SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026
Premier Rental-Purchase Franchise Failure Rate: 40.0% SBA Loan Defaults (2010–2019 Federal Data)
Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026. Figures also in the comparison table below.
About 1 in 2 Premier Rental-Purchase SBA borrowers failed to repay — more than double the All Other Consumer Goods Rental average of 7.0%.
Between 2010 and 2019, 25 Premier Rental-Purchase franchisees financed with SBA 7(a) loans. 10 defaulted — a 40.0% charge-off rate, 5.7x the All Other Consumer Goods Rental average of 7.0%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.
What is the Premier Rental-Purchase franchise failure rate on SBA loans?
Premier Rental-Purchase is a All Other Consumer Goods Rental franchise. This page reports the outcome of every SBA 7(a) loan the U.S. Small Business Administration's public FOIA file attributes to Premier Rental-Purchase franchisees: 25 loans approved between fiscal 2010 and 2019, of which 10 were charged off. Loan statuses are as of June 30, 2026, and the cohort has matured, so these are settled outcomes rather than projections.
- SBA 7(a) loans approved FY2010–FY201925
- Charged off10
- Charge-off rate40.0%
- All Other Consumer Goods Rental franchise benchmark7.0%
- Brand vs industry5.7x
- All-franchise SBA benchmark10.2%
- Average loan size, 2010s cohort$341,724
- New SBA loans since 202012
- Early charge-offs since 20200
How does Premier Rental-Purchase compare with other All Other Consumer Goods Rental franchises?
The table sets Premier Rental-Purchase's charge-off rate beside its All Other Consumer Goods Rental peers and the two economy-wide benchmarks. All figures use the same cohort — SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026 — and the same denominator of resolved loans, so they are directly comparable. A cell in red is more than twice the industry benchmark.
| Measure | Premier Rental-Purchase | All Other Consumer Goods Rental | All franchises | All SBA borrowers |
|---|---|---|---|---|
| Default (charge-off) rate | 40.0% | 7.0% | 10.2% | 8.0% |
| Loans in sample | 25 | — | — | — |
| Defaults | 10 | — | — | — |
| Average loan size | $341,724 | — | — | — |
What has Premier Rental-Purchase SBA lending looked like since 2020?
Since 2020, Premier Rental-Purchase franchisees have taken 12 new SBA 7(a) loans. None have charged off to date, though most remain outstanding and unresolved.
Loans approved since 2020, by fiscal year — counts only: 0 have charged off to date and most are still outstanding, so no rate is drawn.
Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.
Show the numbers behind this chart
| Fiscal year | Loans | Charged off | Rate |
|---|---|---|---|
| FY2010 | 3 | 3 | 100.0% |
| FY2011 | 4 | 0 | 0.0% |
| FY2012 | 3 | 1 | 33.3% |
| FY2013 | 2 | 1 | 50.0% |
| FY2014 | 3 | 1 | 33.3% |
| FY2015 | 5 | 1 | 20.0% |
| FY2016 | 2 | 2 | 100.0% |
| FY2017 | 1 | 0 | 0.0% |
| FY2018 | 1 | 1 | 100.0% |
| FY2019 | 1 | 0 | 0.0% |
| FY2022 | 3 | — | outstanding |
| FY2023 | 2 | — | outstanding |
| FY2024 | 3 | — | outstanding |
| FY2025 | 3 | — | outstanding |
| FY2026 | 1 | — | outstanding |
How to read this
A charge-off means a franchisee borrowed, operated, and failed severely enough that the SBA wrote off the government-guaranteed loan. Unlike franchisor marketing or Item 19 disclosures, this is an observed outcome recorded by a federal agency. One caveat cuts the other way: SBA borrowers are typically less capitalized than all-cash buyers, so these rates can overstate risk for well-funded operators.
How reliable is this number?
Premier Rental-Purchase's figure rests on 25 resolved SBA 7(a) loans approved between fiscal 2010 and 2019 — a matured cohort, so the rate is a settled outcome, not a projection. With 25 resolved loans, one default moves the rate by about 4.0 percentage points. Loans approved since 2020 are excluded from the rate because most are still outstanding; they appear on this page as counts only. Every Premier Rental-Purchase figure is recomputed from the public SBA FOIA file on each rebuild.
Based on 25 resolved loans — directional, not precise.
Frequently asked
- What is Premier Rental-Purchase's franchise failure rate on SBA loans?
- Between 2010 and 2019, 25 Premier Rental-Purchase franchisees financed with SBA 7(a) loans. 10 defaulted — a 40.0% charge-off rate, 5.7x the All Other Consumer Goods Rental average of 7.0%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.
- Is Premier Rental-Purchase a safe franchise investment?
- Between 2010–2019, Premier Rental-Purchase franchisees defaulted on SBA loans at 40.0% versus a 7.0% industry average. This data is one input for due diligence; it is not investment advice.
Cite this page
Franchise Default Rates (2026). Premier Rental-Purchase franchise SBA 7(a) default rate, FY2010–FY2019 cohort: 40.0% (10 of 25 loans charged off). Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.
https://franchisefailurerates.com/franchise/premier-rental-purchase/ · Data & methodology · Download the dataset (CSV)