Franchise Failure Rates

SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026

Super 8 Motel Franchise Failure Rate: 1.6% SBA Loan Defaults (2010–2019 Federal Data)

1.6%
charge-off rate on 63 SBA 7(a) loans to Super 8 Motel franchisees, FY2010–2019
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019 — Super 8 Motel against its industry and all franchises
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019: Super 8 Motel 1.6%; Hotels (except Casino Hotels) and Motels 3.0%; All franchises 10.2%Super 8 Motel 1.6%; Hotels (except Casino Hotels) and Motels 3.0%; All franchises 10.2%0%2%4%6%8%10%Super 8 Motel1.6%Hotels (except CasinoHotels) and Motels3.0%All franchises10.2%
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019: Super 8 Motel 1.6%; Hotels (except Casino Hotels) and Motels 3.0%; All franchises 10.2%Super 8 Motel 1.6%; Hotels (except Casino Hotels) and Motels 3.0%; All franchises 10.2%0%2%4%6%8%10%Super 8 Motel1.6%Hotels (except Casino Hotels) and Motels3.0%All franchises10.2%

Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026. Figures also in the comparison table below.

About 1 in 62 Super 8 Motel SBA borrowers failed to repay — well below the Hotels (except Casino Hotels) and Motels average of 3.0%.

Between 2010 and 2019, 63 Super 8 Motel franchisees financed with SBA 7(a) loans. 1 defaulted — a 1.6% charge-off rate, 0.5x the Hotels (except Casino Hotels) and Motels average of 3.0%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.

What is the Super 8 Motel franchise failure rate on SBA loans?

Super 8 Motel is a Hotels (except Casino Hotels) and Motels franchise. This page reports the outcome of every SBA 7(a) loan the U.S. Small Business Administration's public FOIA file attributes to Super 8 Motel franchisees: 63 loans approved between fiscal 2010 and 2019, of which 1 was charged off. Loan statuses are as of June 30, 2026, and the cohort has matured, so these are settled outcomes rather than projections.

How does Super 8 Motel compare with other Hotels (except Casino Hotels) and Motels franchises?

The table sets Super 8 Motel's charge-off rate beside its Hotels (except Casino Hotels) and Motels peers and the two economy-wide benchmarks. All figures use the same cohort — SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026 — and the same denominator of resolved loans, so they are directly comparable.

Super 8 Motel versus benchmarks, SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026. Source: U.S. SBA FOIA dataset.
MeasureSuper 8 MotelHotels (except Casino Hotels) and MotelsAll franchisesAll SBA borrowers
Default (charge-off) rate1.6%3.0%10.2%8.0%
Loans in sample63———
Defaults1———
Average loan size$1,482,519———
Charge-off rate by approval year — share of each fiscal year's Super 8 Motel SBA 7(a) loans that later defaulted (FY2010–FY2019)
Charge-off rate by approval year: FY2010 0% of 16 loans; FY2011 5% of 21 loans; FY2012 0% of 14 loans; FY2013 0% of 12 loansCharge-off rate by approval year: FY2010 0% of 16 loans; FY2011 5% of 21 loans; FY2012 0% of 14 loans; FY2013 0% of 12 loans0%5%10%0%2010n=165%2011n=210%2012n=140%2013n=12
Charge-off rate by approval year: FY2010 0% of 16 loans; FY2011 5% of 21 loans; FY2012 0% of 14 loans; FY2013 0% of 12 loansCharge-off rate by approval year: FY2010 0% of 16 loans; FY2011 5% of 21 loans; FY2012 0% of 14 loans; FY2013 0% of 12 loans0%5%10%0%’10n=165%’11n=210%’12n=140%’13n=12

Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.

Show the numbers behind this chart
Fiscal yearLoansCharged offRate
FY20101600.0%
FY20112114.8%
FY20121400.0%
FY20131200.0%

How to read this

A charge-off means a franchisee borrowed, operated, and failed severely enough that the SBA wrote off the government-guaranteed loan. Unlike franchisor marketing or Item 19 disclosures, this is an observed outcome recorded by a federal agency. One caveat cuts the other way: SBA borrowers are typically less capitalized than all-cash buyers, so these rates can overstate risk for well-funded operators.

How reliable is this number?

Super 8 Motel's figure rests on 63 resolved SBA 7(a) loans approved between fiscal 2010 and 2019 — a matured cohort, so the rate is a settled outcome, not a projection. With 63 resolved loans, one default moves the rate by about 1.6 percentage points. Loans approved since 2020 are excluded from the rate because most are still outstanding; they appear on this page as counts only. Every Super 8 Motel figure is recomputed from the public SBA FOIA file on each rebuild.

Based on 63 resolved loans — directional, not precise.

Frequently asked

What is Super 8 Motel's franchise failure rate on SBA loans?
Between 2010 and 2019, 63 Super 8 Motel franchisees financed with SBA 7(a) loans. 1 defaulted — a 1.6% charge-off rate, 0.5x the Hotels (except Casino Hotels) and Motels average of 3.0%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.
Is Super 8 Motel a safe franchise investment?
Between 2010–2019, Super 8 Motel franchisees defaulted on SBA loans at 1.6% versus a 3.0% industry average. This data is one input for due diligence; it is not investment advice.

Cite this page

Franchise Default Rates (2026). Super 8 Motel franchise SBA 7(a) default rate, FY2010–FY2019 cohort: 1.6% (1 of 63 loans charged off). Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.

https://franchisefailurerates.com/franchise/super-8-motel/ · Data & methodology · Download the dataset (CSV)