SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026
Nothing Bundt Cakes Franchise Failure Rate: 0.0% SBA Loan Defaults (2010–2019 Federal Data)
Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026. Figures also in the comparison table below.
None of the 116 Nothing Bundt Cakes SBA borrowers in the sample failed to repay — well below the Retail Bakeries average of 8.1%.
Between 2010 and 2019, 116 Nothing Bundt Cakes franchisees financed with SBA 7(a) loans. None defaulted — a 0.0% charge-off rate, against a Retail Bakeries average of 8.1%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.
What is the Nothing Bundt Cakes franchise failure rate on SBA loans?
Nothing Bundt Cakes is a Retail Bakeries franchise. This page reports the outcome of every SBA 7(a) loan the U.S. Small Business Administration's public FOIA file attributes to Nothing Bundt Cakes franchisees: 116 loans approved between fiscal 2010 and 2019, of which 0 were charged off. Loan statuses are as of June 30, 2026, and the cohort has matured, so these are settled outcomes rather than projections.
- SBA 7(a) loans approved FY2010–FY2019116
- Charged off0
- Charge-off rate0.0%
- Retail Bakeries franchise benchmark8.1%
- All-franchise SBA benchmark10.2%
- Average loan size, 2010s cohort$341,353
- New SBA loans since 2020159
- Early charge-offs since 20200
How does Nothing Bundt Cakes compare with other Retail Bakeries franchises?
The table sets Nothing Bundt Cakes's charge-off rate beside its Retail Bakeries peers and the two economy-wide benchmarks. All figures use the same cohort — SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026 — and the same denominator of resolved loans, so they are directly comparable.
| Measure | Nothing Bundt Cakes | Retail Bakeries | All franchises | All SBA borrowers |
|---|---|---|---|---|
| Default (charge-off) rate | 0.0% | 8.1% | 10.2% | 8.0% |
| Loans in sample | 116 | — | — | — |
| Defaults | 0 | — | — | — |
| Average loan size | $341,353 | — | — | — |
What has Nothing Bundt Cakes SBA lending looked like since 2020?
Since 2020, Nothing Bundt Cakes franchisees have taken 159 new SBA 7(a) loans. None have charged off to date, though most remain outstanding and unresolved.
Loans approved since 2020, by fiscal year — counts only: 0 have charged off to date and most are still outstanding, so no rate is drawn.
Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.
Show the numbers behind this chart
| Fiscal year | Loans | Charged off | Rate |
|---|---|---|---|
| FY2010 | 1 | 0 | 0.0% |
| FY2011 | 3 | 0 | 0.0% |
| FY2012 | 1 | 0 | 0.0% |
| FY2013 | 4 | 0 | 0.0% |
| FY2014 | 15 | 0 | 0.0% |
| FY2015 | 19 | 0 | 0.0% |
| FY2016 | 22 | 0 | 0.0% |
| FY2017 | 13 | 0 | 0.0% |
| FY2018 | 15 | 0 | 0.0% |
| FY2019 | 23 | 0 | 0.0% |
| FY2020 | 16 | — | outstanding |
| FY2021 | 42 | — | outstanding |
| FY2022 | 30 | — | outstanding |
| FY2023 | 23 | — | outstanding |
| FY2024 | 20 | — | outstanding |
| FY2025 | 20 | — | outstanding |
| FY2026 | 8 | — | outstanding |
How to read this
A charge-off means a franchisee borrowed, operated, and failed severely enough that the SBA wrote off the government-guaranteed loan. Unlike franchisor marketing or Item 19 disclosures, this is an observed outcome recorded by a federal agency. One caveat cuts the other way: SBA borrowers are typically less capitalized than all-cash buyers, so these rates can overstate risk for well-funded operators.
How reliable is this number?
Nothing Bundt Cakes's figure rests on 116 resolved SBA 7(a) loans approved between fiscal 2010 and 2019 — a matured cohort, so the rate is a settled outcome, not a projection. With 116 resolved loans, the sample is large enough that a single default barely moves the figure. Loans approved since 2020 are excluded from the rate because most are still outstanding; they appear on this page as counts only. Every Nothing Bundt Cakes figure is recomputed from the public SBA FOIA file on each rebuild.
Frequently asked
- What is Nothing Bundt Cakes's franchise failure rate on SBA loans?
- Between 2010 and 2019, 116 Nothing Bundt Cakes franchisees financed with SBA 7(a) loans. None defaulted — a 0.0% charge-off rate, against a Retail Bakeries average of 8.1%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.
- Is Nothing Bundt Cakes a safe franchise investment?
- Between 2010–2019, Nothing Bundt Cakes franchisees defaulted on SBA loans at 0.0% versus a 8.1% industry average. This data is one input for due diligence; it is not investment advice.
Cite this page
Franchise Default Rates (2026). Nothing Bundt Cakes franchise SBA 7(a) default rate, FY2010–FY2019 cohort: 0.0% (0 of 116 loans charged off). Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.
https://franchisefailurerates.com/franchise/nothing-bundt-cakes/ · Data & methodology · Download the dataset (CSV)