Franchise Failure Rates

SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026

Skyzone Franchise Failure Rate: 10.1% SBA Loan Defaults (2010–2019 Federal Data)

10.1%
charge-off rate on 69 SBA 7(a) loans to Skyzone franchisees, FY2010–2019
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019 — Skyzone against its industry and all franchises
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019: Skyzone 10.1%; All Other Amusement and Recreation Industries 9.9%; All franchises 10.2%Skyzone 10.1%; All Other Amusement and Recreation Industries 9.9%; All franchises 10.2%0%2%4%6%8%10%Skyzone10.1%All Other Amusement andRecreation Industries9.9%All franchises10.2%
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019: Skyzone 10.1%; All Other Amusement and Recreation Industries 9.9%; All franchises 10.2%Skyzone 10.1%; All Other Amusement and Recreation Industries 9.9%; All franchises 10.2%0%2%4%6%8%10%Skyzone10.1%All Other Amusement and Recreation Industries9.9%All franchises10.2%

Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026. Figures also in the comparison table below.

About 1 in 10 Skyzone SBA borrowers failed to repay — in line with the All Other Amusement and Recreation Industries average of 9.9%.

Between 2010 and 2019, 69 Skyzone franchisees financed with SBA 7(a) loans. 7 defaulted — a 10.1% charge-off rate, 1.0x the All Other Amusement and Recreation Industries average of 9.9%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.

What is the Skyzone franchise failure rate on SBA loans?

Skyzone is a All Other Amusement and Recreation Industries franchise. This page reports the outcome of every SBA 7(a) loan the U.S. Small Business Administration's public FOIA file attributes to Skyzone franchisees: 69 loans approved between fiscal 2010 and 2019, of which 7 were charged off. Loan statuses are as of June 30, 2026, and the cohort has matured, so these are settled outcomes rather than projections.

How does Skyzone compare with other All Other Amusement and Recreation Industries franchises?

The table sets Skyzone's charge-off rate beside its All Other Amusement and Recreation Industries peers and the two economy-wide benchmarks. All figures use the same cohort — SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026 — and the same denominator of resolved loans, so they are directly comparable.

Skyzone versus benchmarks, SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026. Source: U.S. SBA FOIA dataset.
MeasureSkyzoneAll Other Amusement and Recreation IndustriesAll franchisesAll SBA borrowers
Default (charge-off) rate10.1%9.9%10.2%8.0%
Loans in sample69———
Defaults7———
Average loan size$1,470,212———
Charge-off rate by approval year — share of each fiscal year's Skyzone SBA 7(a) loans that later defaulted (FY2010–FY2019); years with fewer than 10 loans are outlined, not filled
Charge-off rate by approval year: FY2013 0% of 5 loans; FY2014 7% of 14 loans; FY2015 14% of 21 loans; FY2016 27% of 11 loans; FY2017 0% of 13 loans; FY2018 0% of 5 loansCharge-off rate by approval year: FY2013 0% of 5 loans; FY2014 7% of 14 loans; FY2015 14% of 21 loans; FY2016 27% of 11 loans; FY2017 0% of 13 loans; FY2018 0% of 5 loans0%15%30%0%2013n=57%2014n=1414%2015n=2127%2016n=110%2017n=130%2018n=5
Charge-off rate by approval year: FY2013 0% of 5 loans; FY2014 7% of 14 loans; FY2015 14% of 21 loans; FY2016 27% of 11 loans; FY2017 0% of 13 loans; FY2018 0% of 5 loansCharge-off rate by approval year: FY2013 0% of 5 loans; FY2014 7% of 14 loans; FY2015 14% of 21 loans; FY2016 27% of 11 loans; FY2017 0% of 13 loans; FY2018 0% of 5 loans0%15%30%0%’13n=57%’14n=1414%’15n=2127%’16n=110%’17n=130%’18n=5

Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.

Show the numbers behind this chart
Fiscal yearLoansCharged offRate
FY2013500.0%
FY20141417.1%
FY201521314.3%
FY201611327.3%
FY20171300.0%
FY2018500.0%

How to read this

A charge-off means a franchisee borrowed, operated, and failed severely enough that the SBA wrote off the government-guaranteed loan. Unlike franchisor marketing or Item 19 disclosures, this is an observed outcome recorded by a federal agency. One caveat cuts the other way: SBA borrowers are typically less capitalized than all-cash buyers, so these rates can overstate risk for well-funded operators.

How reliable is this number?

Skyzone's figure rests on 69 resolved SBA 7(a) loans approved between fiscal 2010 and 2019 — a matured cohort, so the rate is a settled outcome, not a projection. With 69 resolved loans, one default moves the rate by about 1.4 percentage points. Loans approved since 2020 are excluded from the rate because most are still outstanding; they appear on this page as counts only. Every Skyzone figure is recomputed from the public SBA FOIA file on each rebuild.

Based on 69 resolved loans — directional, not precise.

Frequently asked

What is Skyzone's franchise failure rate on SBA loans?
Between 2010 and 2019, 69 Skyzone franchisees financed with SBA 7(a) loans. 7 defaulted — a 10.1% charge-off rate, 1.0x the All Other Amusement and Recreation Industries average of 9.9%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.
Is Skyzone a safe franchise investment?
Between 2010–2019, Skyzone franchisees defaulted on SBA loans at 10.1% versus a 9.9% industry average. This data is one input for due diligence; it is not investment advice.

Cite this page

Franchise Default Rates (2026). Skyzone franchise SBA 7(a) default rate, FY2010–FY2019 cohort: 10.1% (7 of 69 loans charged off). Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.

https://franchisefailurerates.com/franchise/skyzone/ · Data & methodology · Download the dataset (CSV)