SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026
Fitness and Recreational Sports Centers Franchise Failure Rates: SBA Loan Defaults for 30 Brands
Fitness and Recreational Sports Centers franchises charged off 11.4% of SBA 7(a) loans approved FY2010–FY2019, versus 10.2% for all franchises and 8.0% for all SBA borrowers. This page tracks 30 brands: default rates ranged from Club Pilates (0.0%) to RedLine Athletics (40.0%). Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.
How do Fitness and Recreational Sports Centers franchises perform on SBA loans?
Across the 30 Fitness and Recreational Sports Centers brands tracked here, 2,284 SBA 7(a) loans were approved between fiscal 2010 and 2019 and 265 were charged off — a pooled rate of 11.6% for these brands against a 11.4% benchmark for all Fitness and Recreational Sports Centers franchise loans. 3 brands with 20+ loans ran at more than twice the industry benchmark; 2 brands with 40+ loans recorded zero defaults. Statuses as of June 30, 2026.
- Brands tracked30
- SBA 7(a) loans, FY2010–20192,284
- Charged off265
- Pooled rate, these brands11.6%
- Fitness and Recreational Sports Centers benchmark (all franchise loans)11.4%
- All-franchise benchmark10.2%
- All SBA borrowers8.0%
- Lowest rateClub Pilates · 0.0%
- Highest rateRedLine Athletics · 40.0%
Which Fitness and Recreational Sports Centers franchise brands have the highest and lowest SBA default rates?
Every Fitness and Recreational Sports Centers brand with at least five resolved SBA 7(a) loans, sorted from highest to lowest default rate. Click a column heading to re-sort; use the filter to find a brand.
| Brand | Loans | Defaults | Rate | vs industry avg | Loans since 2020 | Early charge-offs |
|---|---|---|---|---|---|---|
| GYMGUYZ | 15 | 9 | 60.0%* | 5.3x | 21 | 3 |
| UFC Gym | 18 | 8 | 44.4%* | 3.9x | 5 | 0 |
| RedLine Athletics | 20 | 8 | 40.0% | 3.5x | 39 | 0 |
| iLoveKickboxing.com | 96 | 29 | 30.2% | 2.6x | 5 | 1 |
| 9ROUND | 80 | 21 | 26.2% | 2.3x | 20 | 4 |
| Fit Body Boot Camp | 17 | 4 | 23.5%* | 2.1x | 75 | 2 |
| The Bar Method | 32 | 7 | 21.9% | 1.9x | 15 | 0 |
| Spenga | 15 | 3 | 20.0%* | 1.8x | 33 | 5 |
| F45 Training | 72 | 14 | 19.4% | 1.7x | 149 | 5 |
| Curves for Women | 16 | 3 | 18.8%* | 1.6x | 0 | 0 |
| Title Boxing Club | 69 | 13 | 18.8% | 1.6x | 10 | 0 |
| We Rock The Spectrum Kid's Gym For All K | 16 | 3 | 18.8%* | 1.6x | 0 | 0 |
| Barre3 | 43 | 8 | 18.6% | 1.6x | 24 | 1 |
| CKO Kickboxing | 24 | 4 | 16.7% | 1.5x | 8 | 1 |
| Farrell's eXtreme Bodyshaping | 19 | 3 | 15.8%* | 1.4x | 4 | 0 |
| Fitness Together | 53 | 8 | 15.1% | 1.3x | 7 | 0 |
| Row House | 23 | 3 | 13.0% | 1.1x | 17 | 2 |
| Anytime Fitness | 601 | 76 | 12.6% | 1.1x | 304 | 4 |
| Workout Anytime 24/7 | 18 | 2 | 11.1%* | 1.0x | 0 | 0 |
| Snap Fitness | 145 | 16 | 11.0% | 1.0x | 40 | 0 |
| CycleBar | 72 | 7 | 9.7% | 0.8x | 40 | 5 |
| Retro Fitness | 57 | 5 | 8.8% | 0.8x | 0 | 0 |
| The Little Gym | 26 | 2 | 7.7% | 0.7x | 109 | 1 |
| Pure Barre | 73 | 3 | 4.1% | 0.4x | 86 | 0 |
| Gold's Gym | 35 | 1 | 2.9% | 0.2x | 5 | 0 |
| Orange Theory Fitness | 312 | 5 | 1.6% | 0.1x | 70 | 0 |
| Burn Boot Camp Fitness | 29 | 0 | 0.0% | — | 87 | 1 |
| Club Pilates | 151 | 0 | 0.0% | — | 88 | 0 |
| Hotworx | 26 | 0 | 0.0% | — | 446 | 2 |
| Planet Fitness | 111 | 0 | 0.0% | — | 1 | 0 |
* Small sample (5–19 loans): rate shown for completeness; treat as a diligence flag, not a verdict. Loans since 2020 and early charge-offs are counts only — that cohort is too young for a rate.
Frequently asked
- Which Fitness and Recreational Sports Centers franchises have the highest SBA default rates?
- Among Fitness and Recreational Sports Centers brands with 20 or more SBA 7(a) loans approved FY2010–FY2019, the highest charge-off rates were RedLine Athletics (40.0%), iLoveKickboxing.com (30.2%), 9ROUND (26.2%). Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.
- What is the Fitness and Recreational Sports Centers franchise SBA default rate benchmark?
- Fitness and Recreational Sports Centers franchise borrowers charged off 11.4% of SBA 7(a) loans approved FY2010–FY2019, compared with 10.2% for all franchises and 8.0% for all SBA borrowers.
Cite this page
Franchise Default Rates (2026). Fitness and Recreational Sports Centers franchise SBA 7(a) default rates, FY2010–FY2019 cohort: 30 brands, pooled 11.6%. Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.
https://franchisefailurerates.com/industry/fitness-and-recreational-sports-centers/ · Data & methodology · Download the dataset (CSV)