SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026
Meineke Car Care Franchise Failure Rate: 18.4% SBA Loan Defaults (2010–2019 Federal Data)
Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026. Figures also in the comparison table below.
About 1 in 5 Meineke Car Care SBA borrowers failed to repay — more than double the General Automotive Repair average of 7.6%.
Between 2010 and 2019, 38 Meineke Car Care franchisees financed with SBA 7(a) loans. 7 defaulted — a 18.4% charge-off rate, 2.4x the General Automotive Repair average of 7.6%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.
What is the Meineke Car Care franchise failure rate on SBA loans?
Meineke Car Care is a General Automotive Repair franchise. This page reports the outcome of every SBA 7(a) loan the U.S. Small Business Administration's public FOIA file attributes to Meineke Car Care franchisees: 38 loans approved between fiscal 2010 and 2019, of which 7 were charged off. Loan statuses are as of June 30, 2026, and the cohort has matured, so these are settled outcomes rather than projections.
- SBA 7(a) loans approved FY2010–FY201938
- Charged off7
- Charge-off rate18.4%
- General Automotive Repair franchise benchmark7.6%
- Brand vs industry2.4x
- All-franchise SBA benchmark10.2%
- Average loan size, 2010s cohort$291,787
How does Meineke Car Care compare with other General Automotive Repair franchises?
The table sets Meineke Car Care's charge-off rate beside its General Automotive Repair peers and the two economy-wide benchmarks. All figures use the same cohort — SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026 — and the same denominator of resolved loans, so they are directly comparable. A cell in red is more than twice the industry benchmark.
| Measure | Meineke Car Care | General Automotive Repair | All franchises | All SBA borrowers |
|---|---|---|---|---|
| Default (charge-off) rate | 18.4% | 7.6% | 10.2% | 8.0% |
| Loans in sample | 38 | — | — | — |
| Defaults | 7 | — | — | — |
| Average loan size | $291,787 | — | — | — |
Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.
Show the numbers behind this chart
| Fiscal year | Loans | Charged off | Rate |
|---|---|---|---|
| FY2010 | 8 | 0 | 0.0% |
| FY2011 | 11 | 2 | 18.2% |
| FY2012 | 6 | 1 | 16.7% |
| FY2013 | 13 | 4 | 30.8% |
How to read this
A charge-off means a franchisee borrowed, operated, and failed severely enough that the SBA wrote off the government-guaranteed loan. Unlike franchisor marketing or Item 19 disclosures, this is an observed outcome recorded by a federal agency. One caveat cuts the other way: SBA borrowers are typically less capitalized than all-cash buyers, so these rates can overstate risk for well-funded operators.
How reliable is this number?
Meineke Car Care's figure rests on 38 resolved SBA 7(a) loans approved between fiscal 2010 and 2019 — a matured cohort, so the rate is a settled outcome, not a projection. With 38 resolved loans, one default moves the rate by about 2.6 percentage points. Loans approved since 2020 are excluded from the rate because most are still outstanding; they appear on this page as counts only. Every Meineke Car Care figure is recomputed from the public SBA FOIA file on each rebuild.
Based on 38 resolved loans — directional, not precise.
Frequently asked
- What is Meineke Car Care's franchise failure rate on SBA loans?
- Between 2010 and 2019, 38 Meineke Car Care franchisees financed with SBA 7(a) loans. 7 defaulted — a 18.4% charge-off rate, 2.4x the General Automotive Repair average of 7.6%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.
- Is Meineke Car Care a safe franchise investment?
- Between 2010–2019, Meineke Car Care franchisees defaulted on SBA loans at 18.4% versus a 7.6% industry average. This data is one input for due diligence; it is not investment advice.
Cite this page
Franchise Default Rates (2026). Meineke Car Care franchise SBA 7(a) default rate, FY2010–FY2019 cohort: 18.4% (7 of 38 loans charged off). Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.
https://franchisefailurerates.com/franchise/meineke-car-care/ · Data & methodology · Download the dataset (CSV)