Franchise Failure Rates

SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026

Comfort Inn Franchise Failure Rate: 4.7% SBA Loan Defaults (2010–2019 Federal Data)

4.7%
charge-off rate on 64 SBA 7(a) loans to Comfort Inn franchisees, FY2010–2019
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019 — Comfort Inn against its industry and all franchises
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019: Comfort Inn 4.7%; Hotels (except Casino Hotels) and Motels 3.0%; All franchises 10.2%Comfort Inn 4.7%; Hotels (except Casino Hotels) and Motels 3.0%; All franchises 10.2%0%2%4%6%8%10%Comfort Inn4.7%Hotels (except CasinoHotels) and Motels3.0%All franchises10.2%
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019: Comfort Inn 4.7%; Hotels (except Casino Hotels) and Motels 3.0%; All franchises 10.2%Comfort Inn 4.7%; Hotels (except Casino Hotels) and Motels 3.0%; All franchises 10.2%0%2%4%6%8%10%Comfort Inn4.7%Hotels (except Casino Hotels) and Motels3.0%All franchises10.2%

Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026. Figures also in the comparison table below.

About 1 in 21 Comfort Inn SBA borrowers failed to repay — well above the Hotels (except Casino Hotels) and Motels average of 3.0%.

Between 2010 and 2019, 64 Comfort Inn franchisees financed with SBA 7(a) loans. 3 defaulted — a 4.7% charge-off rate, 1.6x the Hotels (except Casino Hotels) and Motels average of 3.0%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.

What is the Comfort Inn franchise failure rate on SBA loans?

Comfort Inn is a Hotels (except Casino Hotels) and Motels franchise. This page reports the outcome of every SBA 7(a) loan the U.S. Small Business Administration's public FOIA file attributes to Comfort Inn franchisees: 64 loans approved between fiscal 2010 and 2019, of which 3 were charged off. Loan statuses are as of June 30, 2026, and the cohort has matured, so these are settled outcomes rather than projections.

How does Comfort Inn compare with other Hotels (except Casino Hotels) and Motels franchises?

The table sets Comfort Inn's charge-off rate beside its Hotels (except Casino Hotels) and Motels peers and the two economy-wide benchmarks. All figures use the same cohort — SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026 — and the same denominator of resolved loans, so they are directly comparable.

Comfort Inn versus benchmarks, SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026. Source: U.S. SBA FOIA dataset.
MeasureComfort InnHotels (except Casino Hotels) and MotelsAll franchisesAll SBA borrowers
Default (charge-off) rate4.7%3.0%10.2%8.0%
Loans in sample64———
Defaults3———
Average loan size$2,868,653———

What has Comfort Inn SBA lending looked like since 2020?

Since 2020, Comfort Inn franchisees have taken 149 new SBA 7(a) loans. None have charged off to date, though most remain outstanding and unresolved.

Charge-off rate by approval year — share of each fiscal year's Comfort Inn SBA 7(a) loans that later defaulted (FY2010–FY2019); years with fewer than 10 loans are outlined, not filled
Charge-off rate by approval year: FY2010 0% of 3 loans; FY2011 11% of 9 loans; FY2012 0% of 9 loans; FY2013 0% of 6 loans; FY2014 0% of 1 loans; FY2015 100% of 1 loans; FY2016 0% of 1 loans; FY2018 5% of 20 loans; FY2019 0% of 14 loansCharge-off rate by approval year: FY2010 0% of 3 loans; FY2011 11% of 9 loans; FY2012 0% of 9 loans; FY2013 0% of 6 loans; FY2014 0% of 1 loans; FY2015 100% of 1 loans; FY2016 0% of 1 loans; FY2018 5% of 20 loans; FY2019 0% of 14 loans0%5%10%0%2010n=311%2011n=90%2012n=90%2013n=60%2014n=1100%2015n=10%2016n=15%2018n=200%2019n=14
Charge-off rate by approval year: FY2010 0% of 3 loans; FY2011 11% of 9 loans; FY2012 0% of 9 loans; FY2013 0% of 6 loans; FY2014 0% of 1 loans; FY2015 100% of 1 loans; FY2016 0% of 1 loans; FY2018 5% of 20 loans; FY2019 0% of 14 loansCharge-off rate by approval year: FY2010 0% of 3 loans; FY2011 11% of 9 loans; FY2012 0% of 9 loans; FY2013 0% of 6 loans; FY2014 0% of 1 loans; FY2015 100% of 1 loans; FY2016 0% of 1 loans; FY2018 5% of 20 loans; FY2019 0% of 14 loans0%5%10%0%’10n=311%’11n=90%’12n=90%’13n=60%’14n=1100%’15n=10%’16n=15%’18n=200%’19n=14

Loans approved since 2020, by fiscal year — counts only: 0 have charged off to date and most are still outstanding, so no rate is drawn.

Loans approved since 2020: FY2020 19; FY2021 37; FY2022 30; FY2023 17; FY2024 13; FY2025 19; FY2026 14Loans approved since 2020: FY2020 19; FY2021 37; FY2022 30; FY2023 17; FY2024 13; FY2025 19; FY2026 14192020372021302022172023132024192025142026
Loans approved since 2020: FY2020 19; FY2021 37; FY2022 30; FY2023 17; FY2024 13; FY2025 19; FY2026 14Loans approved since 2020: FY2020 19; FY2021 37; FY2022 30; FY2023 17; FY2024 13; FY2025 19; FY2026 1419’2037’2130’2217’2313’2419’2514’26

Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.

Show the numbers behind this chart
Fiscal yearLoansCharged offRate
FY2010300.0%
FY20119111.1%
FY2012900.0%
FY2013600.0%
FY2014100.0%
FY201511100.0%
FY2016100.0%
FY20182015.0%
FY20191400.0%
FY202019—outstanding
FY202137—outstanding
FY202230—outstanding
FY202317—outstanding
FY202413—outstanding
FY202519—outstanding
FY202614—outstanding

How to read this

A charge-off means a franchisee borrowed, operated, and failed severely enough that the SBA wrote off the government-guaranteed loan. Unlike franchisor marketing or Item 19 disclosures, this is an observed outcome recorded by a federal agency. One caveat cuts the other way: SBA borrowers are typically less capitalized than all-cash buyers, so these rates can overstate risk for well-funded operators.

How reliable is this number?

Comfort Inn's figure rests on 64 resolved SBA 7(a) loans approved between fiscal 2010 and 2019 — a matured cohort, so the rate is a settled outcome, not a projection. With 64 resolved loans, one default moves the rate by about 1.6 percentage points. Loans approved since 2020 are excluded from the rate because most are still outstanding; they appear on this page as counts only. Every Comfort Inn figure is recomputed from the public SBA FOIA file on each rebuild.

Based on 64 resolved loans — directional, not precise.

Frequently asked

What is Comfort Inn's franchise failure rate on SBA loans?
Between 2010 and 2019, 64 Comfort Inn franchisees financed with SBA 7(a) loans. 3 defaulted — a 4.7% charge-off rate, 1.6x the Hotels (except Casino Hotels) and Motels average of 3.0%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.
Is Comfort Inn a safe franchise investment?
Between 2010–2019, Comfort Inn franchisees defaulted on SBA loans at 4.7% versus a 3.0% industry average. This data is one input for due diligence; it is not investment advice.

Cite this page

Franchise Default Rates (2026). Comfort Inn franchise SBA 7(a) default rate, FY2010–FY2019 cohort: 4.7% (3 of 64 loans charged off). Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.

https://franchisefailurerates.com/franchise/comfort-inn/ · Data & methodology · Download the dataset (CSV)