SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026
Maaco Auto Painting & Bodyworks/maaco Collisi Franchise Failure Rate: 4.3% SBA Loan Defaults (2010–2019 Federal Data)
Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026. Figures also in the comparison table below.
About 1 in 23 Maaco Auto Painting & Bodyworks/maaco Collisi SBA borrowers failed to repay — well below the Automotive Body, Paint, and Interior Repair and Maintenance average of 5.8%.
Between 2010 and 2019, 47 Maaco Auto Painting & Bodyworks/maaco Collisi franchisees financed with SBA 7(a) loans. 2 defaulted — a 4.3% charge-off rate, 0.7x the Automotive Body, Paint, and Interior Repair and Maintenance average of 5.8%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.
What is the Maaco Auto Painting & Bodyworks/maaco Collisi franchise failure rate on SBA loans?
Maaco Auto Painting & Bodyworks/maaco Collisi is a Automotive Body, Paint, and Interior Repair and Maintenance franchise. This page reports the outcome of every SBA 7(a) loan the U.S. Small Business Administration's public FOIA file attributes to Maaco Auto Painting & Bodyworks/maaco Collisi franchisees: 47 loans approved between fiscal 2010 and 2019, of which 2 were charged off. Loan statuses are as of June 30, 2026, and the cohort has matured, so these are settled outcomes rather than projections.
- SBA 7(a) loans approved FY2010–FY201947
- Charged off2
- Charge-off rate4.3%
- Automotive Body, Paint, and Interior Repair and Maintenance franchise benchmark5.8%
- Brand vs industry0.7x
- All-franchise SBA benchmark10.2%
- Average loan size, 2010s cohort$324,413
How does Maaco Auto Painting & Bodyworks/maaco Collisi compare with other Automotive Body, Paint, and Interior Repair and Maintenance franchises?
The table sets Maaco Auto Painting & Bodyworks/maaco Collisi's charge-off rate beside its Automotive Body, Paint, and Interior Repair and Maintenance peers and the two economy-wide benchmarks. All figures use the same cohort — SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026 — and the same denominator of resolved loans, so they are directly comparable.
| Measure | Maaco Auto Painting & Bodyworks/maaco Collisi | Automotive Body, Paint, and Interior Repair and Maintenance | All franchises | All SBA borrowers |
|---|---|---|---|---|
| Default (charge-off) rate | 4.3% | 5.8% | 10.2% | 8.0% |
| Loans in sample | 47 | — | — | — |
| Defaults | 2 | — | — | — |
| Average loan size | $324,413 | — | — | — |
Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.
Show the numbers behind this chart
| Fiscal year | Loans | Charged off | Rate |
|---|---|---|---|
| FY2013 | 1 | 0 | 0.0% |
| FY2014 | 7 | 1 | 14.3% |
| FY2015 | 10 | 0 | 0.0% |
| FY2016 | 9 | 1 | 11.1% |
| FY2017 | 14 | 0 | 0.0% |
| FY2018 | 6 | 0 | 0.0% |
How to read this
A charge-off means a franchisee borrowed, operated, and failed severely enough that the SBA wrote off the government-guaranteed loan. Unlike franchisor marketing or Item 19 disclosures, this is an observed outcome recorded by a federal agency. One caveat cuts the other way: SBA borrowers are typically less capitalized than all-cash buyers, so these rates can overstate risk for well-funded operators.
How reliable is this number?
Maaco Auto Painting & Bodyworks/maaco Collisi's figure rests on 47 resolved SBA 7(a) loans approved between fiscal 2010 and 2019 — a matured cohort, so the rate is a settled outcome, not a projection. With 47 resolved loans, one default moves the rate by about 2.1 percentage points. Loans approved since 2020 are excluded from the rate because most are still outstanding; they appear on this page as counts only. Every Maaco Auto Painting & Bodyworks/maaco Collisi figure is recomputed from the public SBA FOIA file on each rebuild.
Based on 47 resolved loans — directional, not precise.
Frequently asked
- What is Maaco Auto Painting & Bodyworks/maaco Collisi's franchise failure rate on SBA loans?
- Between 2010 and 2019, 47 Maaco Auto Painting & Bodyworks/maaco Collisi franchisees financed with SBA 7(a) loans. 2 defaulted — a 4.3% charge-off rate, 0.7x the Automotive Body, Paint, and Interior Repair and Maintenance average of 5.8%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.
- Is Maaco Auto Painting & Bodyworks/maaco Collisi a safe franchise investment?
- Between 2010–2019, Maaco Auto Painting & Bodyworks/maaco Collisi franchisees defaulted on SBA loans at 4.3% versus a 5.8% industry average. This data is one input for due diligence; it is not investment advice.
Cite this page
Franchise Default Rates (2026). Maaco Auto Painting & Bodyworks/maaco Collisi franchise SBA 7(a) default rate, FY2010–FY2019 cohort: 4.3% (2 of 47 loans charged off). Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.
https://franchisefailurerates.com/franchise/maaco-auto-painting-and-bodyworks-maaco-collisi/ · Data & methodology · Download the dataset (CSV)