Which Hotels (except Casino Hotels) and Motels franchises have the highest SBA default rates?

Among Hotels (except Casino Hotels) and Motels brands with 20 or more SBA 7(a) loans approved FY2010–FY2019, the highest charge-off rates were Baymont by Wyndham / Baymont Inn & Suites (11.1%), Americas Best Value Inn (8.3%), La Quinta Inn (5.3%). Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.

SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026

Hotels (except Casino Hotels) and Motels Franchise Failure Rates: SBA Loan Defaults for 44 Brands

3.0%

charge-off rate across hotels (except casino hotels) and motels franchise SBA 7(a) loans, FY2010–2019

Hotels (except Casino Hotels) and Motels franchises charged off 3.0% of SBA 7(a) loans approved FY2010–FY2019, versus 10.2% for all franchises and 8.0% for all SBA borrowers. This page tracks 44 brands: default rates ranged from Choice Hotels International Inc. (0.0%) to Baymont by Wyndham / Baymont Inn & Suites (11.1%). Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.

How do Hotels (except Casino Hotels) and Motels franchises perform on SBA loans?

Across the 44 Hotels (except Casino Hotels) and Motels brands tracked here, 2,959 SBA 7(a) loans were approved between fiscal 2010 and 2019 and 71 were charged off — a pooled rate of 2.4% for these brands against a 3.0% benchmark for all Hotels (except Casino Hotels) and Motels franchise loans. 2 brands with 20+ loans ran at more than twice the industry benchmark; 5 brands with 40+ loans recorded zero defaults. Statuses as of June 30, 2026.

Brands tracked44
SBA 7(a) loans, FY2010–20192,959
Charged off71
Pooled rate, these brands2.4%
Hotels (except Casino Hotels) and Motels benchmark (all franchise loans)3.0%
All-franchise benchmark10.2%
All SBA borrowers8.0%
Lowest rateChoice Hotels International Inc. · 0.0%
Highest rateBaymont by Wyndham / Baymont Inn & Suites · 11.1%

Which Hotels (except Casino Hotels) and Motels franchise brands have the highest and lowest SBA default rates?

Every Hotels (except Casino Hotels) and Motels brand with at least five resolved SBA 7(a) loans, sorted from highest to lowest default rate. Click a column heading to re-sort; use the filter to find a brand.

Filter brands 44 brands

Hotels (except Casino Hotels) and Motels franchise brands — SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026.

Brand	Loans	Defaults	Rate	vs industry avg	Loans since 2020	Early charge-offs
Country Inn and Suites by Radisson	16	2	12.5%*	4.2x	57	0
Baymont by Wyndham / Baymont Inn & Suites	27	3	11.1%	3.7x	122	0
Americas Best Value Inn	24	2	8.3%	2.8x	61	0
Rodeway Inns	15	1	6.7%*	2.2x	0	0
Ramada Inn	18	1	5.6%*	1.9x	0	0
La Quinta Inn	75	4	5.3%	1.8x	0	0
Days Inn / Days Inn by Wyndham	62	3	4.8%	1.6x	233	0
Comfort Inn	64	3	4.7%	1.6x	149	0
Quality Inn	133	6	4.5%	1.5x	310	0
Travelodge	66	3	4.5%	1.5x	0	0
Sleep Inn/sleep Inn & Suites	47	2	4.3%	1.4x	0	0
Holiday Inn	75	3	4.0%	1.3x	0	0
Super 8 by Wyndhan / Super 8	51	2	3.9%	1.3x	268	0
Clarion Hotel	27	1	3.7%	1.2x	0	0
Country Inns & Suites by Carlson	55	2	3.6%	1.2x	0	0
Motel 6	162	5	3.1%	1.0x	227	0
Econo Lodge Motel	36	1	2.8%	0.9x	0	0
Best Western Inn	164	4	2.4%	0.8x	0	0
Super 8	165	4	2.4%	0.8x	0	0
Hampton Inns	46	1	2.2%	0.7x	0	0
Knights Inn	51	1	2.0%	0.7x	13	0
Quality Inn/quality Suites, Hotel Or Resort	225	4	1.8%	0.6x	0	0
Days Inn	248	4	1.6%	0.5x	0	0
Econo Lodge	129	2	1.6%	0.5x	136	1
Super 8 Motel	63	1	1.6%	0.5x	0	0
Americas Best Value Inn (f/k/a Best Value Inn	66	1	1.5%	0.5x	0	0
Baymont Inn & Suites	68	1	1.5%	0.5x	0	0
Comfort/ Comfort Inn & Suites/ Comfort Suites	156	2	1.3%	0.4x	0	0
Red Roof Inn	152	2	1.3%	0.4x	169	0
America's Best Inns & Suites	15	0	0.0%*	—	14	0
Best Western - Best Western Plus - Best Western Premier- Executive Residency by Best Western- @Home by Best Western - GLo - Aiden - Membership Agreement	37	0	0.0%	—	216	1
Candlewood Suites	22	0	0.0%	—	20	0
Choice Hotels International Inc.	66	0	0.0%	—	0	0
Country Inns & Suites	20	0	0.0%	—	0	0
Fairfield Inn/inn & Suites	17	0	0.0%*	—	0	0
Holiday Inn Express	49	0	0.0%	—	0	0
Howard Johnson	41	0	0.0%	—	0	0
La Quinta by Wyndham / La Quinta Inn & Suites	19	0	0.0%*	—	180	0
Microtel Inn and Suites	43	0	0.0%	—	0	0
Ramada / Ramada by Wyndham / Ramada Plaza / Ramada Plaza by Wyndham	15	0	0.0%*	—	42	0
Ramada Inns	30	0	0.0%	—	0	0
Rodeway Inn	65	0	0.0%	—	91	1
Sleep Inn	16	0	0.0%*	—	78	0
Studio 6	18	0	0.0%*	—	29	1

* Small sample (5–19 loans): rate shown for completeness; treat as a diligence flag, not a verdict. Loans since 2020 and early charge-offs are counts only — that cohort is too young for a rate.

Frequently asked

Which Hotels (except Casino Hotels) and Motels franchises have the highest SBA default rates?: Among Hotels (except Casino Hotels) and Motels brands with 20 or more SBA 7(a) loans approved FY2010–FY2019, the highest charge-off rates were Baymont by Wyndham / Baymont Inn & Suites (11.1%), Americas Best Value Inn (8.3%), La Quinta Inn (5.3%). Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.
What is the Hotels (except Casino Hotels) and Motels franchise SBA default rate benchmark?: Hotels (except Casino Hotels) and Motels franchise borrowers charged off 3.0% of SBA 7(a) loans approved FY2010–FY2019, compared with 10.2% for all franchises and 8.0% for all SBA borrowers.

Cite this page

Franchise Default Rates (2026). Hotels (except Casino Hotels) and Motels franchise SBA 7(a) default rates, FY2010–FY2019 cohort: 44 brands, pooled 2.4%. Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.

https://franchisefailurerates.com/industry/hotels-except-casino-hotels-and-motels/ · Data & methodology · Download the dataset (CSV)