Franchise Failure Rates

SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026

Comfort/ Comfort Inn & Suites/ Comfort Suites Franchise Failure Rate: 1.3% SBA Loan Defaults (2010–2019 Federal Data)

1.3%
charge-off rate on 156 SBA 7(a) loans to Comfort/ Comfort Inn & Suites/ Comfort Suites franchisees, FY2010–2019
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019 — Comfort/ Comfort Inn & Suites/ Comfort Suites against its industry and all franchises
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019: Comfort/ Comfort Inn & Suites/ Comfort Suites 1.3%; Hotels (except Casino Hotels) and Motels 3.0%; All franchises 10.2%Comfort/ Comfort Inn & Suites/ Comfort Suites 1.3%; Hotels (except Casino Hotels) and Motels 3.0%; All franchises 10.2%0%2%4%6%8%10%Comfort/ Comfort Inn &Suites/ Comfort Suites1.3%Hotels (except CasinoHotels) and Motels3.0%All franchises10.2%
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019: Comfort/ Comfort Inn & Suites/ Comfort Suites 1.3%; Hotels (except Casino Hotels) and Motels 3.0%; All franchises 10.2%Comfort/ Comfort Inn & Suites/ Comfort Suites 1.3%; Hotels (except Casino Hotels) and Motels 3.0%; All franchises 10.2%0%2%4%6%8%10%Comfort/ Comfort Inn & Suites/ Comfort Suites1.3%Hotels (except Casino Hotels) and Motels3.0%All franchises10.2%

Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026. Figures also in the comparison table below.

About 1 in 77 Comfort/ Comfort Inn & Suites/ Comfort Suites SBA borrowers failed to repay — well below the Hotels (except Casino Hotels) and Motels average of 3.0%.

Between 2010 and 2019, 156 Comfort/ Comfort Inn & Suites/ Comfort Suites franchisees financed with SBA 7(a) loans. 2 defaulted — a 1.3% charge-off rate, 0.4x the Hotels (except Casino Hotels) and Motels average of 3.0%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.

What is the Comfort/ Comfort Inn & Suites/ Comfort Suites franchise failure rate on SBA loans?

Comfort/ Comfort Inn & Suites/ Comfort Suites is a Hotels (except Casino Hotels) and Motels franchise. This page reports the outcome of every SBA 7(a) loan the U.S. Small Business Administration's public FOIA file attributes to Comfort/ Comfort Inn & Suites/ Comfort Suites franchisees: 156 loans approved between fiscal 2010 and 2019, of which 2 were charged off. Loan statuses are as of June 30, 2026, and the cohort has matured, so these are settled outcomes rather than projections.

How does Comfort/ Comfort Inn & Suites/ Comfort Suites compare with other Hotels (except Casino Hotels) and Motels franchises?

The table sets Comfort/ Comfort Inn & Suites/ Comfort Suites's charge-off rate beside its Hotels (except Casino Hotels) and Motels peers and the two economy-wide benchmarks. All figures use the same cohort — SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026 — and the same denominator of resolved loans, so they are directly comparable.

Comfort/ Comfort Inn & Suites/ Comfort Suites versus benchmarks, SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026. Source: U.S. SBA FOIA dataset.
MeasureComfort/ Comfort Inn & Suites/ Comfort SuitesHotels (except Casino Hotels) and MotelsAll franchisesAll SBA borrowers
Default (charge-off) rate1.3%3.0%10.2%8.0%
Loans in sample156———
Defaults2———
Average loan size$2,651,797———
Charge-off rate by approval year — share of each fiscal year's Comfort/ Comfort Inn & Suites/ Comfort Suites SBA 7(a) loans that later defaulted (FY2010–FY2019); years with fewer than 10 loans are outlined, not filled
Charge-off rate by approval year: FY2012 0% of 1 loans; FY2013 0% of 9 loans; FY2014 0% of 43 loans; FY2015 0% of 26 loans; FY2016 3% of 30 loans; FY2017 0% of 35 loans; FY2018 8% of 12 loansCharge-off rate by approval year: FY2012 0% of 1 loans; FY2013 0% of 9 loans; FY2014 0% of 43 loans; FY2015 0% of 26 loans; FY2016 3% of 30 loans; FY2017 0% of 35 loans; FY2018 8% of 12 loans0%5%10%0%2012n=10%2013n=90%2014n=430%2015n=263%2016n=300%2017n=358%2018n=12
Charge-off rate by approval year: FY2012 0% of 1 loans; FY2013 0% of 9 loans; FY2014 0% of 43 loans; FY2015 0% of 26 loans; FY2016 3% of 30 loans; FY2017 0% of 35 loans; FY2018 8% of 12 loansCharge-off rate by approval year: FY2012 0% of 1 loans; FY2013 0% of 9 loans; FY2014 0% of 43 loans; FY2015 0% of 26 loans; FY2016 3% of 30 loans; FY2017 0% of 35 loans; FY2018 8% of 12 loans0%5%10%0%’12n=10%’13n=90%’14n=430%’15n=263%’16n=300%’17n=358%’18n=12

Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.

Show the numbers behind this chart
Fiscal yearLoansCharged offRate
FY2012100.0%
FY2013900.0%
FY20144300.0%
FY20152600.0%
FY20163013.3%
FY20173500.0%
FY20181218.3%

How to read this

A charge-off means a franchisee borrowed, operated, and failed severely enough that the SBA wrote off the government-guaranteed loan. Unlike franchisor marketing or Item 19 disclosures, this is an observed outcome recorded by a federal agency. One caveat cuts the other way: SBA borrowers are typically less capitalized than all-cash buyers, so these rates can overstate risk for well-funded operators.

How reliable is this number?

Comfort/ Comfort Inn & Suites/ Comfort Suites's figure rests on 156 resolved SBA 7(a) loans approved between fiscal 2010 and 2019 — a matured cohort, so the rate is a settled outcome, not a projection. With 156 resolved loans, the sample is large enough that a single default barely moves the figure. Loans approved since 2020 are excluded from the rate because most are still outstanding; they appear on this page as counts only. Every Comfort/ Comfort Inn & Suites/ Comfort Suites figure is recomputed from the public SBA FOIA file on each rebuild.

Frequently asked

What is Comfort/ Comfort Inn & Suites/ Comfort Suites's franchise failure rate on SBA loans?
Between 2010 and 2019, 156 Comfort/ Comfort Inn & Suites/ Comfort Suites franchisees financed with SBA 7(a) loans. 2 defaulted — a 1.3% charge-off rate, 0.4x the Hotels (except Casino Hotels) and Motels average of 3.0%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.
Is Comfort/ Comfort Inn & Suites/ Comfort Suites a safe franchise investment?
Between 2010–2019, Comfort/ Comfort Inn & Suites/ Comfort Suites franchisees defaulted on SBA loans at 1.3% versus a 3.0% industry average. This data is one input for due diligence; it is not investment advice.

Cite this page

Franchise Default Rates (2026). Comfort/ Comfort Inn & Suites/ Comfort Suites franchise SBA 7(a) default rate, FY2010–FY2019 cohort: 1.3% (2 of 156 loans charged off). Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.

https://franchisefailurerates.com/franchise/comfort-comfort-inn-and-suites-comfort-suites/ · Data & methodology · Download the dataset (CSV)