%
Loans in sample33
Defaults2
Average loan size$327,952

What has Fleet Feet Sports SBA lending looked like since 2020?

Since 2020, Fleet Feet Sports franchisees have taken 25 new SBA 7(a) loans. None have charged off to date, though most remain outstanding and unresolved.

Charge-off rate by approval year — share of each fiscal year's Fleet Feet Sports SBA 7(a) loans that later defaulted (FY2010–FY2019); years with fewer than 10 loans are outlined, not filled
Charge-off rate by approval year: FY2014 0% of 11 loans; FY2015 29% of 7 loans; FY2016 0% of 3 loans; FY2017 0% of 3 loans; FY2018 0% of 3 loans; FY2019 0% of 6 loansCharge-off rate by approval year: FY2014 0% of 11 loans; FY2015 29% of 7 loans; FY2016 0% of 3 loans; FY2017 0% of 3 loans; FY2018 0% of 3 loans; FY2019 0% of 6 loans0%5%10%0%2014n=1129%2015n=70%2016n=30%2017n=30%2018n=30%2019n=6
Charge-off rate by approval year: FY2014 0% of 11 loans; FY2015 29% of 7 loans; FY2016 0% of 3 loans; FY2017 0% of 3 loans; FY2018 0% of 3 loans; FY2019 0% of 6 loansCharge-off rate by approval year: FY2014 0% of 11 loans; FY2015 29% of 7 loans; FY2016 0% of 3 loans; FY2017 0% of 3 loans; FY2018 0% of 3 loans; FY2019 0% of 6 loans0%5%10%0%’14n=1129%’15n=70%’16n=30%’17n=30%’18n=30%’19n=6

Loans approved since 2020, by fiscal year — counts only: 0 have charged off to date and most are still outstanding, so no rate is drawn.

Loans approved since 2020: FY2020 4; FY2021 1; FY2022 4; FY2023 4; FY2024 3; FY2025 6; FY2026 3Loans approved since 2020: FY2020 4; FY2021 1; FY2022 4; FY2023 4; FY2024 3; FY2025 6; FY2026 342020120214202242023320246202532026
Loans approved since 2020: FY2020 4; FY2021 1; FY2022 4; FY2023 4; FY2024 3; FY2025 6; FY2026 3Loans approved since 2020: FY2020 4; FY2021 1; FY2022 4; FY2023 4; FY2024 3; FY2025 6; FY2026 34’201’214’224’233’246’253’26

Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.

Show the numbers behind this chart
Fiscal yearLoansCharged offRate
FY20141100.0%
FY20157228.6%
FY2016300.0%
FY2017300.0%
FY2018300.0%
FY2019600.0%
FY20204outstanding
FY20211outstanding
FY20224outstanding
FY20234outstanding
FY20243outstanding
FY20256outstanding
FY20263outstanding

How to read this

A charge-off means a franchisee borrowed, operated, and failed severely enough that the SBA wrote off the government-guaranteed loan. Unlike franchisor marketing or Item 19 disclosures, this is an observed outcome recorded by a federal agency. One caveat cuts the other way: SBA borrowers are typically less capitalized than all-cash buyers, so these rates can overstate risk for well-funded operators.

How reliable is this number?

Fleet Feet Sports's figure rests on 33 resolved SBA 7(a) loans approved between fiscal 2010 and 2019 — a matured cohort, so the rate is a settled outcome, not a projection. With 33 resolved loans, one default moves the rate by about 3.0 percentage points. Loans approved since 2020 are excluded from the rate because most are still outstanding; they appear on this page as counts only. Every Fleet Feet Sports figure is recomputed from the public SBA FOIA file on each rebuild.

Based on 33 resolved loans — directional, not precise.

Frequently asked

What is Fleet Feet Sports's franchise failure rate on SBA loans?
Between 2010 and 2019, 33 Fleet Feet Sports franchisees financed with SBA 7(a) loans. 2 defaulted — a 6.1% charge-off rate, 0.5x the Shoe Stores average of 13.1%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.
Is Fleet Feet Sports a safe franchise investment?
Between 2010–2019, Fleet Feet Sports franchisees defaulted on SBA loans at 6.1% versus a 13.1% industry average. This data is one input for due diligence; it is not investment advice.

Cite this page

Franchise Default Rates (2026). Fleet Feet Sports franchise SBA 7(a) default rate, FY2010–FY2019 cohort: 6.1% (2 of 33 loans charged off). Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.

https://franchisefailurerates.com/franchise/fleet-feet-sports/ · Data & methodology · Download the dataset (CSV)