Franchise Failure Rates

SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026

Orange Leaf Frozen Yogurt Franchise Failure Rate: 38.2% SBA Loan Defaults (2010–2019 Federal Data)

38.2%
charge-off rate on 55 SBA 7(a) loans to Orange Leaf Frozen Yogurt franchisees, FY2010–2019
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019 — Orange Leaf Frozen Yogurt against its industry and all franchises
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019: Orange Leaf Frozen Yogurt 38.2%; Limited-Service Restaurants 10.3%; All franchises 10.2%Orange Leaf Frozen Yogurt 38.2%; Limited-Service Restaurants 10.3%; All franchises 10.2%0%10%20%30%40%Orange Leaf FrozenYogurt38.2%Limited-ServiceRestaurants10.3%All franchises10.2%
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019: Orange Leaf Frozen Yogurt 38.2%; Limited-Service Restaurants 10.3%; All franchises 10.2%Orange Leaf Frozen Yogurt 38.2%; Limited-Service Restaurants 10.3%; All franchises 10.2%0%10%20%30%40%Orange Leaf Frozen Yogurt38.2%Limited-Service Restaurants10.3%All franchises10.2%

Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026. Figures also in the comparison table below.

About 1 in 3 Orange Leaf Frozen Yogurt SBA borrowers failed to repay — more than double the Limited-Service Restaurants average of 10.3%.

Between 2010 and 2019, 55 Orange Leaf Frozen Yogurt franchisees financed with SBA 7(a) loans. 21 defaulted — a 38.2% charge-off rate, 3.7x the Limited-Service Restaurants average of 10.3%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.

What is the Orange Leaf Frozen Yogurt franchise failure rate on SBA loans?

Orange Leaf Frozen Yogurt is a Limited-Service Restaurants franchise. This page reports the outcome of every SBA 7(a) loan the U.S. Small Business Administration's public FOIA file attributes to Orange Leaf Frozen Yogurt franchisees: 55 loans approved between fiscal 2010 and 2019, of which 21 were charged off. Loan statuses are as of June 30, 2026, and the cohort has matured, so these are settled outcomes rather than projections.

How does Orange Leaf Frozen Yogurt compare with other Limited-Service Restaurants franchises?

The table sets Orange Leaf Frozen Yogurt's charge-off rate beside its Limited-Service Restaurants peers and the two economy-wide benchmarks. All figures use the same cohort — SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026 — and the same denominator of resolved loans, so they are directly comparable. A cell in red is more than twice the industry benchmark.

Orange Leaf Frozen Yogurt versus benchmarks, SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026. Source: U.S. SBA FOIA dataset.
MeasureOrange Leaf Frozen YogurtLimited-Service RestaurantsAll franchisesAll SBA borrowers
Default (charge-off) rate38.2%10.3%10.2%8.0%
Loans in sample55———
Defaults21———
Average loan size$190,342———

What has Orange Leaf Frozen Yogurt SBA lending looked like since 2020?

Since 2020, Orange Leaf Frozen Yogurt franchisees have taken 4 new SBA 7(a) loans. None have charged off to date, though most remain outstanding and unresolved.

Charge-off rate by approval year — share of each fiscal year's Orange Leaf Frozen Yogurt SBA 7(a) loans that later defaulted (FY2010–FY2019); years with fewer than 10 loans are outlined, not filled
Charge-off rate by approval year: FY2013 0% of 3 loans; FY2014 39% of 23 loans; FY2015 60% of 5 loans; FY2016 44% of 9 loans; FY2017 50% of 8 loans; FY2018 0% of 5 loans; FY2019 50% of 2 loansCharge-off rate by approval year: FY2013 0% of 3 loans; FY2014 39% of 23 loans; FY2015 60% of 5 loans; FY2016 44% of 9 loans; FY2017 50% of 8 loans; FY2018 0% of 5 loans; FY2019 50% of 2 loans0%20%40%0%2013n=339%2014n=2360%2015n=544%2016n=950%2017n=80%2018n=550%2019n=2
Charge-off rate by approval year: FY2013 0% of 3 loans; FY2014 39% of 23 loans; FY2015 60% of 5 loans; FY2016 44% of 9 loans; FY2017 50% of 8 loans; FY2018 0% of 5 loans; FY2019 50% of 2 loansCharge-off rate by approval year: FY2013 0% of 3 loans; FY2014 39% of 23 loans; FY2015 60% of 5 loans; FY2016 44% of 9 loans; FY2017 50% of 8 loans; FY2018 0% of 5 loans; FY2019 50% of 2 loans0%20%40%0%’13n=339%’14n=2360%’15n=544%’16n=950%’17n=80%’18n=550%’19n=2

Loans approved since 2020, by fiscal year — counts only: 0 have charged off to date and most are still outstanding, so no rate is drawn.

Loans approved since 2020: FY2024 2; FY2026 2Loans approved since 2020: FY2024 2; FY2026 22202422026
Loans approved since 2020: FY2024 2; FY2026 2Loans approved since 2020: FY2024 2; FY2026 22’242’26

Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.

Show the numbers behind this chart
Fiscal yearLoansCharged offRate
FY2013300.0%
FY201423939.1%
FY20155360.0%
FY20169444.4%
FY20178450.0%
FY2018500.0%
FY20192150.0%
FY20242—outstanding
FY20262—outstanding

How to read this

A charge-off means a franchisee borrowed, operated, and failed severely enough that the SBA wrote off the government-guaranteed loan. Unlike franchisor marketing or Item 19 disclosures, this is an observed outcome recorded by a federal agency. One caveat cuts the other way: SBA borrowers are typically less capitalized than all-cash buyers, so these rates can overstate risk for well-funded operators.

How reliable is this number?

Orange Leaf Frozen Yogurt's figure rests on 55 resolved SBA 7(a) loans approved between fiscal 2010 and 2019 — a matured cohort, so the rate is a settled outcome, not a projection. With 55 resolved loans, one default moves the rate by about 1.8 percentage points. Loans approved since 2020 are excluded from the rate because most are still outstanding; they appear on this page as counts only. Every Orange Leaf Frozen Yogurt figure is recomputed from the public SBA FOIA file on each rebuild.

Based on 55 resolved loans — directional, not precise.

Frequently asked

What is Orange Leaf Frozen Yogurt's franchise failure rate on SBA loans?
Between 2010 and 2019, 55 Orange Leaf Frozen Yogurt franchisees financed with SBA 7(a) loans. 21 defaulted — a 38.2% charge-off rate, 3.7x the Limited-Service Restaurants average of 10.3%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.
Is Orange Leaf Frozen Yogurt a safe franchise investment?
Between 2010–2019, Orange Leaf Frozen Yogurt franchisees defaulted on SBA loans at 38.2% versus a 10.3% industry average. This data is one input for due diligence; it is not investment advice.

Cite this page

Franchise Default Rates (2026). Orange Leaf Frozen Yogurt franchise SBA 7(a) default rate, FY2010–FY2019 cohort: 38.2% (21 of 55 loans charged off). Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.

https://franchisefailurerates.com/franchise/orange-leaf-frozen-yogurt/ · Data & methodology · Download the dataset (CSV)