Franchise Failure Rates

SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026

RE/MAX Franchise Failure Rate: 2.8% SBA Loan Defaults (2010–2019 Federal Data)

2.8%
charge-off rate on 36 SBA 7(a) loans to RE/MAX franchisees, FY2010–2019
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019 — RE/MAX against its industry and all franchises
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019: RE/MAX 2.8%; Offices of Real Estate Agents and Brokers 6.4%; All franchises 10.2%RE/MAX 2.8%; Offices of Real Estate Agents and Brokers 6.4%; All franchises 10.2%0%2%4%6%8%10%RE/MAX2.8%Offices of Real EstateAgents and Brokers6.4%All franchises10.2%
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019: RE/MAX 2.8%; Offices of Real Estate Agents and Brokers 6.4%; All franchises 10.2%RE/MAX 2.8%; Offices of Real Estate Agents and Brokers 6.4%; All franchises 10.2%0%2%4%6%8%10%RE/MAX2.8%Offices of Real Estate Agents and Brokers6.4%All franchises10.2%

Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026. Figures also in the comparison table below.

About 1 in 36 RE/MAX SBA borrowers failed to repay — well below the Offices of Real Estate Agents and Brokers average of 6.4%.

Between 2010 and 2019, 36 RE/MAX franchisees financed with SBA 7(a) loans. 1 defaulted — a 2.8% charge-off rate, 0.4x the Offices of Real Estate Agents and Brokers average of 6.4%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.

What is the RE/MAX franchise failure rate on SBA loans?

RE/MAX is a Offices of Real Estate Agents and Brokers franchise. This page reports the outcome of every SBA 7(a) loan the U.S. Small Business Administration's public FOIA file attributes to RE/MAX franchisees: 36 loans approved between fiscal 2010 and 2019, of which 1 was charged off. Loan statuses are as of June 30, 2026, and the cohort has matured, so these are settled outcomes rather than projections.

How does RE/MAX compare with other Offices of Real Estate Agents and Brokers franchises?

The table sets RE/MAX's charge-off rate beside its Offices of Real Estate Agents and Brokers peers and the two economy-wide benchmarks. All figures use the same cohort — SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026 — and the same denominator of resolved loans, so they are directly comparable.

RE/MAX versus benchmarks, SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026. Source: U.S. SBA FOIA dataset.
MeasureRE/MAXOffices of Real Estate Agents and BrokersAll franchisesAll SBA borrowers
Default (charge-off) rate2.8%6.4%10.2%8.0%
Loans in sample36———
Defaults1———
Average loan size$451,219———
Charge-off rate by approval year — share of each fiscal year's RE/MAX SBA 7(a) loans that later defaulted (FY2010–FY2019); years with fewer than 10 loans are outlined, not filled
Charge-off rate by approval year: FY2013 0% of 2 loans; FY2014 0% of 4 loans; FY2015 0% of 11 loans; FY2016 0% of 6 loans; FY2017 9% of 11 loans; FY2018 0% of 2 loansCharge-off rate by approval year: FY2013 0% of 2 loans; FY2014 0% of 4 loans; FY2015 0% of 11 loans; FY2016 0% of 6 loans; FY2017 9% of 11 loans; FY2018 0% of 2 loans0%5%10%0%2013n=20%2014n=40%2015n=110%2016n=69%2017n=110%2018n=2
Charge-off rate by approval year: FY2013 0% of 2 loans; FY2014 0% of 4 loans; FY2015 0% of 11 loans; FY2016 0% of 6 loans; FY2017 9% of 11 loans; FY2018 0% of 2 loansCharge-off rate by approval year: FY2013 0% of 2 loans; FY2014 0% of 4 loans; FY2015 0% of 11 loans; FY2016 0% of 6 loans; FY2017 9% of 11 loans; FY2018 0% of 2 loans0%5%10%0%’13n=20%’14n=40%’15n=110%’16n=69%’17n=110%’18n=2

Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.

Show the numbers behind this chart
Fiscal yearLoansCharged offRate
FY2013200.0%
FY2014400.0%
FY20151100.0%
FY2016600.0%
FY20171119.1%
FY2018200.0%

How to read this

A charge-off means a franchisee borrowed, operated, and failed severely enough that the SBA wrote off the government-guaranteed loan. Unlike franchisor marketing or Item 19 disclosures, this is an observed outcome recorded by a federal agency. One caveat cuts the other way: SBA borrowers are typically less capitalized than all-cash buyers, so these rates can overstate risk for well-funded operators.

How reliable is this number?

RE/MAX's figure rests on 36 resolved SBA 7(a) loans approved between fiscal 2010 and 2019 — a matured cohort, so the rate is a settled outcome, not a projection. With 36 resolved loans, one default moves the rate by about 2.8 percentage points. Loans approved since 2020 are excluded from the rate because most are still outstanding; they appear on this page as counts only. Every RE/MAX figure is recomputed from the public SBA FOIA file on each rebuild.

Based on 36 resolved loans — directional, not precise.

Frequently asked

What is RE/MAX's franchise failure rate on SBA loans?
Between 2010 and 2019, 36 RE/MAX franchisees financed with SBA 7(a) loans. 1 defaulted — a 2.8% charge-off rate, 0.4x the Offices of Real Estate Agents and Brokers average of 6.4%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.
Is RE/MAX a safe franchise investment?
Between 2010–2019, RE/MAX franchisees defaulted on SBA loans at 2.8% versus a 6.4% industry average. This data is one input for due diligence; it is not investment advice.

Cite this page

Franchise Default Rates (2026). RE/MAX franchise SBA 7(a) default rate, FY2010–FY2019 cohort: 2.8% (1 of 36 loans charged off). Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.

https://franchisefailurerates.com/franchise/re-max/ · Data & methodology · Download the dataset (CSV)