SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026
Conoco Service Station Franchise Failure Rate: 0.0% SBA Loan Defaults (2010–2019 Federal Data)
Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026. Figures also in the comparison table below.
None of the 21 Conoco Service Station SBA borrowers in the sample failed to repay — well below the Gasoline Stations with Convenience Stores average of 3.9%.
Between 2010 and 2019, 21 Conoco Service Station franchisees financed with SBA 7(a) loans. None defaulted — a 0.0% charge-off rate, against a Gasoline Stations with Convenience Stores average of 3.9%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.
What is the Conoco Service Station franchise failure rate on SBA loans?
Conoco Service Station is a Gasoline Stations with Convenience Stores franchise. This page reports the outcome of every SBA 7(a) loan the U.S. Small Business Administration's public FOIA file attributes to Conoco Service Station franchisees: 21 loans approved between fiscal 2010 and 2019, of which 0 were charged off. Loan statuses are as of June 30, 2026, and the cohort has matured, so these are settled outcomes rather than projections.
- SBA 7(a) loans approved FY2010–FY201921
- Charged off0
- Charge-off rate0.0%
- Gasoline Stations with Convenience Stores franchise benchmark3.9%
- All-franchise SBA benchmark10.2%
- Average loan size, 2010s cohort$1,571,590
How does Conoco Service Station compare with other Gasoline Stations with Convenience Stores franchises?
The table sets Conoco Service Station's charge-off rate beside its Gasoline Stations with Convenience Stores peers and the two economy-wide benchmarks. All figures use the same cohort — SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026 — and the same denominator of resolved loans, so they are directly comparable.
| Measure | Conoco Service Station | Gasoline Stations with Convenience Stores | All franchises | All SBA borrowers |
|---|---|---|---|---|
| Default (charge-off) rate | 0.0% | 3.9% | 10.2% | 8.0% |
| Loans in sample | 21 | — | — | — |
| Defaults | 0 | — | — | — |
| Average loan size | $1,571,590 | — | — | — |
Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.
Show the numbers behind this chart
| Fiscal year | Loans | Charged off | Rate |
|---|---|---|---|
| FY2010 | 2 | 0 | 0.0% |
| FY2011 | 1 | 0 | 0.0% |
| FY2012 | 3 | 0 | 0.0% |
| FY2013 | 1 | 0 | 0.0% |
| FY2014 | 5 | 0 | 0.0% |
| FY2015 | 4 | 0 | 0.0% |
| FY2016 | 4 | 0 | 0.0% |
| FY2017 | 1 | 0 | 0.0% |
How to read this
A charge-off means a franchisee borrowed, operated, and failed severely enough that the SBA wrote off the government-guaranteed loan. Unlike franchisor marketing or Item 19 disclosures, this is an observed outcome recorded by a federal agency. One caveat cuts the other way: SBA borrowers are typically less capitalized than all-cash buyers, so these rates can overstate risk for well-funded operators.
How reliable is this number?
Conoco Service Station's figure rests on 21 resolved SBA 7(a) loans approved between fiscal 2010 and 2019 — a matured cohort, so the rate is a settled outcome, not a projection. With 21 resolved loans, one default moves the rate by about 4.8 percentage points. Loans approved since 2020 are excluded from the rate because most are still outstanding; they appear on this page as counts only. Every Conoco Service Station figure is recomputed from the public SBA FOIA file on each rebuild.
Based on 21 resolved loans — directional, not precise.
Frequently asked
- What is Conoco Service Station's franchise failure rate on SBA loans?
- Between 2010 and 2019, 21 Conoco Service Station franchisees financed with SBA 7(a) loans. None defaulted — a 0.0% charge-off rate, against a Gasoline Stations with Convenience Stores average of 3.9%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.
- Is Conoco Service Station a safe franchise investment?
- Between 2010–2019, Conoco Service Station franchisees defaulted on SBA loans at 0.0% versus a 3.9% industry average. This data is one input for due diligence; it is not investment advice.
Cite this page
Franchise Default Rates (2026). Conoco Service Station franchise SBA 7(a) default rate, FY2010–FY2019 cohort: 0.0% (0 of 21 loans charged off). Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.
https://franchisefailurerates.com/franchise/conoco-service-station/ · Data & methodology · Download the dataset (CSV)