Franchise Failure Rates

SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026

Holiday Inn Express Franchise Failure Rate: 0.0% SBA Loan Defaults (2010–2019 Federal Data)

0.0%
charge-off rate on 49 SBA 7(a) loans to Holiday Inn Express franchisees, FY2010–2019
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019 — Holiday Inn Express against its industry and all franchises
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019: Holiday Inn Express 0.0%; Hotels (except Casino Hotels) and Motels 3.0%; All franchises 10.2%Holiday Inn Express 0.0%; Hotels (except Casino Hotels) and Motels 3.0%; All franchises 10.2%0%2%4%6%8%10%Holiday Inn Express0.0%Hotels (except CasinoHotels) and Motels3.0%All franchises10.2%
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019: Holiday Inn Express 0.0%; Hotels (except Casino Hotels) and Motels 3.0%; All franchises 10.2%Holiday Inn Express 0.0%; Hotels (except Casino Hotels) and Motels 3.0%; All franchises 10.2%0%2%4%6%8%10%Holiday Inn Express0.0%Hotels (except Casino Hotels) and Motels3.0%All franchises10.2%

Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026. Figures also in the comparison table below.

None of the 49 Holiday Inn Express SBA borrowers in the sample failed to repay — well below the Hotels (except Casino Hotels) and Motels average of 3.0%.

Between 2010 and 2019, 49 Holiday Inn Express franchisees financed with SBA 7(a) loans. None defaulted — a 0.0% charge-off rate, against a Hotels (except Casino Hotels) and Motels average of 3.0%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.

What is the Holiday Inn Express franchise failure rate on SBA loans?

Holiday Inn Express is a Hotels (except Casino Hotels) and Motels franchise. This page reports the outcome of every SBA 7(a) loan the U.S. Small Business Administration's public FOIA file attributes to Holiday Inn Express franchisees: 49 loans approved between fiscal 2010 and 2019, of which 0 were charged off. Loan statuses are as of June 30, 2026, and the cohort has matured, so these are settled outcomes rather than projections.

How does Holiday Inn Express compare with other Hotels (except Casino Hotels) and Motels franchises?

The table sets Holiday Inn Express's charge-off rate beside its Hotels (except Casino Hotels) and Motels peers and the two economy-wide benchmarks. All figures use the same cohort — SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026 — and the same denominator of resolved loans, so they are directly comparable.

Holiday Inn Express versus benchmarks, SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026. Source: U.S. SBA FOIA dataset.
MeasureHoliday Inn ExpressHotels (except Casino Hotels) and MotelsAll franchisesAll SBA borrowers
Default (charge-off) rate0.0%3.0%10.2%8.0%
Loans in sample49———
Defaults0———
Average loan size$2,913,118———
Charge-off rate by approval year — share of each fiscal year's Holiday Inn Express SBA 7(a) loans that later defaulted (FY2010–FY2019); years with fewer than 10 loans are outlined, not filled
Charge-off rate by approval year: FY2010 0% of 6 loans; FY2011 0% of 21 loans; FY2012 0% of 6 loans; FY2013 0% of 16 loansCharge-off rate by approval year: FY2010 0% of 6 loans; FY2011 0% of 21 loans; FY2012 0% of 6 loans; FY2013 0% of 16 loans0%5%10%0%2010n=60%2011n=210%2012n=60%2013n=16
Charge-off rate by approval year: FY2010 0% of 6 loans; FY2011 0% of 21 loans; FY2012 0% of 6 loans; FY2013 0% of 16 loansCharge-off rate by approval year: FY2010 0% of 6 loans; FY2011 0% of 21 loans; FY2012 0% of 6 loans; FY2013 0% of 16 loans0%5%10%0%’10n=60%’11n=210%’12n=60%’13n=16

Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.

Show the numbers behind this chart
Fiscal yearLoansCharged offRate
FY2010600.0%
FY20112100.0%
FY2012600.0%
FY20131600.0%

How to read this

A charge-off means a franchisee borrowed, operated, and failed severely enough that the SBA wrote off the government-guaranteed loan. Unlike franchisor marketing or Item 19 disclosures, this is an observed outcome recorded by a federal agency. One caveat cuts the other way: SBA borrowers are typically less capitalized than all-cash buyers, so these rates can overstate risk for well-funded operators.

How reliable is this number?

Holiday Inn Express's figure rests on 49 resolved SBA 7(a) loans approved between fiscal 2010 and 2019 — a matured cohort, so the rate is a settled outcome, not a projection. With 49 resolved loans, one default moves the rate by about 2.0 percentage points. Loans approved since 2020 are excluded from the rate because most are still outstanding; they appear on this page as counts only. Every Holiday Inn Express figure is recomputed from the public SBA FOIA file on each rebuild.

Based on 49 resolved loans — directional, not precise.

Frequently asked

What is Holiday Inn Express's franchise failure rate on SBA loans?
Between 2010 and 2019, 49 Holiday Inn Express franchisees financed with SBA 7(a) loans. None defaulted — a 0.0% charge-off rate, against a Hotels (except Casino Hotels) and Motels average of 3.0%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.
Is Holiday Inn Express a safe franchise investment?
Between 2010–2019, Holiday Inn Express franchisees defaulted on SBA loans at 0.0% versus a 3.0% industry average. This data is one input for due diligence; it is not investment advice.

Cite this page

Franchise Default Rates (2026). Holiday Inn Express franchise SBA 7(a) default rate, FY2010–FY2019 cohort: 0.0% (0 of 49 loans charged off). Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.

https://franchisefailurerates.com/franchise/holiday-inn-express/ · Data & methodology · Download the dataset (CSV)