Franchise Failure Rates

SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026

Fedex Ground Franchise Failure Rate: 7.7% SBA Loan Defaults (2010–2019 Federal Data)

7.7%
charge-off rate on 194 SBA 7(a) loans to Fedex Ground franchisees, FY2010–2019
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019 — Fedex Ground against its industry and all franchises
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019: Fedex Ground 7.7%; General Freight Trucking, Local 8.7%; All franchises 10.2%Fedex Ground 7.7%; General Freight Trucking, Local 8.7%; All franchises 10.2%0%2%4%6%8%10%Fedex Ground7.7%General FreightTrucking, Local8.7%All franchises10.2%
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019: Fedex Ground 7.7%; General Freight Trucking, Local 8.7%; All franchises 10.2%Fedex Ground 7.7%; General Freight Trucking, Local 8.7%; All franchises 10.2%0%2%4%6%8%10%Fedex Ground7.7%General Freight Trucking, Local8.7%All franchises10.2%

Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026. Figures also in the comparison table below.

About 1 in 13 Fedex Ground SBA borrowers failed to repay — below the General Freight Trucking, Local average of 8.7%.

Between 2010 and 2019, 194 Fedex Ground franchisees financed with SBA 7(a) loans. 15 defaulted — a 7.7% charge-off rate, 0.9x the General Freight Trucking, Local average of 8.7%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.

What is the Fedex Ground franchise failure rate on SBA loans?

Fedex Ground is a General Freight Trucking, Local franchise. This page reports the outcome of every SBA 7(a) loan the U.S. Small Business Administration's public FOIA file attributes to Fedex Ground franchisees: 194 loans approved between fiscal 2010 and 2019, of which 15 were charged off. Loan statuses are as of June 30, 2026, and the cohort has matured, so these are settled outcomes rather than projections.

How does Fedex Ground compare with other General Freight Trucking, Local franchises?

The table sets Fedex Ground's charge-off rate beside its General Freight Trucking, Local peers and the two economy-wide benchmarks. All figures use the same cohort — SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026 — and the same denominator of resolved loans, so they are directly comparable.

Fedex Ground versus benchmarks, SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026. Source: U.S. SBA FOIA dataset.
MeasureFedex GroundGeneral Freight Trucking, LocalAll franchisesAll SBA borrowers
Default (charge-off) rate7.7%8.7%10.2%8.0%
Loans in sample194———
Defaults15———
Average loan size$262,151———
Charge-off rate by approval year — share of each fiscal year's Fedex Ground SBA 7(a) loans that later defaulted (FY2010–FY2019); years with fewer than 10 loans are outlined, not filled
Charge-off rate by approval year: FY2013 0% of 4 loans; FY2014 9% of 34 loans; FY2015 4% of 48 loans; FY2016 8% of 65 loans; FY2017 13% of 39 loans; FY2018 0% of 4 loansCharge-off rate by approval year: FY2013 0% of 4 loans; FY2014 9% of 34 loans; FY2015 4% of 48 loans; FY2016 8% of 65 loans; FY2017 13% of 39 loans; FY2018 0% of 4 loans0%8%15%0%2013n=49%2014n=344%2015n=488%2016n=6513%2017n=390%2018n=4
Charge-off rate by approval year: FY2013 0% of 4 loans; FY2014 9% of 34 loans; FY2015 4% of 48 loans; FY2016 8% of 65 loans; FY2017 13% of 39 loans; FY2018 0% of 4 loansCharge-off rate by approval year: FY2013 0% of 4 loans; FY2014 9% of 34 loans; FY2015 4% of 48 loans; FY2016 8% of 65 loans; FY2017 13% of 39 loans; FY2018 0% of 4 loans0%8%15%0%’13n=49%’14n=344%’15n=488%’16n=6513%’17n=390%’18n=4

Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.

Show the numbers behind this chart
Fiscal yearLoansCharged offRate
FY2013400.0%
FY20143438.8%
FY20154824.2%
FY20166557.7%
FY201739512.8%
FY2018400.0%

How to read this

A charge-off means a franchisee borrowed, operated, and failed severely enough that the SBA wrote off the government-guaranteed loan. Unlike franchisor marketing or Item 19 disclosures, this is an observed outcome recorded by a federal agency. One caveat cuts the other way: SBA borrowers are typically less capitalized than all-cash buyers, so these rates can overstate risk for well-funded operators.

How reliable is this number?

Fedex Ground's figure rests on 194 resolved SBA 7(a) loans approved between fiscal 2010 and 2019 — a matured cohort, so the rate is a settled outcome, not a projection. With 194 resolved loans, the sample is large enough that a single default barely moves the figure. Loans approved since 2020 are excluded from the rate because most are still outstanding; they appear on this page as counts only. Every Fedex Ground figure is recomputed from the public SBA FOIA file on each rebuild.

Frequently asked

What is Fedex Ground's franchise failure rate on SBA loans?
Between 2010 and 2019, 194 Fedex Ground franchisees financed with SBA 7(a) loans. 15 defaulted — a 7.7% charge-off rate, 0.9x the General Freight Trucking, Local average of 8.7%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.
Is Fedex Ground a safe franchise investment?
Between 2010–2019, Fedex Ground franchisees defaulted on SBA loans at 7.7% versus a 8.7% industry average. This data is one input for due diligence; it is not investment advice.

Cite this page

Franchise Default Rates (2026). Fedex Ground franchise SBA 7(a) default rate, FY2010–FY2019 cohort: 7.7% (15 of 194 loans charged off). Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.

https://franchisefailurerates.com/franchise/fedex-ground/ · Data & methodology · Download the dataset (CSV)