# Franchise Failure Rates
> SBA 7(a) loan default rates for 501 franchise brands (loans approved FY2010–FY2019, statuses as of June 30, 2026), computed from the U.S. SBA FOIA dataset. Franchised borrowers: 10.2%; all SBA borrowers: 8.0%; non-franchised: 7.8%.

## Study
- [The study / all brands](https://franchisefailurerates.com/): findings, industry benchmarks, sortable table of every brand
- [Methodology](https://franchisefailurerates.com/methodology/): source, cohort, benchmarks, limitations, corrections, reproduction
- [FDD Teardown](https://franchisefailurerates.com/teardown/): $500 independent Franchise Disclosure Document review, delivered within 24 hours

## Data
- [CSV](https://franchisefailurerates.com/data/franchise-sba-default-rates.csv): all brands, one row each
- [JSON](https://franchisefailurerates.com/data/franchise-sba-default-rates.json): same data with benchmarks and field notes
- [Full text](https://franchisefailurerates.com/llms-full.txt): key findings + complete brand table as plain text

## Industries
- [All Other Amusement and Recreation Industries](https://franchisefailurerates.com/industry/all-other-amusement-and-recreation-industries/): 9 brands, benchmark 9.9%
- [All Other Consumer Goods Rental](https://franchisefailurerates.com/industry/all-other-consumer-goods-rental/): 1 brands, benchmark 7.0%
- [All Other Miscellaneous Store Retailers (except Tobacco Stores)](https://franchisefailurerates.com/industry/all-other-miscellaneous-store-retailers-except-tobacco-stores/): 2 brands, benchmark 10.3%
- [All Other Specialty Food Stores](https://franchisefailurerates.com/industry/all-other-specialty-food-stores/): 3 brands, benchmark 10.2%
- [Appliance Repair and Maintenance](https://franchisefailurerates.com/industry/appliance-repair-and-maintenance/): 1 brands, benchmark 16.8%
- [Assisted Living Facilities for the Elderly](https://franchisefailurerates.com/industry/assisted-living-facilities-for-the-elderly/): 1 brands, benchmark 2.7%
- [Automotive Body, Paint, and Interior Repair and Maintenance](https://franchisefailurerates.com/industry/automotive-body-paint-and-interior-repair-and-maintenance/): 4 brands, benchmark 5.8%
- [Automotive Glass Replacement Shops](https://franchisefailurerates.com/industry/automotive-glass-replacement-shops/): 1 brands, benchmark 11.2%
- [Automotive Oil Change and Lubrication Shops](https://franchisefailurerates.com/industry/automotive-oil-change-and-lubrication-shops/): 4 brands, benchmark 6.0%
- [Automotive Parts and Accessories Stores](https://franchisefailurerates.com/industry/automotive-parts-and-accessories-stores/): 3 brands, benchmark 7.9%
- [Automotive Transmission Repair](https://franchisefailurerates.com/industry/automotive-transmission-repair/): 1 brands, benchmark 14.6%
- [Baked Goods Stores](https://franchisefailurerates.com/industry/baked-goods-stores/): 1 brands, benchmark 8.7%
- [Barber Shops](https://franchisefailurerates.com/industry/barber-shops/): 1 brands, benchmark 7.4%
- [Beauty Salons](https://franchisefailurerates.com/industry/beauty-salons/): 16 brands, benchmark 8.6%
- [Car Washes](https://franchisefailurerates.com/industry/car-washes/): 1 brands, benchmark 5.9%
- [Carpet and Upholstery Cleaning Services](https://franchisefailurerates.com/industry/carpet-and-upholstery-cleaning-services/): 3 brands, benchmark 8.2%
- [Caterers](https://franchisefailurerates.com/industry/caterers/): 1 brands, benchmark 9.7%
- [Child Day Care Services](https://franchisefailurerates.com/industry/child-day-care-services/): 8 brands, benchmark 4.5%
- [Children's and Infants' Clothing Stores](https://franchisefailurerates.com/industry/childrens-and-infants-clothing-stores/): 2 brands, benchmark 9.6%
- [Commercial Printing (except Screen and Books)](https://franchisefailurerates.com/industry/commercial-printing-except-screen-and-books/): 4 brands, benchmark 6.8%
- [Commercial Screen Printing](https://franchisefailurerates.com/industry/commercial-screen-printing/): 1 brands, benchmark 10.2%
- [Commercial and Institutional Building Construction](https://franchisefailurerates.com/industry/commercial-and-institutional-building-construction/): 1 brands, benchmark 9.5%
- [Computer Systems Design Services](https://franchisefailurerates.com/industry/computer-systems-design-services/): 1 brands, benchmark 8.0%
- [Computer Training](https://franchisefailurerates.com/industry/computer-training/): 1 brands
- [Computer and Office Machine Repair and Maintenance](https://franchisefailurerates.com/industry/computer-and-office-machine-repair-and-maintenance/): 1 brands, benchmark 24.7%
- [Confectionery and Nut Stores](https://franchisefailurerates.com/industry/confectionery-and-nut-stores/): 2 brands, benchmark 9.7%
- [Consumer Electronics Repair and Maintenance](https://franchisefailurerates.com/industry/consumer-electronics-repair-and-maintenance/): 2 brands, benchmark 10.6%
- [Cosmetics, Beauty Supplies, and Perfume Stores](https://franchisefailurerates.com/industry/cosmetics-beauty-supplies-and-perfume-stores/): 2 brands, benchmark 12.2%
- [Couriers and Express Delivery Services](https://franchisefailurerates.com/industry/couriers-and-express-delivery-services/): 1 brands, benchmark 10.3%
- [Diet and Weight Reducing Centers](https://franchisefailurerates.com/industry/diet-and-weight-reducing-centers/): 1 brands, benchmark 13.4%
- [Direct Mail Advertising](https://franchisefailurerates.com/industry/direct-mail-advertising/): 1 brands, benchmark 14.1%
- [Drinking Places (Alcoholic Beverages)](https://franchisefailurerates.com/industry/drinking-places-alcoholic-beverages/): 2 brands, benchmark 8.1%
- [Drycleaning and Laundry Services (except Coin-Operated)](https://franchisefailurerates.com/industry/drycleaning-and-laundry-services-except-coin-operated/): 1 brands, benchmark 11.1%
- [Educational Support Services](https://franchisefailurerates.com/industry/educational-support-services/): 3 brands, benchmark 8.0%
- [Electrical Contractors and Other Wiring Installation Contractors](https://franchisefailurerates.com/industry/electrical-contractors-and-other-wiring-installation-contractors/): 1 brands, benchmark 7.8%
- [Electronics Stores](https://franchisefailurerates.com/industry/electronics-stores/): 1 brands, benchmark 20.8%
- [Employment Placement Agencies](https://franchisefailurerates.com/industry/employment-placement-agencies/): 2 brands, benchmark 7.5%
- [Exam Preparation and Tutoring](https://franchisefailurerates.com/industry/exam-preparation-and-tutoring/): 4 brands, benchmark 15.3%
- [Exterminating and Pest Control Services](https://franchisefailurerates.com/industry/exterminating-and-pest-control-services/): 1 brands, benchmark 5.1%
- [Fine Arts Schools](https://franchisefailurerates.com/industry/fine-arts-schools/): 3 brands, benchmark 8.3%
- [Fitness and Recreational Sports Centers](https://franchisefailurerates.com/industry/fitness-and-recreational-sports-centers/): 30 brands, benchmark 11.4%
- [Floor Covering Stores](https://franchisefailurerates.com/industry/floor-covering-stores/): 1 brands, benchmark 8.7%
- [Flooring Contractors](https://franchisefailurerates.com/industry/flooring-contractors/): 1 brands, benchmark 8.9%
- [Food (Health) Supplement Stores](https://franchisefailurerates.com/industry/food-health-supplement-stores/): 4 brands, benchmark 13.0%
- [Freestanding Ambulatory Surgical and Emergency Centers](https://franchisefailurerates.com/industry/freestanding-ambulatory-surgical-and-emergency-centers/): 1 brands, benchmark 5.2%
- [Full-Service Restaurants](https://franchisefailurerates.com/industry/full-service-restaurants/): 15 brands, benchmark 9.6%
- [Gasoline Stations with Convenience Stores](https://franchisefailurerates.com/industry/gasoline-stations-with-convenience-stores/): 16 brands, benchmark 3.9%
- [General Automotive Repair](https://franchisefailurerates.com/industry/general-automotive-repair/): 7 brands, benchmark 7.6%
- [General Freight Trucking, Local](https://franchisefailurerates.com/industry/general-freight-trucking-local/): 1 brands, benchmark 8.7%
- [Hardware Stores](https://franchisefailurerates.com/industry/hardware-stores/): 6 brands, benchmark 7.6%
- [Hobby, Toy, and Game Stores](https://franchisefailurerates.com/industry/hobby-toy-and-game-stores/): 2 brands, benchmark 10.8%
- [Home Health Care Services](https://franchisefailurerates.com/industry/home-health-care-services/): 14 brands, benchmark 8.2%
- [Hotels (except Casino Hotels) and Motels](https://franchisefailurerates.com/industry/hotels-except-casino-hotels-and-motels/): 44 brands, benchmark 3.0%
- [Household Appliance Stores](https://franchisefailurerates.com/industry/household-appliance-stores/): 1 brands, benchmark 10.2%
- [Ice Cream and Frozen Dessert Manufacturing](https://franchisefailurerates.com/industry/ice-cream-and-frozen-dessert-manufacturing/): 1 brands, benchmark 11.0%
- [Insurance Agencies and Brokerages](https://franchisefailurerates.com/industry/insurance-agencies-and-brokerages/): 3 brands, benchmark 5.1%
- [Investment Advice](https://franchisefailurerates.com/industry/investment-advice/): 2 brands, benchmark 1.9%
- [Janitorial Services](https://franchisefailurerates.com/industry/janitorial-services/): 11 brands, benchmark 11.2%
- [Landscaping Services](https://franchisefailurerates.com/industry/landscaping-services/): 4 brands, benchmark 7.0%
- [Lessors of Miniwarehouses and Self-Storage Units](https://franchisefailurerates.com/industry/lessors-of-miniwarehouses-and-self-storage-units/): 1 brands, benchmark 0.7%
- [Limited-Service Restaurants](https://franchisefailurerates.com/industry/limited-service-restaurants/): 108 brands, benchmark 10.3%
- [Locksmiths](https://franchisefailurerates.com/industry/locksmiths/): 1 brands, benchmark 9.6%
- [Marinas](https://franchisefailurerates.com/industry/marinas/): 1 brands, benchmark 4.0%
- [Medical Laboratories](https://franchisefailurerates.com/industry/medical-laboratories/): 1 brands, benchmark 7.5%
- [Metal Service Centers and Other Metal Merchant Wholesalers](https://franchisefailurerates.com/industry/metal-service-centers-and-other-metal-merchant-wholesalers/): 1 brands, benchmark 9.9%
- [Mobile Food Services](https://franchisefailurerates.com/industry/mobile-food-services/): 1 brands, benchmark 10.1%
- [Motor Vehicle Supplies and New Parts Merchant Wholesalers](https://franchisefailurerates.com/industry/motor-vehicle-supplies-and-new-parts-merchant-wholesalers/): 1 brands, benchmark 8.2%
- [Nail Salons](https://franchisefailurerates.com/industry/nail-salons/): 1 brands, benchmark 9.5%
- [New Car Dealers](https://franchisefailurerates.com/industry/new-car-dealers/): 2 brands, benchmark 7.7%
- [Office Administrative Services](https://franchisefailurerates.com/industry/office-administrative-services/): 1 brands, benchmark 9.9%
- [Office Supplies and Stationery Stores](https://franchisefailurerates.com/industry/office-supplies-and-stationery-stores/): 1 brands, benchmark 9.5%
- [Offices of Chiropractors](https://franchisefailurerates.com/industry/offices-of-chiropractors/): 3 brands, benchmark 6.6%
- [Offices of Optometrists](https://franchisefailurerates.com/industry/offices-of-optometrists/): 2 brands, benchmark 3.0%
- [Offices of Physical, Occupational and Speech Therapists, and Audiologists](https://franchisefailurerates.com/industry/offices-of-physical-occupational-and-speech-therapists-and-audiologists/): 1 brands, benchmark 4.7%
- [Offices of Real Estate Agents and Brokers](https://franchisefailurerates.com/industry/offices-of-real-estate-agents-and-brokers/): 2 brands, benchmark 6.4%
- [Other Clothing Stores](https://franchisefailurerates.com/industry/other-clothing-stores/): 1 brands, benchmark 10.0%
- [Other Computer Related Services](https://franchisefailurerates.com/industry/other-computer-related-services/): 1 brands, benchmark 6.5%
- [Other Direct Selling Establishments](https://franchisefailurerates.com/industry/other-direct-selling-establishments/): 3 brands, benchmark 9.6%
- [Other Electronic and Precision Equipment Repair and Maintenance](https://franchisefailurerates.com/industry/other-electronic-and-precision-equipment-repair-and-maintenance/): 1 brands, benchmark 15.8%
- [Other Personal Care Services](https://franchisefailurerates.com/industry/other-personal-care-services/): 12 brands, benchmark 10.0%
- [Other Waste Collection](https://franchisefailurerates.com/industry/other-waste-collection/): 1 brands, benchmark 7.6%
- [Painting and Wall Covering Contractors](https://franchisefailurerates.com/industry/painting-and-wall-covering-contractors/): 3 brands, benchmark 10.9%
- [Pet Care (except Veterinary) Services](https://franchisefailurerates.com/industry/pet-care-except-veterinary-services/): 4 brands, benchmark 6.9%
- [Pet and Pet Supplies Stores](https://franchisefailurerates.com/industry/pet-and-pet-supplies-stores/): 3 brands, benchmark 10.4%
- [Pharmacies and Drug Stores](https://franchisefailurerates.com/industry/pharmacies-and-drug-stores/): 5 brands, benchmark 6.0%
- [Plumbing, Heating, and Air-Conditioning Contractors](https://franchisefailurerates.com/industry/plumbing-heating-and-air-conditioning-contractors/): 2 brands, benchmark 7.1%
- [Private Mail Centers](https://franchisefailurerates.com/industry/private-mail-centers/): 5 brands, benchmark 4.9%
- [RV (Recreational Vehicle) Parks and Campgrounds](https://franchisefailurerates.com/industry/rv-recreational-vehicle-parks-and-campgrounds/): 1 brands, benchmark 2.5%
- [Remediation Services](https://franchisefailurerates.com/industry/remediation-services/): 2 brands, benchmark 7.4%
- [Residential Property Managers](https://franchisefailurerates.com/industry/residential-property-managers/): 1 brands, benchmark 10.1%
- [Residential Remodelers](https://franchisefailurerates.com/industry/residential-remodelers/): 6 brands, benchmark 12.9%
- [Retail Bakeries](https://franchisefailurerates.com/industry/retail-bakeries/): 3 brands, benchmark 8.1%
- [Security Guards and Patrol Services](https://franchisefailurerates.com/industry/security-guards-and-patrol-services/): 1 brands, benchmark 10.4%
- [Shoe Stores](https://franchisefailurerates.com/industry/shoe-stores/): 3 brands, benchmark 13.1%
- [Sign Manufacturing](https://franchisefailurerates.com/industry/sign-manufacturing/): 5 brands, benchmark 11.3%
- [Snack and Nonalcoholic Beverage Bars](https://franchisefailurerates.com/industry/snack-and-nonalcoholic-beverage-bars/): 24 brands, benchmark 10.1%
- [Solid Waste Collection](https://franchisefailurerates.com/industry/solid-waste-collection/): 2 brands, benchmark 3.8%
- [Sporting Goods Stores](https://franchisefailurerates.com/industry/sporting-goods-stores/): 1 brands, benchmark 10.8%
- [Sports and Recreation Instruction](https://franchisefailurerates.com/industry/sports-and-recreation-instruction/): 4 brands, benchmark 7.5%
- [Tax Preparation Services](https://franchisefailurerates.com/industry/tax-preparation-services/): 3 brands, benchmark 9.7%
- [Tire Dealers](https://franchisefailurerates.com/industry/tire-dealers/): 2 brands, benchmark 7.5%
- [Used Household and Office Goods Moving](https://franchisefailurerates.com/industry/used-household-and-office-goods-moving/): 2 brands, benchmark 11.2%
- [Used Merchandise Stores](https://franchisefailurerates.com/industry/used-merchandise-stores/): 3 brands, benchmark 9.7%
- [Vending Machine Operators](https://franchisefailurerates.com/industry/vending-machine-operators/): 3 brands, benchmark 7.8%
- [Window Treatment Stores](https://franchisefailurerates.com/industry/window-treatment-stores/): 1 brands, benchmark 8.6%
- [Women's Clothing Stores](https://franchisefailurerates.com/industry/womens-clothing-stores/): 2 brands, benchmark 13.2%

## Highest default rates (brands with 20+ loans)
- [1000 Degrees Pizzeria](https://franchisefailurerates.com/franchise/1000-degrees-pizzeria/): 75.0% (15 of 20 loans), Limited-Service Restaurants
- [Experimac](https://franchisefailurerates.com/franchise/experimac/): 69.5% (41 of 59 loans), Computer and Office Machine Repair and Maintenance
- [Window Genie](https://franchisefailurerates.com/franchise/window-genie/): 58.0% (29 of 50 loans), Janitorial Services
- [Dental Fix Rx](https://franchisefailurerates.com/franchise/dental-fix-rx/): 54.2% (26 of 48 loans), Other Electronic and Precision Equipment Repair and Maintenance
- [Embroidme](https://franchisefailurerates.com/franchise/embroidme/): 48.4% (15 of 31 loans), Commercial Screen Printing
- [Glass Doctor](https://franchisefailurerates.com/franchise/glass-doctor/): 47.8% (11 of 23 loans), Automotive Glass Replacement Shops
- [Cpr-cell Phone Repair](https://franchisefailurerates.com/franchise/cpr-cell-phone-repair/): 42.9% (9 of 21 loans), Consumer Electronics Repair and Maintenance
- [Mr. Appliance](https://franchisefailurerates.com/franchise/mr-appliance/): 42.5% (17 of 40 loans), Appliance Repair and Maintenance
- [Signarama](https://franchisefailurerates.com/franchise/signarama/): 40.8% (29 of 71 loans), Sign Manufacturing
- [Five Star Painting](https://franchisefailurerates.com/franchise/five-star-painting/): 40.7% (11 of 27 loans), Painting and Wall Covering Contractors
- [Wireless Zone](https://franchisefailurerates.com/franchise/wireless-zone/): 40.7% (11 of 27 loans), Electronics Stores
- [Premier Rental-Purchase](https://franchisefailurerates.com/franchise/premier-rental-purchase/): 40.0% (10 of 25 loans), All Other Consumer Goods Rental
- [RedLine Athletics](https://franchisefailurerates.com/franchise/redline-athletics/): 40.0% (8 of 20 loans), Fitness and Recreational Sports Centers
- [Burgerim](https://franchisefailurerates.com/franchise/burgerim/): 38.5% (25 of 65 loans), Limited-Service Restaurants
- [Orange Leaf Frozen Yogurt](https://franchisefailurerates.com/franchise/orange-leaf-frozen-yogurt/): 38.2% (21 of 55 loans), Limited-Service Restaurants
- [Rainbow Restoration](https://franchisefailurerates.com/franchise/rainbow-restoration/): 38.1% (8 of 21 loans), Remediation Services
- [Patrice & Associates](https://franchisefailurerates.com/franchise/patrice-and-associates/): 36.4% (12 of 33 loans), Employment Placement Agencies
- [The Grounds Guys](https://franchisefailurerates.com/franchise/the-grounds-guys/): 36.4% (20 of 55 loans), Landscaping Services
- [Tutor Doctor](https://franchisefailurerates.com/franchise/tutor-doctor/): 36.2% (21 of 58 loans), Exam Preparation and Tutoring
- [Dickey's Barbecue Pit](https://franchisefailurerates.com/franchise/dickeys-barbecue-pit/): 34.2% (54 of 158 loans), Limited-Service Restaurants
- [Freshii](https://franchisefailurerates.com/franchise/freshii/): 32.4% (12 of 37 loans), Limited-Service Restaurants
- [CherryBerry](https://franchisefailurerates.com/franchise/cherryberry/): 31.8% (7 of 22 loans), Limited-Service Restaurants
- [iLoveKickboxing.com](https://franchisefailurerates.com/franchise/ilovekickboxing-com/): 30.2% (29 of 96 loans), Fitness and Recreational Sports Centers
- [Maaco](https://franchisefailurerates.com/franchise/maaco/): 30.0% (6 of 20 loans), Automotive Body, Paint, and Interior Repair and Maintenance
- [Complete Nutrition](https://franchisefailurerates.com/franchise/complete-nutrition/): 29.6% (16 of 54 loans), Food (Health) Supplement Stores
- [Fantastic Sams](https://franchisefailurerates.com/franchise/fantastic-sams/): 28.6% (30 of 105 loans), Beauty Salons
- [Papa John's](https://franchisefailurerates.com/franchise/papa-johns/): 28.6% (6 of 21 loans), Limited-Service Restaurants
- [Sky Zone](https://franchisefailurerates.com/franchise/sky-zone/): 28.6% (6 of 21 loans), All Other Amusement and Recreation Industries
- [Teriyaki Madness](https://franchisefailurerates.com/franchise/teriyaki-madness/): 28.6% (8 of 28 loans), Limited-Service Restaurants
- [Meineke](https://franchisefailurerates.com/franchise/meineke/): 28.2% (22 of 78 loans), General Automotive Repair
- [Floor Coverings International](https://franchisefailurerates.com/franchise/floor-coverings-international/): 28.1% (9 of 32 loans), Flooring Contractors
- [Chem-Dry](https://franchisefailurerates.com/franchise/chem-dry/): 28.0% (7 of 25 loans), Carpet and Upholstery Cleaning Services
- [Baja Fresh Mexican Grill](https://franchisefailurerates.com/franchise/baja-fresh-mexican-grill/): 27.3% (6 of 22 loans), Limited-Service Restaurants
- [Fish Window Cleaning](https://franchisefailurerates.com/franchise/fish-window-cleaning/): 27.3% (6 of 22 loans), Janitorial Services
- [Uncle Maddio's Pizza Joint](https://franchisefailurerates.com/franchise/uncle-maddios-pizza-joint/): 27.3% (6 of 22 loans), Limited-Service Restaurants
- [9ROUND](https://franchisefailurerates.com/franchise/9round/): 26.2% (21 of 80 loans), Fitness and Recreational Sports Centers
- [Dunn Brothers Coffee](https://franchisefailurerates.com/franchise/dunn-brothers-coffee/): 26.1% (6 of 23 loans), Limited-Service Restaurants
- [MidiCi](https://franchisefailurerates.com/franchise/midici/): 26.1% (6 of 23 loans), Limited-Service Restaurants
- [Gigi's Cupcakes](https://franchisefailurerates.com/franchise/gigis-cupcakes/): 25.9% (7 of 27 loans), Retail Bakeries
- [Which Wich](https://franchisefailurerates.com/franchise/which-wich/): 25.7% (29 of 113 loans), Limited-Service Restaurants
- [Aussie Pet Mobile](https://franchisefailurerates.com/franchise/aussie-pet-mobile/): 25.0% (5 of 20 loans), Pet Care (except Veterinary) Services
- [Floorcoverings International](https://franchisefailurerates.com/franchise/floorcoverings-international/): 25.0% (5 of 20 loans), Floor Covering Stores
- [Mr. Handyman](https://franchisefailurerates.com/franchise/mr-handyman/): 25.0% (8 of 32 loans), Residential Remodelers
- [Naturals2Go](https://franchisefailurerates.com/franchise/naturals2go/): 25.0% (8 of 32 loans), Vending Machine Operators
- [Orange Leaf](https://franchisefailurerates.com/franchise/orange-leaf/): 25.0% (9 of 36 loans), Snack and Nonalcoholic Beverage Bars
- [Oxi Fresh Carpet Cleaning](https://franchisefailurerates.com/franchise/oxi-fresh-carpet-cleaning/): 25.0% (6 of 24 loans), Carpet and Upholstery Cleaning Services
- [PuroClean](https://franchisefailurerates.com/franchise/puroclean/): 25.0% (8 of 32 loans), Janitorial Services
- [Bahama Buck's](https://franchisefailurerates.com/franchise/bahama-bucks/): 24.6% (14 of 57 loans), Snack and Nonalcoholic Beverage Bars
- [AAMCO Transmissions](https://franchisefailurerates.com/franchise/aamco-transmissions/): 23.7% (18 of 76 loans), Automotive Transmission Repair
- [Grand Master Samane's Pro Martial Arts](https://franchisefailurerates.com/franchise/grand-master-samanes-pro-martial-arts/): 23.1% (6 of 26 loans), Home Health Care Services