SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026

Blo Blow Dry Bar Franchise Failure Rate: 16.7% SBA Loan Defaults (2010–2019 Federal Data)

16.7%
charge-off rate on 24 SBA 7(a) loans to Blo Blow Dry Bar franchisees, FY2010–2019
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019 — Blo Blow Dry Bar against its industry and all franchises
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019: Blo Blow Dry Bar 16.7%; Beauty Salons 8.6%; All franchises 10.2%Blo Blow Dry Bar 16.7%; Beauty Salons 8.6%; All franchises 10.2%0%5%10%15%Blo Blow Dry Bar16.7%Beauty Salons8.6%All franchises10.2%
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019: Blo Blow Dry Bar 16.7%; Beauty Salons 8.6%; All franchises 10.2%Blo Blow Dry Bar 16.7%; Beauty Salons 8.6%; All franchises 10.2%0%5%10%15%Blo Blow Dry Bar16.7%Beauty Salons8.6%All franchises10.2%

Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026. Figures also in the comparison table below.

About 1 in 6 Blo Blow Dry Bar SBA borrowers failed to repay — well above the Beauty Salons average of 8.6%.

Between 2010 and 2019, 24 Blo Blow Dry Bar franchisees financed with SBA 7(a) loans. 4 defaulted — a 16.7% charge-off rate, 1.9x the Beauty Salons average of 8.6%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.

What is the Blo Blow Dry Bar franchise failure rate on SBA loans?

Blo Blow Dry Bar is a Beauty Salons franchise. This page reports the outcome of every SBA 7(a) loan the U.S. Small Business Administration's public FOIA file attributes to Blo Blow Dry Bar franchisees: 24 loans approved between fiscal 2010 and 2019, of which 4 were charged off. Loan statuses are as of June 30, 2026, and the cohort has matured, so these are settled outcomes rather than projections.

How does Blo Blow Dry Bar compare with other Beauty Salons franchises?

The table sets Blo Blow Dry Bar's charge-off rate beside its Beauty Salons peers and the two economy-wide benchmarks. All figures use the same cohort — SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026 — and the same denominator of resolved loans, so they are directly comparable.

Blo Blow Dry Bar versus benchmarks, SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026. Source: U.S. SBA FOIA dataset.
MeasureBlo Blow Dry BarBeauty SalonsAll franchisesAll SBA borrowers
Default (charge-off) rate16.7%8.6%10.2%8.0%
Loans in sample24
Defaults4
Average loan size$196,104

What has Blo Blow Dry Bar SBA lending looked like since 2020?

Since 2020, Blo Blow Dry Bar franchisees have taken 32 new SBA 7(a) loans. None have charged off to date, though most remain outstanding and unresolved.

Charge-off rate by approval year — share of each fiscal year's Blo Blow Dry Bar SBA 7(a) loans that later defaulted (FY2010–FY2019); years with fewer than 10 loans are outlined, not filled
Charge-off rate by approval year: FY2013 0% of 1 loans; FY2014 0% of 3 loans; FY2015 0% of 1 loans; FY2016 0% of 2 loans; FY2017 0% of 5 loans; FY2018 67% of 6 loans; FY2019 0% of 6 loansCharge-off rate by approval year: FY2013 0% of 1 loans; FY2014 0% of 3 loans; FY2015 0% of 1 loans; FY2016 0% of 2 loans; FY2017 0% of 5 loans; FY2018 67% of 6 loans; FY2019 0% of 6 loans0%5%10%0%2013n=10%2014n=30%2015n=10%2016n=20%2017n=567%2018n=60%2019n=6
Charge-off rate by approval year: FY2013 0% of 1 loans; FY2014 0% of 3 loans; FY2015 0% of 1 loans; FY2016 0% of 2 loans; FY2017 0% of 5 loans; FY2018 67% of 6 loans; FY2019 0% of 6 loansCharge-off rate by approval year: FY2013 0% of 1 loans; FY2014 0% of 3 loans; FY2015 0% of 1 loans; FY2016 0% of 2 loans; FY2017 0% of 5 loans; FY2018 67% of 6 loans; FY2019 0% of 6 loans0%5%10%0%’13n=10%’14n=30%’15n=10%’16n=20%’17n=567%’18n=60%’19n=6

Loans approved since 2020, by fiscal year — counts only: 0 have charged off to date and most are still outstanding, so no rate is drawn.

Loans approved since 2020: FY2020 2; FY2021 5; FY2022 6; FY2023 5; FY2024 2; FY2025 6; FY2026 6Loans approved since 2020: FY2020 2; FY2021 5; FY2022 6; FY2023 5; FY2024 2; FY2025 6; FY2026 622020520216202252023220246202562026
Loans approved since 2020: FY2020 2; FY2021 5; FY2022 6; FY2023 5; FY2024 2; FY2025 6; FY2026 6Loans approved since 2020: FY2020 2; FY2021 5; FY2022 6; FY2023 5; FY2024 2; FY2025 6; FY2026 62’205’216’225’232’246’256’26

Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.

Show the numbers behind this chart
Fiscal yearLoansCharged offRate
FY2013100.0%
FY2014300.0%
FY2015100.0%
FY2016200.0%
FY2017500.0%
FY20186466.7%
FY2019600.0%
FY20202outstanding
FY20215outstanding
FY20226outstanding
FY20235outstanding
FY20242outstanding
FY20256outstanding
FY20266outstanding

How to read this

A charge-off means a franchisee borrowed, operated, and failed severely enough that the SBA wrote off the government-guaranteed loan. Unlike franchisor marketing or Item 19 disclosures, this is an observed outcome recorded by a federal agency. One caveat cuts the other way: SBA borrowers are typically less capitalized than all-cash buyers, so these rates can overstate risk for well-funded operators.

How reliable is this number?

Blo Blow Dry Bar's figure rests on 24 resolved SBA 7(a) loans approved between fiscal 2010 and 2019 — a matured cohort, so the rate is a settled outcome, not a projection. With 24 resolved loans, one default moves the rate by about 4.2 percentage points. Loans approved since 2020 are excluded from the rate because most are still outstanding; they appear on this page as counts only. Every Blo Blow Dry Bar figure is recomputed from the public SBA FOIA file on each rebuild.

Based on 24 resolved loans — directional, not precise.

Frequently asked

What is Blo Blow Dry Bar's franchise failure rate on SBA loans?
Between 2010 and 2019, 24 Blo Blow Dry Bar franchisees financed with SBA 7(a) loans. 4 defaulted — a 16.7% charge-off rate, 1.9x the Beauty Salons average of 8.6%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.
Is Blo Blow Dry Bar a safe franchise investment?
Between 2010–2019, Blo Blow Dry Bar franchisees defaulted on SBA loans at 16.7% versus a 8.6% industry average. This data is one input for due diligence; it is not investment advice.

Cite this page

Franchise Default Rates (2026). Blo Blow Dry Bar franchise SBA 7(a) default rate, FY2010–FY2019 cohort: 16.7% (4 of 24 loans charged off). Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.

https://franchisefailurerates.com/franchise/blo-blow-dry-bar/ · Data & methodology · Download the dataset (CSV)