Franchise Failure Rates

SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026

Little Ceasar's Pizza Franchise Failure Rate: 2.4% SBA Loan Defaults (2010–2019 Federal Data)

2.4%
charge-off rate on 124 SBA 7(a) loans to Little Ceasar's Pizza franchisees, FY2010–2019
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019 — Little Ceasar's Pizza against its industry and all franchises
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019: Little Ceasar's Pizza 2.4%; Limited-Service Restaurants 10.3%; All franchises 10.2%Little Ceasar's Pizza 2.4%; Limited-Service Restaurants 10.3%; All franchises 10.2%0%2%4%6%8%10%Little Ceasar's Pizza2.4%Limited-ServiceRestaurants10.3%All franchises10.2%
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019: Little Ceasar's Pizza 2.4%; Limited-Service Restaurants 10.3%; All franchises 10.2%Little Ceasar's Pizza 2.4%; Limited-Service Restaurants 10.3%; All franchises 10.2%0%2%4%6%8%10%Little Ceasar's Pizza2.4%Limited-Service Restaurants10.3%All franchises10.2%

Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026. Figures also in the comparison table below.

About 1 in 42 Little Ceasar's Pizza SBA borrowers failed to repay — well below the Limited-Service Restaurants average of 10.3%.

Between 2010 and 2019, 124 Little Ceasar's Pizza franchisees financed with SBA 7(a) loans. 3 defaulted — a 2.4% charge-off rate, 0.2x the Limited-Service Restaurants average of 10.3%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.

What is the Little Ceasar's Pizza franchise failure rate on SBA loans?

Little Ceasar's Pizza is a Limited-Service Restaurants franchise. This page reports the outcome of every SBA 7(a) loan the U.S. Small Business Administration's public FOIA file attributes to Little Ceasar's Pizza franchisees: 124 loans approved between fiscal 2010 and 2019, of which 3 were charged off. Loan statuses are as of June 30, 2026, and the cohort has matured, so these are settled outcomes rather than projections.

How does Little Ceasar's Pizza compare with other Limited-Service Restaurants franchises?

The table sets Little Ceasar's Pizza's charge-off rate beside its Limited-Service Restaurants peers and the two economy-wide benchmarks. All figures use the same cohort — SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026 — and the same denominator of resolved loans, so they are directly comparable.

Little Ceasar's Pizza versus benchmarks, SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026. Source: U.S. SBA FOIA dataset.
MeasureLittle Ceasar's PizzaLimited-Service RestaurantsAll franchisesAll SBA borrowers
Default (charge-off) rate2.4%10.3%10.2%8.0%
Loans in sample124———
Defaults3———
Average loan size$236,815———
Charge-off rate by approval year — share of each fiscal year's Little Ceasar's Pizza SBA 7(a) loans that later defaulted (FY2010–FY2019)
Charge-off rate by approval year: FY2010 3% of 38 loans; FY2011 0% of 31 loans; FY2012 4% of 25 loans; FY2013 3% of 30 loansCharge-off rate by approval year: FY2010 3% of 38 loans; FY2011 0% of 31 loans; FY2012 4% of 25 loans; FY2013 3% of 30 loans0%5%10%3%2010n=380%2011n=314%2012n=253%2013n=30
Charge-off rate by approval year: FY2010 3% of 38 loans; FY2011 0% of 31 loans; FY2012 4% of 25 loans; FY2013 3% of 30 loansCharge-off rate by approval year: FY2010 3% of 38 loans; FY2011 0% of 31 loans; FY2012 4% of 25 loans; FY2013 3% of 30 loans0%5%10%3%’10n=380%’11n=314%’12n=253%’13n=30

Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.

Show the numbers behind this chart
Fiscal yearLoansCharged offRate
FY20103812.6%
FY20113100.0%
FY20122514.0%
FY20133013.3%

How to read this

A charge-off means a franchisee borrowed, operated, and failed severely enough that the SBA wrote off the government-guaranteed loan. Unlike franchisor marketing or Item 19 disclosures, this is an observed outcome recorded by a federal agency. One caveat cuts the other way: SBA borrowers are typically less capitalized than all-cash buyers, so these rates can overstate risk for well-funded operators.

How reliable is this number?

Little Ceasar's Pizza's figure rests on 124 resolved SBA 7(a) loans approved between fiscal 2010 and 2019 — a matured cohort, so the rate is a settled outcome, not a projection. With 124 resolved loans, the sample is large enough that a single default barely moves the figure. Loans approved since 2020 are excluded from the rate because most are still outstanding; they appear on this page as counts only. Every Little Ceasar's Pizza figure is recomputed from the public SBA FOIA file on each rebuild.

Frequently asked

What is Little Ceasar's Pizza's franchise failure rate on SBA loans?
Between 2010 and 2019, 124 Little Ceasar's Pizza franchisees financed with SBA 7(a) loans. 3 defaulted — a 2.4% charge-off rate, 0.2x the Limited-Service Restaurants average of 10.3%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.
Is Little Ceasar's Pizza a safe franchise investment?
Between 2010–2019, Little Ceasar's Pizza franchisees defaulted on SBA loans at 2.4% versus a 10.3% industry average. This data is one input for due diligence; it is not investment advice.

Cite this page

Franchise Default Rates (2026). Little Ceasar's Pizza franchise SBA 7(a) default rate, FY2010–FY2019 cohort: 2.4% (3 of 124 loans charged off). Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.

https://franchisefailurerates.com/franchise/little-ceasars-pizza/ · Data & methodology · Download the dataset (CSV)