Franchise Failure Rates

SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026

Texaco Service Station Franchise Failure Rate on SBA Loans: 0 of 19 Charged Off (Federal Data)

0 of 19
SBA 7(a) loans to Texaco Service Station franchisees (FY2010–2019) ended in charge-off
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019 — Texaco Service Station against its industry and all franchises
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019: Texaco Service Station 0.0%; Gasoline Stations with Convenience Stores 3.9%; All franchises 10.2%Texaco Service Station 0.0%; Gasoline Stations with Convenience Stores 3.9%; All franchises 10.2%0%2%4%6%8%10%Texaco Service Station0.0% (small sample)Gasoline Stations withConvenience Stores3.9%All franchises10.2%
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019: Texaco Service Station 0.0%; Gasoline Stations with Convenience Stores 3.9%; All franchises 10.2%Texaco Service Station 0.0%; Gasoline Stations with Convenience Stores 3.9%; All franchises 10.2%0%2%4%6%8%10%Texaco Service Station0.0% (small sample)Gasoline Stations with Convenience Stores3.9%All franchises10.2%

Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026. Figures also in the comparison table below.

None of the 19 Texaco Service Station SBA borrowers in the sample failed to repay — but 19 loans is too few to call a rate.

0 of 19 SBA 7(a) loans to Texaco Service Station franchisees (2010–2019) ended in charge-off. The sample is small; treat this as a diligence flag, not a verdict. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.

What is the Texaco Service Station franchise failure rate on SBA loans?

Texaco Service Station is a Gasoline Stations with Convenience Stores franchise. This page reports the outcome of every SBA 7(a) loan the U.S. Small Business Administration's public FOIA file attributes to Texaco Service Station franchisees: 19 loans approved between fiscal 2010 and 2019, of which 0 were charged off. Loan statuses are as of June 30, 2026, and the cohort has matured, so these are settled outcomes rather than projections.

How does Texaco Service Station compare with other Gasoline Stations with Convenience Stores franchises?

The table sets Texaco Service Station's charge-off rate beside its Gasoline Stations with Convenience Stores peers and the two economy-wide benchmarks. All figures use the same cohort — SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026 — and the same denominator of resolved loans, so they are directly comparable.

Texaco Service Station versus benchmarks, SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026. Source: U.S. SBA FOIA dataset.
MeasureTexaco Service StationGasoline Stations with Convenience StoresAll franchisesAll SBA borrowers
Default (charge-off) rate0.0% (small sample)3.9%10.2%8.0%
Loans in sample19———
Defaults0———
Average loan size$1,043,463———
Charge-off rate by approval year — share of each fiscal year's Texaco Service Station SBA 7(a) loans that later defaulted (FY2010–FY2019); years with fewer than 10 loans are outlined, not filled
Charge-off rate by approval year: FY2010 0% of 4 loans; FY2011 0% of 1 loans; FY2013 0% of 1 loans; FY2014 0% of 3 loans; FY2015 0% of 3 loans; FY2016 0% of 2 loans; FY2017 0% of 5 loansCharge-off rate by approval year: FY2010 0% of 4 loans; FY2011 0% of 1 loans; FY2013 0% of 1 loans; FY2014 0% of 3 loans; FY2015 0% of 3 loans; FY2016 0% of 2 loans; FY2017 0% of 5 loans0%5%10%0%2010n=40%2011n=10%2013n=10%2014n=30%2015n=30%2016n=20%2017n=5
Charge-off rate by approval year: FY2010 0% of 4 loans; FY2011 0% of 1 loans; FY2013 0% of 1 loans; FY2014 0% of 3 loans; FY2015 0% of 3 loans; FY2016 0% of 2 loans; FY2017 0% of 5 loansCharge-off rate by approval year: FY2010 0% of 4 loans; FY2011 0% of 1 loans; FY2013 0% of 1 loans; FY2014 0% of 3 loans; FY2015 0% of 3 loans; FY2016 0% of 2 loans; FY2017 0% of 5 loans0%5%10%0%’10n=40%’11n=10%’13n=10%’14n=30%’15n=30%’16n=20%’17n=5

Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.

Show the numbers behind this chart
Fiscal yearLoansCharged offRate
FY2010400.0%
FY2011100.0%
FY2013100.0%
FY2014300.0%
FY2015300.0%
FY2016200.0%
FY2017500.0%

How to read this

A charge-off means a franchisee borrowed, operated, and failed severely enough that the SBA wrote off the government-guaranteed loan. Unlike franchisor marketing or Item 19 disclosures, this is an observed outcome recorded by a federal agency. One caveat cuts the other way: SBA borrowers are typically less capitalized than all-cash buyers, so these rates can overstate risk for well-funded operators.

How reliable is this number?

Texaco Service Station's figure rests on 19 resolved SBA 7(a) loans approved between fiscal 2010 and 2019 — a matured cohort, so the count is a settled outcome, not a projection. With 19 resolved loans, one default moves the rate by about 5.3 percentage points. Loans approved since 2020 are excluded from the rate because most are still outstanding; they appear on this page as counts only. Every Texaco Service Station figure is recomputed from the public SBA FOIA file on each rebuild.

Small sample (19 loans). A single default moves this figure substantially.

Frequently asked

What is Texaco Service Station's franchise failure rate on SBA loans?
0 of 19 SBA 7(a) loans to Texaco Service Station franchisees (2010–2019) ended in charge-off. The sample is small; treat this as a diligence flag, not a verdict. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.
Is Texaco Service Station a safe franchise investment?
Between 2010–2019, 0 of 19 SBA loans to Texaco Service Station franchisees were charged off. The sample is small. This data is one input for due diligence; it is not investment advice.

Cite this page

Franchise Default Rates (2026). Texaco Service Station franchise SBA 7(a) loan outcomes, FY2010–FY2019 cohort: 0 of 19 loans charged off. Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.

https://franchisefailurerates.com/franchise/texaco-service-station/ · Data & methodology · Download the dataset (CSV)