SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026
Beauty Salons Franchise Failure Rates: SBA Loan Defaults for 16 Brands
Beauty Salons franchises charged off 8.6% of SBA 7(a) loans approved FY2010–FY2019, versus 10.2% for all franchises and 8.0% for all SBA borrowers. This page tracks 16 brands: default rates ranged from Great Clips (2.3%) to Fantastic Sams (28.6%). Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.
How do Beauty Salons franchises perform on SBA loans?
Across the 16 Beauty Salons brands tracked here, 1,239 SBA 7(a) loans were approved between fiscal 2010 and 2019 and 121 were charged off — a pooled rate of 9.8% for these brands against a 8.6% benchmark for all Beauty Salons franchise loans. 2 brands with 20+ loans ran at more than twice the industry benchmark; 0 brands with 40+ loans recorded zero defaults. Statuses as of June 30, 2026.
- Brands tracked16
- SBA 7(a) loans, FY2010–20191,239
- Charged off121
- Pooled rate, these brands9.8%
- Beauty Salons benchmark (all franchise loans)8.6%
- All-franchise benchmark10.2%
- All SBA borrowers8.0%
- Lowest rateGreat Clips · 2.3%
- Highest rateFantastic Sams · 28.6%
Which Beauty Salons franchise brands have the highest and lowest SBA default rates?
Every Beauty Salons brand with at least five resolved SBA 7(a) loans, sorted from highest to lowest default rate. Click a column heading to re-sort; use the filter to find a brand.
| Brand | Loans | Defaults | Rate | vs industry avg | Loans since 2020 | Early charge-offs |
|---|---|---|---|---|---|---|
| Fantastic Sams | 105 | 30 | 28.6% | 3.3x | 8 | 0 |
| The Lash Lounge | 34 | 7 | 20.6% | 2.4x | 44 | 0 |
| Bishops | 16 | 3 | 18.8%* | 2.2x | 2 | 0 |
| Tune Up | 16 | 3 | 18.8%* | 2.2x | 11 | 2 |
| Blo Blow Dry Bar | 24 | 4 | 16.7% | 1.9x | 32 | 0 |
| 18/8 Fine Men's Salons | 40 | 6 | 15.0% | 1.7x | 0 | 0 |
| Cookie Cutters | 21 | 3 | 14.3% | 1.7x | 0 | 0 |
| Deka Lash | 28 | 4 | 14.3% | 1.7x | 40 | 3 |
| Amazing Lash Studio | 116 | 16 | 13.8% | 1.6x | 42 | 0 |
| Seva Beauty | 29 | 3 | 10.3% | 1.2x | 0 | 0 |
| Sport Clips | 325 | 27 | 8.3% | 1.0x | 85 | 1 |
| Cookie Cutters Haircuts for Kids | 16 | 1 | 6.2%* | 0.7x | 10 | 0 |
| Salons by JC | 20 | 1 | 5.0% | 0.6x | 0 | 0 |
| Supercuts | 197 | 7 | 3.6% | 0.4x | 26 | 0 |
| Smartstyle | 30 | 1 | 3.3% | 0.4x | 26 | 1 |
| Great Clips | 222 | 5 | 2.3% | 0.3x | 43 | 1 |
* Small sample (5–19 loans): rate shown for completeness; treat as a diligence flag, not a verdict. Loans since 2020 and early charge-offs are counts only — that cohort is too young for a rate.
Frequently asked
- Which Beauty Salons franchises have the highest SBA default rates?
- Among Beauty Salons brands with 20 or more SBA 7(a) loans approved FY2010–FY2019, the highest charge-off rates were Fantastic Sams (28.6%), The Lash Lounge (20.6%), Blo Blow Dry Bar (16.7%). Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.
- What is the Beauty Salons franchise SBA default rate benchmark?
- Beauty Salons franchise borrowers charged off 8.6% of SBA 7(a) loans approved FY2010–FY2019, compared with 10.2% for all franchises and 8.0% for all SBA borrowers.
Cite this page
Franchise Default Rates (2026). Beauty Salons franchise SBA 7(a) default rates, FY2010–FY2019 cohort: 16 brands, pooled 9.8%. Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.
https://franchisefailurerates.com/industry/beauty-salons/ · Data & methodology · Download the dataset (CSV)