SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026

Residential Remodelers Franchise Failure Rates: SBA Loan Defaults for 6 Brands

Residential Remodelers franchises charged off 12.9% of SBA 7(a) loans approved FY2010–FY2019, versus 10.2% for all franchises and 8.0% for all SBA borrowers. This page tracks 6 brands: default rates ranged from Servpro (4.5%) to Mr. Handyman (25.0%). Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.

How do Residential Remodelers franchises perform on SBA loans?

Across the 6 Residential Remodelers brands tracked here, 430 SBA 7(a) loans were approved between fiscal 2010 and 2019 and 39 were charged off — a pooled rate of 9.1% for these brands against a 12.9% benchmark for all Residential Remodelers franchise loans. 0 brands with 20+ loans ran at more than twice the industry benchmark; 0 brands with 40+ loans recorded zero defaults. Statuses as of June 30, 2026.

• Brands tracked6
• SBA 7(a) loans, FY2010–2019430
• Charged off39
• Pooled rate, these brands9.1%
• Residential Remodelers benchmark (all franchise loans)12.9%
• All-franchise benchmark10.2%
• All SBA borrowers8.0%
• Lowest rateServpro · 4.5%
• Highest rateMr. Handyman · 25.0%

Which Residential Remodelers franchise brands have the highest and lowest SBA default rates?

Every Residential Remodelers brand with at least five resolved SBA 7(a) loans, sorted from highest to lowest default rate. Click a column heading to re-sort; use the filter to find a brand.

* Small sample (5–19 loans): rate shown for completeness; treat as a diligence flag, not a verdict. Loans since 2020 and early charge-offs are counts only — that cohort is too young for a rate.