SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026
Home Health Care Services Franchise Failure Rates: SBA Loan Defaults for 14 Brands
Home Health Care Services franchises charged off 8.2% of SBA 7(a) loans approved FY2010–FY2019, versus 10.2% for all franchises and 8.0% for all SBA borrowers. This page tracks 14 brands: default rates ranged from Home Instead (0.0%) to Grand Master Samane's Pro Martial Arts (23.1%). Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.
How do Home Health Care Services franchises perform on SBA loans?
Across the 14 Home Health Care Services brands tracked here, 596 SBA 7(a) loans were approved between fiscal 2010 and 2019 and 36 were charged off — a pooled rate of 6.0% for these brands against a 8.2% benchmark for all Home Health Care Services franchise loans. 1 brand with 20+ loans ran at more than twice the industry benchmark; 0 brands with 40+ loans recorded zero defaults. Statuses as of June 30, 2026.
- Brands tracked14
- SBA 7(a) loans, FY2010–2019596
- Charged off36
- Pooled rate, these brands6.0%
- Home Health Care Services benchmark (all franchise loans)8.2%
- All-franchise benchmark10.2%
- All SBA borrowers8.0%
- Lowest rateHome Instead · 0.0%
- Highest rateGrand Master Samane's Pro Martial Arts · 23.1%
Which Home Health Care Services franchise brands have the highest and lowest SBA default rates?
Every Home Health Care Services brand with at least five resolved SBA 7(a) loans, sorted from highest to lowest default rate. Click a column heading to re-sort; use the filter to find a brand.
| Brand | Loans | Defaults | Rate | vs industry avg | Loans since 2020 | Early charge-offs |
|---|---|---|---|---|---|---|
| Grand Master Samane's Pro Martial Arts | 26 | 6 | 23.1% | 2.8x | 0 | 0 |
| Assisting Hands Home Care | 16 | 3 | 18.8%* | 2.3x | 24 | 0 |
| SYNERGY HomeCare | 36 | 4 | 11.1% | 1.4x | 43 | 0 |
| Senior Helpers | 47 | 5 | 10.6% | 1.3x | 106 | 0 |
| Home Helpers | 25 | 2 | 8.0% | 1.0x | 0 | 0 |
| FirstLight HomeCare | 27 | 2 | 7.4% | 0.9x | 44 | 1 |
| Bright Star Healthcare/brightstar | 45 | 3 | 6.7% | 0.8x | 0 | 0 |
| Homewatch CareGivers | 16 | 1 | 6.2%* | 0.8x | 45 | 4 |
| Comforcare Senior Services | 17 | 1 | 5.9%* | 0.7x | 0 | 0 |
| Comfort Keepers | 43 | 2 | 4.7% | 0.6x | 55 | 0 |
| Right at Home | 74 | 3 | 4.1% | 0.5x | 71 | 0 |
| Home Instead Senior Care | 147 | 3 | 2.0% | 0.2x | 0 | 0 |
| Visiting Angels | 49 | 1 | 2.0% | 0.2x | 77 | 1 |
| Home Instead | 28 | 0 | 0.0% | — | 168 | 0 |
* Small sample (5–19 loans): rate shown for completeness; treat as a diligence flag, not a verdict. Loans since 2020 and early charge-offs are counts only — that cohort is too young for a rate.
Frequently asked
- Which Home Health Care Services franchises have the highest SBA default rates?
- Among Home Health Care Services brands with 20 or more SBA 7(a) loans approved FY2010–FY2019, the highest charge-off rates were Grand Master Samane's Pro Martial Arts (23.1%), SYNERGY HomeCare (11.1%), Senior Helpers (10.6%). Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.
- What is the Home Health Care Services franchise SBA default rate benchmark?
- Home Health Care Services franchise borrowers charged off 8.2% of SBA 7(a) loans approved FY2010–FY2019, compared with 10.2% for all franchises and 8.0% for all SBA borrowers.
Cite this page
Franchise Default Rates (2026). Home Health Care Services franchise SBA 7(a) default rates, FY2010–FY2019 cohort: 14 brands, pooled 6.0%. Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.
https://franchisefailurerates.com/industry/home-health-care-services/ · Data & methodology · Download the dataset (CSV)