Franchise Failure Rates

SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026

Storm Guard Franchise Failure Rate on SBA Loans: 3 of 15 Charged Off (Federal Data)

3 of 15
SBA 7(a) loans to Storm Guard franchisees (FY2010–2019) ended in charge-off
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019 — Storm Guard against its industry and all franchises
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019: Storm Guard 20.0%; Residential Remodelers 12.9%; All franchises 10.2%Storm Guard 20.0%; Residential Remodelers 12.9%; All franchises 10.2%0%5%10%15%20%Storm Guard20.0% (small sample)Residential Remodelers12.9%All franchises10.2%
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019: Storm Guard 20.0%; Residential Remodelers 12.9%; All franchises 10.2%Storm Guard 20.0%; Residential Remodelers 12.9%; All franchises 10.2%0%5%10%15%20%Storm Guard20.0% (small sample)Residential Remodelers12.9%All franchises10.2%

Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026. Figures also in the comparison table below.

3 of 15 Storm Guard SBA borrowers failed to repay — too few loans to call a rate; read it as a flag, not a verdict.

3 of 15 SBA 7(a) loans to Storm Guard franchisees (2010–2019) ended in charge-off. The sample is small; treat this as a diligence flag, not a verdict. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.

What is the Storm Guard franchise failure rate on SBA loans?

Storm Guard is a Residential Remodelers franchise. This page reports the outcome of every SBA 7(a) loan the U.S. Small Business Administration's public FOIA file attributes to Storm Guard franchisees: 15 loans approved between fiscal 2010 and 2019, of which 3 were charged off. Loan statuses are as of June 30, 2026, and the cohort has matured, so these are settled outcomes rather than projections.

How does Storm Guard compare with other Residential Remodelers franchises?

The table sets Storm Guard's charge-off rate beside its Residential Remodelers peers and the two economy-wide benchmarks. All figures use the same cohort — SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026 — and the same denominator of resolved loans, so they are directly comparable.

Storm Guard versus benchmarks, SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026. Source: U.S. SBA FOIA dataset.
MeasureStorm GuardResidential RemodelersAll franchisesAll SBA borrowers
Default (charge-off) rate20.0% (small sample)12.9%10.2%8.0%
Loans in sample15———
Defaults3———
Average loan size$143,133———

What has Storm Guard SBA lending looked like since 2020?

Since 2020, Storm Guard franchisees have taken 6 new SBA 7(a) loans. None have charged off to date, though most remain outstanding and unresolved.

Charge-off rate by approval year — share of each fiscal year's Storm Guard SBA 7(a) loans that later defaulted (FY2010–FY2019); years with fewer than 10 loans are outlined, not filled
Charge-off rate by approval year: FY2014 50% of 2 loans; FY2015 25% of 8 loans; FY2016 0% of 4 loans; FY2018 0% of 1 loansCharge-off rate by approval year: FY2014 50% of 2 loans; FY2015 25% of 8 loans; FY2016 0% of 4 loans; FY2018 0% of 1 loans0%5%10%50%2014n=225%2015n=80%2016n=40%2018n=1
Charge-off rate by approval year: FY2014 50% of 2 loans; FY2015 25% of 8 loans; FY2016 0% of 4 loans; FY2018 0% of 1 loansCharge-off rate by approval year: FY2014 50% of 2 loans; FY2015 25% of 8 loans; FY2016 0% of 4 loans; FY2018 0% of 1 loans0%5%10%50%’14n=225%’15n=80%’16n=40%’18n=1

Loans approved since 2020, by fiscal year — counts only: 0 have charged off to date and most are still outstanding, so no rate is drawn.

Loans approved since 2020: FY2022 4; FY2023 2Loans approved since 2020: FY2022 4; FY2023 24202222023
Loans approved since 2020: FY2022 4; FY2023 2Loans approved since 2020: FY2022 4; FY2023 24’222’23

Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.

Show the numbers behind this chart
Fiscal yearLoansCharged offRate
FY20142150.0%
FY20158225.0%
FY2016400.0%
FY2018100.0%
FY20224—outstanding
FY20232—outstanding

How to read this

A charge-off means a franchisee borrowed, operated, and failed severely enough that the SBA wrote off the government-guaranteed loan. Unlike franchisor marketing or Item 19 disclosures, this is an observed outcome recorded by a federal agency. One caveat cuts the other way: SBA borrowers are typically less capitalized than all-cash buyers, so these rates can overstate risk for well-funded operators.

How reliable is this number?

Storm Guard's figure rests on 15 resolved SBA 7(a) loans approved between fiscal 2010 and 2019 — a matured cohort, so the count is a settled outcome, not a projection. With 15 resolved loans, one default moves the rate by about 6.7 percentage points. Loans approved since 2020 are excluded from the rate because most are still outstanding; they appear on this page as counts only. Every Storm Guard figure is recomputed from the public SBA FOIA file on each rebuild.

Small sample (15 loans). A single default moves this figure substantially.

Frequently asked

What is Storm Guard's franchise failure rate on SBA loans?
3 of 15 SBA 7(a) loans to Storm Guard franchisees (2010–2019) ended in charge-off. The sample is small; treat this as a diligence flag, not a verdict. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.
Is Storm Guard a safe franchise investment?
Between 2010–2019, 3 of 15 SBA loans to Storm Guard franchisees were charged off. The sample is small. This data is one input for due diligence; it is not investment advice.

Cite this page

Franchise Default Rates (2026). Storm Guard franchise SBA 7(a) loan outcomes, FY2010–FY2019 cohort: 3 of 15 loans charged off. Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.

https://franchisefailurerates.com/franchise/storm-guard/ · Data & methodology · Download the dataset (CSV)