Franchise Failure Rates

SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026

Ford Motor Franchise Failure Rate on SBA Loans: 0 of 15 Charged Off (Federal Data)

0 of 15
SBA 7(a) loans to Ford Motor franchisees (FY2010–2019) ended in charge-off
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019 — Ford Motor against its industry and all franchises
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019: Ford Motor 0.0%; New Car Dealers 7.7%; All franchises 10.2%Ford Motor 0.0%; New Car Dealers 7.7%; All franchises 10.2%0%2%4%6%8%10%Ford Motor0.0% (small sample)New Car Dealers7.7%All franchises10.2%
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019: Ford Motor 0.0%; New Car Dealers 7.7%; All franchises 10.2%Ford Motor 0.0%; New Car Dealers 7.7%; All franchises 10.2%0%2%4%6%8%10%Ford Motor0.0% (small sample)New Car Dealers7.7%All franchises10.2%

Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026. Figures also in the comparison table below.

None of the 15 Ford Motor SBA borrowers in the sample failed to repay — but 15 loans is too few to call a rate.

0 of 15 SBA 7(a) loans to Ford Motor franchisees (2010–2019) ended in charge-off. The sample is small; treat this as a diligence flag, not a verdict. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.

What is the Ford Motor franchise failure rate on SBA loans?

Ford Motor is a New Car Dealers franchise. This page reports the outcome of every SBA 7(a) loan the U.S. Small Business Administration's public FOIA file attributes to Ford Motor franchisees: 15 loans approved between fiscal 2010 and 2019, of which 0 were charged off. Loan statuses are as of June 30, 2026, and the cohort has matured, so these are settled outcomes rather than projections.

How does Ford Motor compare with other New Car Dealers franchises?

The table sets Ford Motor's charge-off rate beside its New Car Dealers peers and the two economy-wide benchmarks. All figures use the same cohort — SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026 — and the same denominator of resolved loans, so they are directly comparable.

Ford Motor versus benchmarks, SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026. Source: U.S. SBA FOIA dataset.
MeasureFord MotorNew Car DealersAll franchisesAll SBA borrowers
Default (charge-off) rate0.0% (small sample)7.7%10.2%8.0%
Loans in sample15———
Defaults0———
Average loan size$1,149,593———
Charge-off rate by approval year — share of each fiscal year's Ford Motor SBA 7(a) loans that later defaulted (FY2010–FY2019); years with fewer than 10 loans are outlined, not filled
Charge-off rate by approval year: FY2010 0% of 5 loans; FY2011 0% of 1 loans; FY2012 0% of 2 loans; FY2014 0% of 3 loans; FY2015 0% of 3 loans; FY2016 0% of 1 loansCharge-off rate by approval year: FY2010 0% of 5 loans; FY2011 0% of 1 loans; FY2012 0% of 2 loans; FY2014 0% of 3 loans; FY2015 0% of 3 loans; FY2016 0% of 1 loans0%5%10%0%2010n=50%2011n=10%2012n=20%2014n=30%2015n=30%2016n=1
Charge-off rate by approval year: FY2010 0% of 5 loans; FY2011 0% of 1 loans; FY2012 0% of 2 loans; FY2014 0% of 3 loans; FY2015 0% of 3 loans; FY2016 0% of 1 loansCharge-off rate by approval year: FY2010 0% of 5 loans; FY2011 0% of 1 loans; FY2012 0% of 2 loans; FY2014 0% of 3 loans; FY2015 0% of 3 loans; FY2016 0% of 1 loans0%5%10%0%’10n=50%’11n=10%’12n=20%’14n=30%’15n=30%’16n=1

Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.

Show the numbers behind this chart
Fiscal yearLoansCharged offRate
FY2010500.0%
FY2011100.0%
FY2012200.0%
FY2014300.0%
FY2015300.0%
FY2016100.0%

How to read this

A charge-off means a franchisee borrowed, operated, and failed severely enough that the SBA wrote off the government-guaranteed loan. Unlike franchisor marketing or Item 19 disclosures, this is an observed outcome recorded by a federal agency. One caveat cuts the other way: SBA borrowers are typically less capitalized than all-cash buyers, so these rates can overstate risk for well-funded operators.

How reliable is this number?

Ford Motor's figure rests on 15 resolved SBA 7(a) loans approved between fiscal 2010 and 2019 — a matured cohort, so the count is a settled outcome, not a projection. With 15 resolved loans, one default moves the rate by about 6.7 percentage points. Loans approved since 2020 are excluded from the rate because most are still outstanding; they appear on this page as counts only. Every Ford Motor figure is recomputed from the public SBA FOIA file on each rebuild.

Small sample (15 loans). A single default moves this figure substantially.

Frequently asked

What is Ford Motor's franchise failure rate on SBA loans?
0 of 15 SBA 7(a) loans to Ford Motor franchisees (2010–2019) ended in charge-off. The sample is small; treat this as a diligence flag, not a verdict. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.
Is Ford Motor a safe franchise investment?
Between 2010–2019, 0 of 15 SBA loans to Ford Motor franchisees were charged off. The sample is small. This data is one input for due diligence; it is not investment advice.

Cite this page

Franchise Default Rates (2026). Ford Motor franchise SBA 7(a) loan outcomes, FY2010–FY2019 cohort: 0 of 15 loans charged off. Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.

https://franchisefailurerates.com/franchise/ford-motor/ · Data & methodology · Download the dataset (CSV)