Franchise Failure Rates

SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026

Jamba Juice Franchise Failure Rate: 5.9% SBA Loan Defaults (2010–2019 Federal Data)

5.9%
charge-off rate on 34 SBA 7(a) loans to Jamba Juice franchisees, FY2010–2019
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019 — Jamba Juice against its industry and all franchises
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019: Jamba Juice 5.9%; Limited-Service Restaurants 10.3%; All franchises 10.2%Jamba Juice 5.9%; Limited-Service Restaurants 10.3%; All franchises 10.2%0%2%4%6%8%10%Jamba Juice5.9%Limited-ServiceRestaurants10.3%All franchises10.2%
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019: Jamba Juice 5.9%; Limited-Service Restaurants 10.3%; All franchises 10.2%Jamba Juice 5.9%; Limited-Service Restaurants 10.3%; All franchises 10.2%0%2%4%6%8%10%Jamba Juice5.9%Limited-Service Restaurants10.3%All franchises10.2%

Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026. Figures also in the comparison table below.

About 1 in 17 Jamba Juice SBA borrowers failed to repay — well below the Limited-Service Restaurants average of 10.3%.

Between 2010 and 2019, 34 Jamba Juice franchisees financed with SBA 7(a) loans. 2 defaulted — a 5.9% charge-off rate, 0.6x the Limited-Service Restaurants average of 10.3%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.

What is the Jamba Juice franchise failure rate on SBA loans?

Jamba Juice is a Limited-Service Restaurants franchise. This page reports the outcome of every SBA 7(a) loan the U.S. Small Business Administration's public FOIA file attributes to Jamba Juice franchisees: 34 loans approved between fiscal 2010 and 2019, of which 2 were charged off. Loan statuses are as of June 30, 2026, and the cohort has matured, so these are settled outcomes rather than projections.

How does Jamba Juice compare with other Limited-Service Restaurants franchises?

The table sets Jamba Juice's charge-off rate beside its Limited-Service Restaurants peers and the two economy-wide benchmarks. All figures use the same cohort — SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026 — and the same denominator of resolved loans, so they are directly comparable.

Jamba Juice versus benchmarks, SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026. Source: U.S. SBA FOIA dataset.
MeasureJamba JuiceLimited-Service RestaurantsAll franchisesAll SBA borrowers
Default (charge-off) rate5.9%10.3%10.2%8.0%
Loans in sample34———
Defaults2———
Average loan size$450,668———
Charge-off rate by approval year — share of each fiscal year's Jamba Juice SBA 7(a) loans that later defaulted (FY2010–FY2019); years with fewer than 10 loans are outlined, not filled
Charge-off rate by approval year: FY2010 0% of 5 loans; FY2011 33% of 3 loans; FY2012 0% of 2 loans; FY2013 0% of 4 loans; FY2014 0% of 5 loans; FY2015 0% of 3 loans; FY2016 11% of 9 loans; FY2017 0% of 3 loansCharge-off rate by approval year: FY2010 0% of 5 loans; FY2011 33% of 3 loans; FY2012 0% of 2 loans; FY2013 0% of 4 loans; FY2014 0% of 5 loans; FY2015 0% of 3 loans; FY2016 11% of 9 loans; FY2017 0% of 3 loans0%5%10%0%2010n=533%2011n=30%2012n=20%2013n=40%2014n=50%2015n=311%2016n=90%2017n=3
Charge-off rate by approval year: FY2010 0% of 5 loans; FY2011 33% of 3 loans; FY2012 0% of 2 loans; FY2013 0% of 4 loans; FY2014 0% of 5 loans; FY2015 0% of 3 loans; FY2016 11% of 9 loans; FY2017 0% of 3 loansCharge-off rate by approval year: FY2010 0% of 5 loans; FY2011 33% of 3 loans; FY2012 0% of 2 loans; FY2013 0% of 4 loans; FY2014 0% of 5 loans; FY2015 0% of 3 loans; FY2016 11% of 9 loans; FY2017 0% of 3 loans0%5%10%0%’10n=533%’11n=30%’12n=20%’13n=40%’14n=50%’15n=311%’16n=90%’17n=3

Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.

Show the numbers behind this chart
Fiscal yearLoansCharged offRate
FY2010500.0%
FY20113133.3%
FY2012200.0%
FY2013400.0%
FY2014500.0%
FY2015300.0%
FY20169111.1%
FY2017300.0%

How to read this

A charge-off means a franchisee borrowed, operated, and failed severely enough that the SBA wrote off the government-guaranteed loan. Unlike franchisor marketing or Item 19 disclosures, this is an observed outcome recorded by a federal agency. One caveat cuts the other way: SBA borrowers are typically less capitalized than all-cash buyers, so these rates can overstate risk for well-funded operators.

How reliable is this number?

Jamba Juice's figure rests on 34 resolved SBA 7(a) loans approved between fiscal 2010 and 2019 — a matured cohort, so the rate is a settled outcome, not a projection. With 34 resolved loans, one default moves the rate by about 2.9 percentage points. Loans approved since 2020 are excluded from the rate because most are still outstanding; they appear on this page as counts only. Every Jamba Juice figure is recomputed from the public SBA FOIA file on each rebuild.

Based on 34 resolved loans — directional, not precise.

Frequently asked

What is Jamba Juice's franchise failure rate on SBA loans?
Between 2010 and 2019, 34 Jamba Juice franchisees financed with SBA 7(a) loans. 2 defaulted — a 5.9% charge-off rate, 0.6x the Limited-Service Restaurants average of 10.3%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.
Is Jamba Juice a safe franchise investment?
Between 2010–2019, Jamba Juice franchisees defaulted on SBA loans at 5.9% versus a 10.3% industry average. This data is one input for due diligence; it is not investment advice.

Cite this page

Franchise Default Rates (2026). Jamba Juice franchise SBA 7(a) default rate, FY2010–FY2019 cohort: 5.9% (2 of 34 loans charged off). Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.

https://franchisefailurerates.com/franchise/jamba-juice/ · Data & methodology · Download the dataset (CSV)