SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026
Automotive Body, Paint, and Interior Repair and Maintenance Franchise Failure Rates: SBA Loan Defaults for 4 Brands
Automotive Body, Paint, and Interior Repair and Maintenance franchises charged off 5.8% of SBA 7(a) loans approved FY2010–FY2019, versus 10.2% for all franchises and 8.0% for all SBA borrowers. This page tracks 4 brands: default rates ranged from Maaco Auto Painting & Bodyworks/maaco Collisi (4.3%) to Maaco (30.0%). Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.
How do Automotive Body, Paint, and Interior Repair and Maintenance franchises perform on SBA loans?
Across the 4 Automotive Body, Paint, and Interior Repair and Maintenance brands tracked here, 111 SBA 7(a) loans were approved between fiscal 2010 and 2019 and 11 were charged off — a pooled rate of 9.9% for these brands against a 5.8% benchmark for all Automotive Body, Paint, and Interior Repair and Maintenance franchise loans. 1 brand with 20+ loans ran at more than twice the industry benchmark; 0 brands with 40+ loans recorded zero defaults. Statuses as of June 30, 2026.
- Brands tracked4
- SBA 7(a) loans, FY2010–2019111
- Charged off11
- Pooled rate, these brands9.9%
- Automotive Body, Paint, and Interior Repair and Maintenance benchmark (all franchise loans)5.8%
- All-franchise benchmark10.2%
- All SBA borrowers8.0%
- Lowest rateMaaco Auto Painting & Bodyworks/maaco Collisi · 4.3%
- Highest rateMaaco · 30.0%
Which Automotive Body, Paint, and Interior Repair and Maintenance franchise brands have the highest and lowest SBA default rates?
Every Automotive Body, Paint, and Interior Repair and Maintenance brand with at least five resolved SBA 7(a) loans, sorted from highest to lowest default rate. Click a column heading to re-sort; use the filter to find a brand.
| Brand | Loans | Defaults | Rate | vs industry avg | Loans since 2020 | Early charge-offs |
|---|---|---|---|---|---|---|
| Maaco | 20 | 6 | 30.0% | 5.2x | 54 | 2 |
| Maaco Auto Painting Center | 26 | 3 | 11.5% | 2.0x | 0 | 0 |
| Maaco Auto Painting & Bodyworks/maaco Collisi | 47 | 2 | 4.3% | 0.7x | 0 | 0 |
| Carstar Automotive | 18 | 0 | 0.0%* | — | 0 | 0 |
* Small sample (5–19 loans): rate shown for completeness; treat as a diligence flag, not a verdict. Loans since 2020 and early charge-offs are counts only — that cohort is too young for a rate.
Frequently asked
- Which Automotive Body, Paint, and Interior Repair and Maintenance franchises have the highest SBA default rates?
- Among Automotive Body, Paint, and Interior Repair and Maintenance brands with 20 or more SBA 7(a) loans approved FY2010–FY2019, the highest charge-off rates were Maaco (30.0%), Maaco Auto Painting Center (11.5%), Maaco Auto Painting & Bodyworks/maaco Collisi (4.3%). Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.
- What is the Automotive Body, Paint, and Interior Repair and Maintenance franchise SBA default rate benchmark?
- Automotive Body, Paint, and Interior Repair and Maintenance franchise borrowers charged off 5.8% of SBA 7(a) loans approved FY2010–FY2019, compared with 10.2% for all franchises and 8.0% for all SBA borrowers.
Cite this page
Franchise Default Rates (2026). Automotive Body, Paint, and Interior Repair and Maintenance franchise SBA 7(a) default rates, FY2010–FY2019 cohort: 4 brands, pooled 9.9%. Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.
https://franchisefailurerates.com/industry/automotive-body-paint-and-interior-repair-and-maintenance/ · Data & methodology · Download the dataset (CSV)