Franchise Failure Rates

SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026

Interstate All Battery Center Franchise Failure Rate: 8.3% SBA Loan Defaults (2010–2019 Federal Data)

8.3%
charge-off rate on 24 SBA 7(a) loans to Interstate All Battery Center franchisees, FY2010–2019
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019 — Interstate All Battery Center against its industry and all franchises
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019: Interstate All Battery Center 8.3%; Automotive Parts and Accessories Stores 7.9%; All franchises 10.2%Interstate All Battery Center 8.3%; Automotive Parts and Accessories Stores 7.9%; All franchises 10.2%0%2%4%6%8%10%Interstate All BatteryCenter8.3%Automotive Parts andAccessories Stores7.9%All franchises10.2%
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019: Interstate All Battery Center 8.3%; Automotive Parts and Accessories Stores 7.9%; All franchises 10.2%Interstate All Battery Center 8.3%; Automotive Parts and Accessories Stores 7.9%; All franchises 10.2%0%2%4%6%8%10%Interstate All Battery Center8.3%Automotive Parts and Accessories Stores7.9%All franchises10.2%

Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026. Figures also in the comparison table below.

About 1 in 12 Interstate All Battery Center SBA borrowers failed to repay — in line with the Automotive Parts and Accessories Stores average of 7.9%.

Between 2010 and 2019, 24 Interstate All Battery Center franchisees financed with SBA 7(a) loans. 2 defaulted — a 8.3% charge-off rate, 1.1x the Automotive Parts and Accessories Stores average of 7.9%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.

What is the Interstate All Battery Center franchise failure rate on SBA loans?

Interstate All Battery Center is a Automotive Parts and Accessories Stores franchise. This page reports the outcome of every SBA 7(a) loan the U.S. Small Business Administration's public FOIA file attributes to Interstate All Battery Center franchisees: 24 loans approved between fiscal 2010 and 2019, of which 2 were charged off. Loan statuses are as of June 30, 2026, and the cohort has matured, so these are settled outcomes rather than projections.

How does Interstate All Battery Center compare with other Automotive Parts and Accessories Stores franchises?

The table sets Interstate All Battery Center's charge-off rate beside its Automotive Parts and Accessories Stores peers and the two economy-wide benchmarks. All figures use the same cohort — SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026 — and the same denominator of resolved loans, so they are directly comparable.

Interstate All Battery Center versus benchmarks, SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026. Source: U.S. SBA FOIA dataset.
MeasureInterstate All Battery CenterAutomotive Parts and Accessories StoresAll franchisesAll SBA borrowers
Default (charge-off) rate8.3%7.9%10.2%8.0%
Loans in sample24———
Defaults2———
Average loan size$507,266———

What has Interstate All Battery Center SBA lending looked like since 2020?

Since 2020, Interstate All Battery Center franchisees have taken 8 new SBA 7(a) loans. None have charged off to date, though most remain outstanding and unresolved.

Charge-off rate by approval year — share of each fiscal year's Interstate All Battery Center SBA 7(a) loans that later defaulted (FY2010–FY2019); years with fewer than 10 loans are outlined, not filled
Charge-off rate by approval year: FY2010 0% of 2 loans; FY2011 0% of 1 loans; FY2012 0% of 2 loans; FY2013 0% of 2 loans; FY2014 20% of 10 loans; FY2016 0% of 2 loans; FY2017 0% of 1 loans; FY2018 0% of 2 loans; FY2019 0% of 2 loansCharge-off rate by approval year: FY2010 0% of 2 loans; FY2011 0% of 1 loans; FY2012 0% of 2 loans; FY2013 0% of 2 loans; FY2014 20% of 10 loans; FY2016 0% of 2 loans; FY2017 0% of 1 loans; FY2018 0% of 2 loans; FY2019 0% of 2 loans0%10%20%0%2010n=20%2011n=10%2012n=20%2013n=220%2014n=100%2016n=20%2017n=10%2018n=20%2019n=2
Charge-off rate by approval year: FY2010 0% of 2 loans; FY2011 0% of 1 loans; FY2012 0% of 2 loans; FY2013 0% of 2 loans; FY2014 20% of 10 loans; FY2016 0% of 2 loans; FY2017 0% of 1 loans; FY2018 0% of 2 loans; FY2019 0% of 2 loansCharge-off rate by approval year: FY2010 0% of 2 loans; FY2011 0% of 1 loans; FY2012 0% of 2 loans; FY2013 0% of 2 loans; FY2014 20% of 10 loans; FY2016 0% of 2 loans; FY2017 0% of 1 loans; FY2018 0% of 2 loans; FY2019 0% of 2 loans0%10%20%0%’10n=20%’11n=10%’12n=20%’13n=220%’14n=100%’16n=20%’17n=10%’18n=20%’19n=2

Loans approved since 2020, by fiscal year — counts only: 0 have charged off to date and most are still outstanding, so no rate is drawn.

Loans approved since 2020: FY2021 6; FY2022 1; FY2023 1Loans approved since 2020: FY2021 6; FY2022 1; FY2023 1620211202212023
Loans approved since 2020: FY2021 6; FY2022 1; FY2023 1Loans approved since 2020: FY2021 6; FY2022 1; FY2023 16’211’221’23

Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.

Show the numbers behind this chart
Fiscal yearLoansCharged offRate
FY2010200.0%
FY2011100.0%
FY2012200.0%
FY2013200.0%
FY201410220.0%
FY2016200.0%
FY2017100.0%
FY2018200.0%
FY2019200.0%
FY20216—outstanding
FY20221—outstanding
FY20231—outstanding

How to read this

A charge-off means a franchisee borrowed, operated, and failed severely enough that the SBA wrote off the government-guaranteed loan. Unlike franchisor marketing or Item 19 disclosures, this is an observed outcome recorded by a federal agency. One caveat cuts the other way: SBA borrowers are typically less capitalized than all-cash buyers, so these rates can overstate risk for well-funded operators.

How reliable is this number?

Interstate All Battery Center's figure rests on 24 resolved SBA 7(a) loans approved between fiscal 2010 and 2019 — a matured cohort, so the rate is a settled outcome, not a projection. With 24 resolved loans, one default moves the rate by about 4.2 percentage points. Loans approved since 2020 are excluded from the rate because most are still outstanding; they appear on this page as counts only. Every Interstate All Battery Center figure is recomputed from the public SBA FOIA file on each rebuild.

Based on 24 resolved loans — directional, not precise.

Frequently asked

What is Interstate All Battery Center's franchise failure rate on SBA loans?
Between 2010 and 2019, 24 Interstate All Battery Center franchisees financed with SBA 7(a) loans. 2 defaulted — a 8.3% charge-off rate, 1.1x the Automotive Parts and Accessories Stores average of 7.9%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.
Is Interstate All Battery Center a safe franchise investment?
Between 2010–2019, Interstate All Battery Center franchisees defaulted on SBA loans at 8.3% versus a 7.9% industry average. This data is one input for due diligence; it is not investment advice.

Cite this page

Franchise Default Rates (2026). Interstate All Battery Center franchise SBA 7(a) default rate, FY2010–FY2019 cohort: 8.3% (2 of 24 loans charged off). Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.

https://franchisefailurerates.com/franchise/interstate-all-battery-center/ · Data & methodology · Download the dataset (CSV)