Franchise Failure Rates

SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026

Jakes WayBack Burgers Franchise Failure Rate: 22.9% SBA Loan Defaults (2010–2019 Federal Data)

22.9%
charge-off rate on 48 SBA 7(a) loans to Jakes WayBack Burgers franchisees, FY2010–2019
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019 — Jakes WayBack Burgers against its industry and all franchises
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019: Jakes WayBack Burgers 22.9%; Limited-Service Restaurants 10.3%; All franchises 10.2%Jakes WayBack Burgers 22.9%; Limited-Service Restaurants 10.3%; All franchises 10.2%0%5%10%15%20%25%Jakes WayBack Burgers22.9%Limited-ServiceRestaurants10.3%All franchises10.2%
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019: Jakes WayBack Burgers 22.9%; Limited-Service Restaurants 10.3%; All franchises 10.2%Jakes WayBack Burgers 22.9%; Limited-Service Restaurants 10.3%; All franchises 10.2%0%5%10%15%20%25%Jakes WayBack Burgers22.9%Limited-Service Restaurants10.3%All franchises10.2%

Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026. Figures also in the comparison table below.

About 1 in 4 Jakes WayBack Burgers SBA borrowers failed to repay — more than double the Limited-Service Restaurants average of 10.3%.

Between 2010 and 2019, 48 Jakes WayBack Burgers franchisees financed with SBA 7(a) loans. 11 defaulted — a 22.9% charge-off rate, 2.2x the Limited-Service Restaurants average of 10.3%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.

What is the Jakes WayBack Burgers franchise failure rate on SBA loans?

Jakes WayBack Burgers is a Limited-Service Restaurants franchise. This page reports the outcome of every SBA 7(a) loan the U.S. Small Business Administration's public FOIA file attributes to Jakes WayBack Burgers franchisees: 48 loans approved between fiscal 2010 and 2019, of which 11 were charged off. Loan statuses are as of June 30, 2026, and the cohort has matured, so these are settled outcomes rather than projections.

How does Jakes WayBack Burgers compare with other Limited-Service Restaurants franchises?

The table sets Jakes WayBack Burgers's charge-off rate beside its Limited-Service Restaurants peers and the two economy-wide benchmarks. All figures use the same cohort — SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026 — and the same denominator of resolved loans, so they are directly comparable. A cell in red is more than twice the industry benchmark.

Jakes WayBack Burgers versus benchmarks, SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026. Source: U.S. SBA FOIA dataset.
MeasureJakes WayBack BurgersLimited-Service RestaurantsAll franchisesAll SBA borrowers
Default (charge-off) rate22.9%10.3%10.2%8.0%
Loans in sample48———
Defaults11———
Average loan size$208,862———
Charge-off rate by approval year — share of each fiscal year's Jakes WayBack Burgers SBA 7(a) loans that later defaulted (FY2010–FY2019); years with fewer than 10 loans are outlined, not filled
Charge-off rate by approval year: FY2011 0% of 1 loans; FY2012 50% of 2 loans; FY2013 0% of 1 loans; FY2014 27% of 11 loans; FY2015 8% of 12 loans; FY2016 42% of 12 loans; FY2017 12% of 8 loans; FY2018 0% of 1 loansCharge-off rate by approval year: FY2011 0% of 1 loans; FY2012 50% of 2 loans; FY2013 0% of 1 loans; FY2014 27% of 11 loans; FY2015 8% of 12 loans; FY2016 42% of 12 loans; FY2017 12% of 8 loans; FY2018 0% of 1 loans0%25%50%0%2011n=150%2012n=20%2013n=127%2014n=118%2015n=1242%2016n=1212%2017n=80%2018n=1
Charge-off rate by approval year: FY2011 0% of 1 loans; FY2012 50% of 2 loans; FY2013 0% of 1 loans; FY2014 27% of 11 loans; FY2015 8% of 12 loans; FY2016 42% of 12 loans; FY2017 12% of 8 loans; FY2018 0% of 1 loansCharge-off rate by approval year: FY2011 0% of 1 loans; FY2012 50% of 2 loans; FY2013 0% of 1 loans; FY2014 27% of 11 loans; FY2015 8% of 12 loans; FY2016 42% of 12 loans; FY2017 12% of 8 loans; FY2018 0% of 1 loans0%25%50%0%’11n=150%’12n=20%’13n=127%’14n=118%’15n=1242%’16n=1212%’17n=80%’18n=1

Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.

Show the numbers behind this chart
Fiscal yearLoansCharged offRate
FY2011100.0%
FY20122150.0%
FY2013100.0%
FY201411327.3%
FY20151218.3%
FY201612541.7%
FY20178112.5%
FY2018100.0%

How to read this

A charge-off means a franchisee borrowed, operated, and failed severely enough that the SBA wrote off the government-guaranteed loan. Unlike franchisor marketing or Item 19 disclosures, this is an observed outcome recorded by a federal agency. One caveat cuts the other way: SBA borrowers are typically less capitalized than all-cash buyers, so these rates can overstate risk for well-funded operators.

How reliable is this number?

Jakes WayBack Burgers's figure rests on 48 resolved SBA 7(a) loans approved between fiscal 2010 and 2019 — a matured cohort, so the rate is a settled outcome, not a projection. With 48 resolved loans, one default moves the rate by about 2.1 percentage points. Loans approved since 2020 are excluded from the rate because most are still outstanding; they appear on this page as counts only. Every Jakes WayBack Burgers figure is recomputed from the public SBA FOIA file on each rebuild.

Based on 48 resolved loans — directional, not precise.

Frequently asked

What is Jakes WayBack Burgers's franchise failure rate on SBA loans?
Between 2010 and 2019, 48 Jakes WayBack Burgers franchisees financed with SBA 7(a) loans. 11 defaulted — a 22.9% charge-off rate, 2.2x the Limited-Service Restaurants average of 10.3%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.
Is Jakes WayBack Burgers a safe franchise investment?
Between 2010–2019, Jakes WayBack Burgers franchisees defaulted on SBA loans at 22.9% versus a 10.3% industry average. This data is one input for due diligence; it is not investment advice.

Cite this page

Franchise Default Rates (2026). Jakes WayBack Burgers franchise SBA 7(a) default rate, FY2010–FY2019 cohort: 22.9% (11 of 48 loans charged off). Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.

https://franchisefailurerates.com/franchise/jakes-wayback-burgers/ · Data & methodology · Download the dataset (CSV)