Franchise Failure Rates

SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026

Jets Pizza Franchise Failure Rate: 4.9% SBA Loan Defaults (2010–2019 Federal Data)

4.9%
charge-off rate on 82 SBA 7(a) loans to Jets Pizza franchisees, FY2010–2019
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019 — Jets Pizza against its industry and all franchises
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019: Jets Pizza 4.9%; Limited-Service Restaurants 10.3%; All franchises 10.2%Jets Pizza 4.9%; Limited-Service Restaurants 10.3%; All franchises 10.2%0%2%4%6%8%10%Jets Pizza4.9%Limited-ServiceRestaurants10.3%All franchises10.2%
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019: Jets Pizza 4.9%; Limited-Service Restaurants 10.3%; All franchises 10.2%Jets Pizza 4.9%; Limited-Service Restaurants 10.3%; All franchises 10.2%0%2%4%6%8%10%Jets Pizza4.9%Limited-Service Restaurants10.3%All franchises10.2%

Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026. Figures also in the comparison table below.

About 1 in 20 Jets Pizza SBA borrowers failed to repay — well below the Limited-Service Restaurants average of 10.3%.

Between 2010 and 2019, 82 Jets Pizza franchisees financed with SBA 7(a) loans. 4 defaulted — a 4.9% charge-off rate, 0.5x the Limited-Service Restaurants average of 10.3%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.

What is the Jets Pizza franchise failure rate on SBA loans?

Jets Pizza is a Limited-Service Restaurants franchise. This page reports the outcome of every SBA 7(a) loan the U.S. Small Business Administration's public FOIA file attributes to Jets Pizza franchisees: 82 loans approved between fiscal 2010 and 2019, of which 4 were charged off. Loan statuses are as of June 30, 2026, and the cohort has matured, so these are settled outcomes rather than projections.

How does Jets Pizza compare with other Limited-Service Restaurants franchises?

The table sets Jets Pizza's charge-off rate beside its Limited-Service Restaurants peers and the two economy-wide benchmarks. All figures use the same cohort — SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026 — and the same denominator of resolved loans, so they are directly comparable.

Jets Pizza versus benchmarks, SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026. Source: U.S. SBA FOIA dataset.
MeasureJets PizzaLimited-Service RestaurantsAll franchisesAll SBA borrowers
Default (charge-off) rate4.9%10.3%10.2%8.0%
Loans in sample82———
Defaults4———
Average loan size$292,694———

What has Jets Pizza SBA lending looked like since 2020?

Since 2020, Jets Pizza franchisees have taken 47 new SBA 7(a) loans. None have charged off to date, though most remain outstanding and unresolved.

Charge-off rate by approval year — share of each fiscal year's Jets Pizza SBA 7(a) loans that later defaulted (FY2010–FY2019); years with fewer than 10 loans are outlined, not filled
Charge-off rate by approval year: FY2010 0% of 6 loans; FY2011 0% of 5 loans; FY2012 0% of 15 loans; FY2013 12% of 8 loans; FY2014 8% of 13 loans; FY2015 15% of 13 loans; FY2016 0% of 6 loans; FY2017 0% of 5 loans; FY2018 0% of 2 loans; FY2019 0% of 9 loansCharge-off rate by approval year: FY2010 0% of 6 loans; FY2011 0% of 5 loans; FY2012 0% of 15 loans; FY2013 12% of 8 loans; FY2014 8% of 13 loans; FY2015 15% of 13 loans; FY2016 0% of 6 loans; FY2017 0% of 5 loans; FY2018 0% of 2 loans; FY2019 0% of 9 loans0%10%20%0%2010n=60%2011n=50%2012n=1512%2013n=88%2014n=1315%2015n=130%2016n=60%2017n=50%2018n=20%2019n=9
Charge-off rate by approval year: FY2010 0% of 6 loans; FY2011 0% of 5 loans; FY2012 0% of 15 loans; FY2013 12% of 8 loans; FY2014 8% of 13 loans; FY2015 15% of 13 loans; FY2016 0% of 6 loans; FY2017 0% of 5 loans; FY2018 0% of 2 loans; FY2019 0% of 9 loansCharge-off rate by approval year: FY2010 0% of 6 loans; FY2011 0% of 5 loans; FY2012 0% of 15 loans; FY2013 12% of 8 loans; FY2014 8% of 13 loans; FY2015 15% of 13 loans; FY2016 0% of 6 loans; FY2017 0% of 5 loans; FY2018 0% of 2 loans; FY2019 0% of 9 loans0%10%20%0%’10n=60%’11n=50%’12n=1512%’13n=88%’14n=1315%’15n=130%’16n=60%’17n=50%’18n=20%’19n=9

Loans approved since 2020, by fiscal year — counts only: 0 have charged off to date and most are still outstanding, so no rate is drawn.

Loans approved since 2020: FY2020 8; FY2021 8; FY2022 3; FY2023 11; FY2024 8; FY2025 7; FY2026 2Loans approved since 2020: FY2020 8; FY2021 8; FY2022 3; FY2023 11; FY2024 8; FY2025 7; FY2026 2820208202132022112023820247202522026
Loans approved since 2020: FY2020 8; FY2021 8; FY2022 3; FY2023 11; FY2024 8; FY2025 7; FY2026 2Loans approved since 2020: FY2020 8; FY2021 8; FY2022 3; FY2023 11; FY2024 8; FY2025 7; FY2026 28’208’213’2211’238’247’252’26

Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.

Show the numbers behind this chart
Fiscal yearLoansCharged offRate
FY2010600.0%
FY2011500.0%
FY20121500.0%
FY20138112.5%
FY20141317.7%
FY201513215.4%
FY2016600.0%
FY2017500.0%
FY2018200.0%
FY2019900.0%
FY20208—outstanding
FY20218—outstanding
FY20223—outstanding
FY202311—outstanding
FY20248—outstanding
FY20257—outstanding
FY20262—outstanding

How to read this

A charge-off means a franchisee borrowed, operated, and failed severely enough that the SBA wrote off the government-guaranteed loan. Unlike franchisor marketing or Item 19 disclosures, this is an observed outcome recorded by a federal agency. One caveat cuts the other way: SBA borrowers are typically less capitalized than all-cash buyers, so these rates can overstate risk for well-funded operators.

How reliable is this number?

Jets Pizza's figure rests on 82 resolved SBA 7(a) loans approved between fiscal 2010 and 2019 — a matured cohort, so the rate is a settled outcome, not a projection. With 82 resolved loans, one default moves the rate by about 1.2 percentage points. Loans approved since 2020 are excluded from the rate because most are still outstanding; they appear on this page as counts only. Every Jets Pizza figure is recomputed from the public SBA FOIA file on each rebuild.

Based on 82 resolved loans — directional, not precise.

Frequently asked

What is Jets Pizza's franchise failure rate on SBA loans?
Between 2010 and 2019, 82 Jets Pizza franchisees financed with SBA 7(a) loans. 4 defaulted — a 4.9% charge-off rate, 0.5x the Limited-Service Restaurants average of 10.3%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.
Is Jets Pizza a safe franchise investment?
Between 2010–2019, Jets Pizza franchisees defaulted on SBA loans at 4.9% versus a 10.3% industry average. This data is one input for due diligence; it is not investment advice.

Cite this page

Franchise Default Rates (2026). Jets Pizza franchise SBA 7(a) default rate, FY2010–FY2019 cohort: 4.9% (4 of 82 loans charged off). Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.

https://franchisefailurerates.com/franchise/jets-pizza/ · Data & methodology · Download the dataset (CSV)