SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026
Shell Service Station Franchise Failure Rate: 1.1% SBA Loan Defaults (2010–2019 Federal Data)
Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026. Figures also in the comparison table below.
About 1 in 91 Shell Service Station SBA borrowers failed to repay — well below the Gasoline Stations with Convenience Stores average of 3.9%.
Between 2010 and 2019, 95 Shell Service Station franchisees financed with SBA 7(a) loans. 1 defaulted — a 1.1% charge-off rate, 0.3x the Gasoline Stations with Convenience Stores average of 3.9%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.
What is the Shell Service Station franchise failure rate on SBA loans?
Shell Service Station is a Gasoline Stations with Convenience Stores franchise. This page reports the outcome of every SBA 7(a) loan the U.S. Small Business Administration's public FOIA file attributes to Shell Service Station franchisees: 95 loans approved between fiscal 2010 and 2019, of which 1 was charged off. Loan statuses are as of June 30, 2026, and the cohort has matured, so these are settled outcomes rather than projections.
- SBA 7(a) loans approved FY2010–FY201995
- Charged off1
- Charge-off rate1.1%
- Gasoline Stations with Convenience Stores franchise benchmark3.9%
- Brand vs industry0.3x
- All-franchise SBA benchmark10.2%
- Average loan size, 2010s cohort$1,313,403
How does Shell Service Station compare with other Gasoline Stations with Convenience Stores franchises?
The table sets Shell Service Station's charge-off rate beside its Gasoline Stations with Convenience Stores peers and the two economy-wide benchmarks. All figures use the same cohort — SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026 — and the same denominator of resolved loans, so they are directly comparable.
| Measure | Shell Service Station | Gasoline Stations with Convenience Stores | All franchises | All SBA borrowers |
|---|---|---|---|---|
| Default (charge-off) rate | 1.1% | 3.9% | 10.2% | 8.0% |
| Loans in sample | 95 | — | — | — |
| Defaults | 1 | — | — | — |
| Average loan size | $1,313,403 | — | — | — |
Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.
Show the numbers behind this chart
| Fiscal year | Loans | Charged off | Rate |
|---|---|---|---|
| FY2010 | 8 | 0 | 0.0% |
| FY2011 | 8 | 0 | 0.0% |
| FY2012 | 3 | 0 | 0.0% |
| FY2013 | 12 | 0 | 0.0% |
| FY2014 | 10 | 0 | 0.0% |
| FY2015 | 15 | 0 | 0.0% |
| FY2016 | 17 | 0 | 0.0% |
| FY2017 | 20 | 1 | 5.0% |
| FY2018 | 2 | 0 | 0.0% |
How to read this
A charge-off means a franchisee borrowed, operated, and failed severely enough that the SBA wrote off the government-guaranteed loan. Unlike franchisor marketing or Item 19 disclosures, this is an observed outcome recorded by a federal agency. One caveat cuts the other way: SBA borrowers are typically less capitalized than all-cash buyers, so these rates can overstate risk for well-funded operators.
How reliable is this number?
Shell Service Station's figure rests on 95 resolved SBA 7(a) loans approved between fiscal 2010 and 2019 — a matured cohort, so the rate is a settled outcome, not a projection. With 95 resolved loans, one default moves the rate by about 1.1 percentage points. Loans approved since 2020 are excluded from the rate because most are still outstanding; they appear on this page as counts only. Every Shell Service Station figure is recomputed from the public SBA FOIA file on each rebuild.
Based on 95 resolved loans — directional, not precise.
Frequently asked
- What is Shell Service Station's franchise failure rate on SBA loans?
- Between 2010 and 2019, 95 Shell Service Station franchisees financed with SBA 7(a) loans. 1 defaulted — a 1.1% charge-off rate, 0.3x the Gasoline Stations with Convenience Stores average of 3.9%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.
- Is Shell Service Station a safe franchise investment?
- Between 2010–2019, Shell Service Station franchisees defaulted on SBA loans at 1.1% versus a 3.9% industry average. This data is one input for due diligence; it is not investment advice.
Cite this page
Franchise Default Rates (2026). Shell Service Station franchise SBA 7(a) default rate, FY2010–FY2019 cohort: 1.1% (1 of 95 loans charged off). Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.
https://franchisefailurerates.com/franchise/shell-service-station/ · Data & methodology · Download the dataset (CSV)