SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026

The Maids Franchise Failure Rate on SBA Loans: 0 of 18 Charged Off (Federal Data)

0 of 18
SBA 7(a) loans to The Maids franchisees (FY2010–2019) ended in charge-off
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019 — The Maids against its industry and all franchises
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019: The Maids 0.0%; Janitorial Services 11.2%; All franchises 10.2%The Maids 0.0%; Janitorial Services 11.2%; All franchises 10.2%0%5%10%The Maids0.0% (small sample)Janitorial Services11.2%All franchises10.2%
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019: The Maids 0.0%; Janitorial Services 11.2%; All franchises 10.2%The Maids 0.0%; Janitorial Services 11.2%; All franchises 10.2%0%5%10%The Maids0.0% (small sample)Janitorial Services11.2%All franchises10.2%

Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026. Figures also in the comparison table below.

None of the 18 The Maids SBA borrowers in the sample failed to repay — but 18 loans is too few to call a rate.

0 of 18 SBA 7(a) loans to The Maids franchisees (2010–2019) ended in charge-off. The sample is small; treat this as a diligence flag, not a verdict. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.

What is the The Maids franchise failure rate on SBA loans?

The Maids is a Janitorial Services franchise. This page reports the outcome of every SBA 7(a) loan the U.S. Small Business Administration's public FOIA file attributes to The Maids franchisees: 18 loans approved between fiscal 2010 and 2019, of which 0 were charged off. Loan statuses are as of June 30, 2026, and the cohort has matured, so these are settled outcomes rather than projections.

How does The Maids compare with other Janitorial Services franchises?

The table sets The Maids's charge-off rate beside its Janitorial Services peers and the two economy-wide benchmarks. All figures use the same cohort — SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026 — and the same denominator of resolved loans, so they are directly comparable.

The Maids versus benchmarks, SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026. Source: U.S. SBA FOIA dataset.
MeasureThe MaidsJanitorial ServicesAll franchisesAll SBA borrowers
Default (charge-off) rate0.0% (small sample)11.2%10.2%8.0%
Loans in sample18
Defaults0
Average loan size$519,572

What has The Maids SBA lending looked like since 2020?

Since 2020, The Maids franchisees have taken 30 new SBA 7(a) loans. 3 have already charged off. Early defaults on loans under six years old are notable — most SBA failures take longer to develop.

Charge-off rate by approval year — share of each fiscal year's The Maids SBA 7(a) loans that later defaulted (FY2010–FY2019); years with fewer than 10 loans are outlined, not filled
Charge-off rate by approval year: FY2013 0% of 1 loans; FY2014 0% of 3 loans; FY2015 0% of 2 loans; FY2016 0% of 3 loans; FY2017 0% of 4 loans; FY2018 0% of 3 loans; FY2019 0% of 2 loansCharge-off rate by approval year: FY2013 0% of 1 loans; FY2014 0% of 3 loans; FY2015 0% of 2 loans; FY2016 0% of 3 loans; FY2017 0% of 4 loans; FY2018 0% of 3 loans; FY2019 0% of 2 loans0%5%10%0%2013n=10%2014n=30%2015n=20%2016n=30%2017n=40%2018n=30%2019n=2
Charge-off rate by approval year: FY2013 0% of 1 loans; FY2014 0% of 3 loans; FY2015 0% of 2 loans; FY2016 0% of 3 loans; FY2017 0% of 4 loans; FY2018 0% of 3 loans; FY2019 0% of 2 loansCharge-off rate by approval year: FY2013 0% of 1 loans; FY2014 0% of 3 loans; FY2015 0% of 2 loans; FY2016 0% of 3 loans; FY2017 0% of 4 loans; FY2018 0% of 3 loans; FY2019 0% of 2 loans0%5%10%0%’13n=10%’14n=30%’15n=20%’16n=30%’17n=40%’18n=30%’19n=2

Loans approved since 2020, by fiscal year — counts only: 3 have charged off to date and most are still outstanding, so no rate is drawn.

Loans approved since 2020: FY2020 2; FY2021 4; FY2022 6; FY2023 6; FY2024 4; FY2025 6; FY2026 2Loans approved since 2020: FY2020 2; FY2021 4; FY2022 6; FY2023 6; FY2024 4; FY2025 6; FY2026 222020420216202262023420246202522026
Loans approved since 2020: FY2020 2; FY2021 4; FY2022 6; FY2023 6; FY2024 4; FY2025 6; FY2026 2Loans approved since 2020: FY2020 2; FY2021 4; FY2022 6; FY2023 6; FY2024 4; FY2025 6; FY2026 22’204’216’226’234’246’252’26

Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.

Show the numbers behind this chart
Fiscal yearLoansCharged offRate
FY2013100.0%
FY2014300.0%
FY2015200.0%
FY2016300.0%
FY2017400.0%
FY2018300.0%
FY2019200.0%
FY20202outstanding
FY20214outstanding
FY20226outstanding
FY20236outstanding
FY20244outstanding
FY20256outstanding
FY20262outstanding

How to read this

A charge-off means a franchisee borrowed, operated, and failed severely enough that the SBA wrote off the government-guaranteed loan. Unlike franchisor marketing or Item 19 disclosures, this is an observed outcome recorded by a federal agency. One caveat cuts the other way: SBA borrowers are typically less capitalized than all-cash buyers, so these rates can overstate risk for well-funded operators.

How reliable is this number?

The Maids's figure rests on 18 resolved SBA 7(a) loans approved between fiscal 2010 and 2019 — a matured cohort, so the count is a settled outcome, not a projection. With 18 resolved loans, one default moves the rate by about 5.6 percentage points. Loans approved since 2020 are excluded from the rate because most are still outstanding; they appear on this page as counts only. Every The Maids figure is recomputed from the public SBA FOIA file on each rebuild.

Small sample (18 loans). A single default moves this figure substantially.

Frequently asked

What is The Maids's franchise failure rate on SBA loans?
0 of 18 SBA 7(a) loans to The Maids franchisees (2010–2019) ended in charge-off. The sample is small; treat this as a diligence flag, not a verdict. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.
Is The Maids a safe franchise investment?
Between 2010–2019, 0 of 18 SBA loans to The Maids franchisees were charged off. The sample is small. This data is one input for due diligence; it is not investment advice.

Cite this page

Franchise Default Rates (2026). The Maids franchise SBA 7(a) loan outcomes, FY2010–FY2019 cohort: 0 of 18 loans charged off. Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.

https://franchisefailurerates.com/franchise/the-maids/ · Data & methodology · Download the dataset (CSV)