Franchise Failure Rates

SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026

Dairy Queen Frozen Treat Center Franchise Failure Rate: 4.9% SBA Loan Defaults (2010–2019 Federal Data)

4.9%
charge-off rate on 61 SBA 7(a) loans to Dairy Queen Frozen Treat Center franchisees, FY2010–2019
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019 — Dairy Queen Frozen Treat Center against its industry and all franchises
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019: Dairy Queen Frozen Treat Center 4.9%; Limited-Service Restaurants 10.3%; All franchises 10.2%Dairy Queen Frozen Treat Center 4.9%; Limited-Service Restaurants 10.3%; All franchises 10.2%0%2%4%6%8%10%Dairy Queen Frozen TreatCenter4.9%Limited-ServiceRestaurants10.3%All franchises10.2%
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019: Dairy Queen Frozen Treat Center 4.9%; Limited-Service Restaurants 10.3%; All franchises 10.2%Dairy Queen Frozen Treat Center 4.9%; Limited-Service Restaurants 10.3%; All franchises 10.2%0%2%4%6%8%10%Dairy Queen Frozen Treat Center4.9%Limited-Service Restaurants10.3%All franchises10.2%

Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026. Figures also in the comparison table below.

About 1 in 20 Dairy Queen Frozen Treat Center SBA borrowers failed to repay — well below the Limited-Service Restaurants average of 10.3%.

Between 2010 and 2019, 61 Dairy Queen Frozen Treat Center franchisees financed with SBA 7(a) loans. 3 defaulted — a 4.9% charge-off rate, 0.5x the Limited-Service Restaurants average of 10.3%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.

What is the Dairy Queen Frozen Treat Center franchise failure rate on SBA loans?

Dairy Queen Frozen Treat Center is a Limited-Service Restaurants franchise. This page reports the outcome of every SBA 7(a) loan the U.S. Small Business Administration's public FOIA file attributes to Dairy Queen Frozen Treat Center franchisees: 61 loans approved between fiscal 2010 and 2019, of which 3 were charged off. Loan statuses are as of June 30, 2026, and the cohort has matured, so these are settled outcomes rather than projections.

How does Dairy Queen Frozen Treat Center compare with other Limited-Service Restaurants franchises?

The table sets Dairy Queen Frozen Treat Center's charge-off rate beside its Limited-Service Restaurants peers and the two economy-wide benchmarks. All figures use the same cohort — SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026 — and the same denominator of resolved loans, so they are directly comparable.

Dairy Queen Frozen Treat Center versus benchmarks, SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026. Source: U.S. SBA FOIA dataset.
MeasureDairy Queen Frozen Treat CenterLimited-Service RestaurantsAll franchisesAll SBA borrowers
Default (charge-off) rate4.9%10.3%10.2%8.0%
Loans in sample61———
Defaults3———
Average loan size$335,093———
Charge-off rate by approval year — share of each fiscal year's Dairy Queen Frozen Treat Center SBA 7(a) loans that later defaulted (FY2010–FY2019); years with fewer than 10 loans are outlined, not filled
Charge-off rate by approval year: FY2011 40% of 5 loans; FY2012 100% of 1 loans; FY2013 0% of 1 loans; FY2014 0% of 18 loans; FY2015 0% of 13 loans; FY2016 0% of 10 loans; FY2017 0% of 13 loansCharge-off rate by approval year: FY2011 40% of 5 loans; FY2012 100% of 1 loans; FY2013 0% of 1 loans; FY2014 0% of 18 loans; FY2015 0% of 13 loans; FY2016 0% of 10 loans; FY2017 0% of 13 loans0%5%10%40%2011n=5100%2012n=10%2013n=10%2014n=180%2015n=130%2016n=100%2017n=13
Charge-off rate by approval year: FY2011 40% of 5 loans; FY2012 100% of 1 loans; FY2013 0% of 1 loans; FY2014 0% of 18 loans; FY2015 0% of 13 loans; FY2016 0% of 10 loans; FY2017 0% of 13 loansCharge-off rate by approval year: FY2011 40% of 5 loans; FY2012 100% of 1 loans; FY2013 0% of 1 loans; FY2014 0% of 18 loans; FY2015 0% of 13 loans; FY2016 0% of 10 loans; FY2017 0% of 13 loans0%5%10%40%’11n=5100%’12n=10%’13n=10%’14n=180%’15n=130%’16n=100%’17n=13

Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.

Show the numbers behind this chart
Fiscal yearLoansCharged offRate
FY20115240.0%
FY201211100.0%
FY2013100.0%
FY20141800.0%
FY20151300.0%
FY20161000.0%
FY20171300.0%

How to read this

A charge-off means a franchisee borrowed, operated, and failed severely enough that the SBA wrote off the government-guaranteed loan. Unlike franchisor marketing or Item 19 disclosures, this is an observed outcome recorded by a federal agency. One caveat cuts the other way: SBA borrowers are typically less capitalized than all-cash buyers, so these rates can overstate risk for well-funded operators.

How reliable is this number?

Dairy Queen Frozen Treat Center's figure rests on 61 resolved SBA 7(a) loans approved between fiscal 2010 and 2019 — a matured cohort, so the rate is a settled outcome, not a projection. With 61 resolved loans, one default moves the rate by about 1.6 percentage points. Loans approved since 2020 are excluded from the rate because most are still outstanding; they appear on this page as counts only. Every Dairy Queen Frozen Treat Center figure is recomputed from the public SBA FOIA file on each rebuild.

Based on 61 resolved loans — directional, not precise.

Frequently asked

What is Dairy Queen Frozen Treat Center's franchise failure rate on SBA loans?
Between 2010 and 2019, 61 Dairy Queen Frozen Treat Center franchisees financed with SBA 7(a) loans. 3 defaulted — a 4.9% charge-off rate, 0.5x the Limited-Service Restaurants average of 10.3%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.
Is Dairy Queen Frozen Treat Center a safe franchise investment?
Between 2010–2019, Dairy Queen Frozen Treat Center franchisees defaulted on SBA loans at 4.9% versus a 10.3% industry average. This data is one input for due diligence; it is not investment advice.

Cite this page

Franchise Default Rates (2026). Dairy Queen Frozen Treat Center franchise SBA 7(a) default rate, FY2010–FY2019 cohort: 4.9% (3 of 61 loans charged off). Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.

https://franchisefailurerates.com/franchise/dairy-queen-frozen-treat-center/ · Data & methodology · Download the dataset (CSV)