SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026
Bright Star Healthcare/brightstar Franchise Failure Rate: 6.7% SBA Loan Defaults (2010–2019 Federal Data)
Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026. Figures also in the comparison table below.
About 1 in 15 Bright Star Healthcare/brightstar SBA borrowers failed to repay — below the Home Health Care Services average of 8.2%.
Between 2010 and 2019, 45 Bright Star Healthcare/brightstar franchisees financed with SBA 7(a) loans. 3 defaulted — a 6.7% charge-off rate, 0.8x the Home Health Care Services average of 8.2%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.
What is the Bright Star Healthcare/brightstar franchise failure rate on SBA loans?
Bright Star Healthcare/brightstar is a Home Health Care Services franchise. This page reports the outcome of every SBA 7(a) loan the U.S. Small Business Administration's public FOIA file attributes to Bright Star Healthcare/brightstar franchisees: 45 loans approved between fiscal 2010 and 2019, of which 3 were charged off. Loan statuses are as of June 30, 2026, and the cohort has matured, so these are settled outcomes rather than projections.
- SBA 7(a) loans approved FY2010–FY201945
- Charged off3
- Charge-off rate6.7%
- Home Health Care Services franchise benchmark8.2%
- Brand vs industry0.8x
- All-franchise SBA benchmark10.2%
- Average loan size, 2010s cohort$229,896
How does Bright Star Healthcare/brightstar compare with other Home Health Care Services franchises?
The table sets Bright Star Healthcare/brightstar's charge-off rate beside its Home Health Care Services peers and the two economy-wide benchmarks. All figures use the same cohort — SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026 — and the same denominator of resolved loans, so they are directly comparable.
| Measure | Bright Star Healthcare/brightstar | Home Health Care Services | All franchises | All SBA borrowers |
|---|---|---|---|---|
| Default (charge-off) rate | 6.7% | 8.2% | 10.2% | 8.0% |
| Loans in sample | 45 | — | — | — |
| Defaults | 3 | — | — | — |
| Average loan size | $229,896 | — | — | — |
Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.
Show the numbers behind this chart
| Fiscal year | Loans | Charged off | Rate |
|---|---|---|---|
| FY2013 | 4 | 0 | 0.0% |
| FY2014 | 7 | 1 | 14.3% |
| FY2015 | 10 | 1 | 10.0% |
| FY2016 | 15 | 1 | 6.7% |
| FY2017 | 9 | 0 | 0.0% |
How to read this
A charge-off means a franchisee borrowed, operated, and failed severely enough that the SBA wrote off the government-guaranteed loan. Unlike franchisor marketing or Item 19 disclosures, this is an observed outcome recorded by a federal agency. One caveat cuts the other way: SBA borrowers are typically less capitalized than all-cash buyers, so these rates can overstate risk for well-funded operators.
How reliable is this number?
Bright Star Healthcare/brightstar's figure rests on 45 resolved SBA 7(a) loans approved between fiscal 2010 and 2019 — a matured cohort, so the rate is a settled outcome, not a projection. With 45 resolved loans, one default moves the rate by about 2.2 percentage points. Loans approved since 2020 are excluded from the rate because most are still outstanding; they appear on this page as counts only. Every Bright Star Healthcare/brightstar figure is recomputed from the public SBA FOIA file on each rebuild.
Based on 45 resolved loans — directional, not precise.
Frequently asked
- What is Bright Star Healthcare/brightstar's franchise failure rate on SBA loans?
- Between 2010 and 2019, 45 Bright Star Healthcare/brightstar franchisees financed with SBA 7(a) loans. 3 defaulted — a 6.7% charge-off rate, 0.8x the Home Health Care Services average of 8.2%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.
- Is Bright Star Healthcare/brightstar a safe franchise investment?
- Between 2010–2019, Bright Star Healthcare/brightstar franchisees defaulted on SBA loans at 6.7% versus a 8.2% industry average. This data is one input for due diligence; it is not investment advice.
Cite this page
Franchise Default Rates (2026). Bright Star Healthcare/brightstar franchise SBA 7(a) default rate, FY2010–FY2019 cohort: 6.7% (3 of 45 loans charged off). Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.
https://franchisefailurerates.com/franchise/bright-star-healthcare-brightstar/ · Data & methodology · Download the dataset (CSV)