SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026

CKO Kickboxing Franchise Failure Rate: 16.7% SBA Loan Defaults (2010–2019 Federal Data)

16.7%
charge-off rate on 24 SBA 7(a) loans to CKO Kickboxing franchisees, FY2010–2019
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019 — CKO Kickboxing against its industry and all franchises
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019: CKO Kickboxing 16.7%; Fitness and Recreational Sports Centers 11.4%; All franchises 10.2%CKO Kickboxing 16.7%; Fitness and Recreational Sports Centers 11.4%; All franchises 10.2%0%5%10%15%CKO Kickboxing16.7%Fitness and RecreationalSports Centers11.4%All franchises10.2%
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019: CKO Kickboxing 16.7%; Fitness and Recreational Sports Centers 11.4%; All franchises 10.2%CKO Kickboxing 16.7%; Fitness and Recreational Sports Centers 11.4%; All franchises 10.2%0%5%10%15%CKO Kickboxing16.7%Fitness and Recreational Sports Centers11.4%All franchises10.2%

Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026. Figures also in the comparison table below.

About 1 in 6 CKO Kickboxing SBA borrowers failed to repay — above the Fitness and Recreational Sports Centers average of 11.4%.

Between 2010 and 2019, 24 CKO Kickboxing franchisees financed with SBA 7(a) loans. 4 defaulted — a 16.7% charge-off rate, 1.5x the Fitness and Recreational Sports Centers average of 11.4%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.

What is the CKO Kickboxing franchise failure rate on SBA loans?

CKO Kickboxing is a Fitness and Recreational Sports Centers franchise. This page reports the outcome of every SBA 7(a) loan the U.S. Small Business Administration's public FOIA file attributes to CKO Kickboxing franchisees: 24 loans approved between fiscal 2010 and 2019, of which 4 were charged off. Loan statuses are as of June 30, 2026, and the cohort has matured, so these are settled outcomes rather than projections.

How does CKO Kickboxing compare with other Fitness and Recreational Sports Centers franchises?

The table sets CKO Kickboxing's charge-off rate beside its Fitness and Recreational Sports Centers peers and the two economy-wide benchmarks. All figures use the same cohort — SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026 — and the same denominator of resolved loans, so they are directly comparable.

CKO Kickboxing versus benchmarks, SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026. Source: U.S. SBA FOIA dataset.
MeasureCKO KickboxingFitness and Recreational Sports CentersAll franchisesAll SBA borrowers
Default (charge-off) rate16.7%11.4%10.2%8.0%
Loans in sample24
Defaults4
Average loan size$130,121

What has CKO Kickboxing SBA lending looked like since 2020?

Since 2020, CKO Kickboxing franchisees have taken 8 new SBA 7(a) loans. 1 has already charged off. Early defaults on loans under six years old are notable — most SBA failures take longer to develop.

Charge-off rate by approval year — share of each fiscal year's CKO Kickboxing SBA 7(a) loans that later defaulted (FY2010–FY2019); years with fewer than 10 loans are outlined, not filled
Charge-off rate by approval year: FY2014 0% of 2 loans; FY2015 0% of 4 loans; FY2016 0% of 5 loans; FY2017 40% of 5 loans; FY2018 29% of 7 loans; FY2019 0% of 1 loansCharge-off rate by approval year: FY2014 0% of 2 loans; FY2015 0% of 4 loans; FY2016 0% of 5 loans; FY2017 40% of 5 loans; FY2018 29% of 7 loans; FY2019 0% of 1 loans0%5%10%0%2014n=20%2015n=40%2016n=540%2017n=529%2018n=70%2019n=1
Charge-off rate by approval year: FY2014 0% of 2 loans; FY2015 0% of 4 loans; FY2016 0% of 5 loans; FY2017 40% of 5 loans; FY2018 29% of 7 loans; FY2019 0% of 1 loansCharge-off rate by approval year: FY2014 0% of 2 loans; FY2015 0% of 4 loans; FY2016 0% of 5 loans; FY2017 40% of 5 loans; FY2018 29% of 7 loans; FY2019 0% of 1 loans0%5%10%0%’14n=20%’15n=40%’16n=540%’17n=529%’18n=70%’19n=1

Loans approved since 2020, by fiscal year — counts only: 1 has charged off to date and most are still outstanding, so no rate is drawn.

Loans approved since 2020: FY2020 1; FY2021 3; FY2022 2; FY2024 1; FY2026 1Loans approved since 2020: FY2020 1; FY2021 3; FY2022 2; FY2024 1; FY2026 11202032021220221202412026
Loans approved since 2020: FY2020 1; FY2021 3; FY2022 2; FY2024 1; FY2026 1Loans approved since 2020: FY2020 1; FY2021 3; FY2022 2; FY2024 1; FY2026 11’203’212’221’241’26

Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.

Show the numbers behind this chart
Fiscal yearLoansCharged offRate
FY2014200.0%
FY2015400.0%
FY2016500.0%
FY20175240.0%
FY20187228.6%
FY2019100.0%
FY20201outstanding
FY20213outstanding
FY20222outstanding
FY20241outstanding
FY20261outstanding

How to read this

A charge-off means a franchisee borrowed, operated, and failed severely enough that the SBA wrote off the government-guaranteed loan. Unlike franchisor marketing or Item 19 disclosures, this is an observed outcome recorded by a federal agency. One caveat cuts the other way: SBA borrowers are typically less capitalized than all-cash buyers, so these rates can overstate risk for well-funded operators.

How reliable is this number?

CKO Kickboxing's figure rests on 24 resolved SBA 7(a) loans approved between fiscal 2010 and 2019 — a matured cohort, so the rate is a settled outcome, not a projection. With 24 resolved loans, one default moves the rate by about 4.2 percentage points. Loans approved since 2020 are excluded from the rate because most are still outstanding; they appear on this page as counts only. Every CKO Kickboxing figure is recomputed from the public SBA FOIA file on each rebuild.

Based on 24 resolved loans — directional, not precise.

Frequently asked

What is CKO Kickboxing's franchise failure rate on SBA loans?
Between 2010 and 2019, 24 CKO Kickboxing franchisees financed with SBA 7(a) loans. 4 defaulted — a 16.7% charge-off rate, 1.5x the Fitness and Recreational Sports Centers average of 11.4%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.
Is CKO Kickboxing a safe franchise investment?
Between 2010–2019, CKO Kickboxing franchisees defaulted on SBA loans at 16.7% versus a 11.4% industry average. This data is one input for due diligence; it is not investment advice.

Cite this page

Franchise Default Rates (2026). CKO Kickboxing franchise SBA 7(a) default rate, FY2010–FY2019 cohort: 16.7% (4 of 24 loans charged off). Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.

https://franchisefailurerates.com/franchise/cko-kickboxing/ · Data & methodology · Download the dataset (CSV)