Franchise Failure Rates

SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026

Super 8 Franchise Failure Rate: 2.4% SBA Loan Defaults (2010–2019 Federal Data)

2.4%
charge-off rate on 165 SBA 7(a) loans to Super 8 franchisees, FY2010–2019
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019 — Super 8 against its industry and all franchises
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019: Super 8 2.4%; Hotels (except Casino Hotels) and Motels 3.0%; All franchises 10.2%Super 8 2.4%; Hotels (except Casino Hotels) and Motels 3.0%; All franchises 10.2%0%2%4%6%8%10%Super 82.4%Hotels (except CasinoHotels) and Motels3.0%All franchises10.2%
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019: Super 8 2.4%; Hotels (except Casino Hotels) and Motels 3.0%; All franchises 10.2%Super 8 2.4%; Hotels (except Casino Hotels) and Motels 3.0%; All franchises 10.2%0%2%4%6%8%10%Super 82.4%Hotels (except Casino Hotels) and Motels3.0%All franchises10.2%

Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026. Figures also in the comparison table below.

About 1 in 42 Super 8 SBA borrowers failed to repay — below the Hotels (except Casino Hotels) and Motels average of 3.0%.

Between 2010 and 2019, 165 Super 8 franchisees financed with SBA 7(a) loans. 4 defaulted — a 2.4% charge-off rate, 0.8x the Hotels (except Casino Hotels) and Motels average of 3.0%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.

What is the Super 8 franchise failure rate on SBA loans?

Super 8 is a Hotels (except Casino Hotels) and Motels franchise. This page reports the outcome of every SBA 7(a) loan the U.S. Small Business Administration's public FOIA file attributes to Super 8 franchisees: 165 loans approved between fiscal 2010 and 2019, of which 4 were charged off. Loan statuses are as of June 30, 2026, and the cohort has matured, so these are settled outcomes rather than projections.

How does Super 8 compare with other Hotels (except Casino Hotels) and Motels franchises?

The table sets Super 8's charge-off rate beside its Hotels (except Casino Hotels) and Motels peers and the two economy-wide benchmarks. All figures use the same cohort — SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026 — and the same denominator of resolved loans, so they are directly comparable.

Super 8 versus benchmarks, SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026. Source: U.S. SBA FOIA dataset.
MeasureSuper 8Hotels (except Casino Hotels) and MotelsAll franchisesAll SBA borrowers
Default (charge-off) rate2.4%3.0%10.2%8.0%
Loans in sample165———
Defaults4———
Average loan size$1,596,004———
Charge-off rate by approval year — share of each fiscal year's Super 8 SBA 7(a) loans that later defaulted (FY2010–FY2019); years with fewer than 10 loans are outlined, not filled
Charge-off rate by approval year: FY2012 100% of 1 loans; FY2013 0% of 7 loans; FY2014 5% of 42 loans; FY2015 3% of 37 loans; FY2016 0% of 39 loans; FY2017 0% of 33 loans; FY2018 0% of 6 loansCharge-off rate by approval year: FY2012 100% of 1 loans; FY2013 0% of 7 loans; FY2014 5% of 42 loans; FY2015 3% of 37 loans; FY2016 0% of 39 loans; FY2017 0% of 33 loans; FY2018 0% of 6 loans0%5%10%100%2012n=10%2013n=75%2014n=423%2015n=370%2016n=390%2017n=330%2018n=6
Charge-off rate by approval year: FY2012 100% of 1 loans; FY2013 0% of 7 loans; FY2014 5% of 42 loans; FY2015 3% of 37 loans; FY2016 0% of 39 loans; FY2017 0% of 33 loans; FY2018 0% of 6 loansCharge-off rate by approval year: FY2012 100% of 1 loans; FY2013 0% of 7 loans; FY2014 5% of 42 loans; FY2015 3% of 37 loans; FY2016 0% of 39 loans; FY2017 0% of 33 loans; FY2018 0% of 6 loans0%5%10%100%’12n=10%’13n=75%’14n=423%’15n=370%’16n=390%’17n=330%’18n=6

Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.

Show the numbers behind this chart
Fiscal yearLoansCharged offRate
FY201211100.0%
FY2013700.0%
FY20144224.8%
FY20153712.7%
FY20163900.0%
FY20173300.0%
FY2018600.0%

How to read this

A charge-off means a franchisee borrowed, operated, and failed severely enough that the SBA wrote off the government-guaranteed loan. Unlike franchisor marketing or Item 19 disclosures, this is an observed outcome recorded by a federal agency. One caveat cuts the other way: SBA borrowers are typically less capitalized than all-cash buyers, so these rates can overstate risk for well-funded operators.

How reliable is this number?

Super 8's figure rests on 165 resolved SBA 7(a) loans approved between fiscal 2010 and 2019 — a matured cohort, so the rate is a settled outcome, not a projection. With 165 resolved loans, the sample is large enough that a single default barely moves the figure. Loans approved since 2020 are excluded from the rate because most are still outstanding; they appear on this page as counts only. Every Super 8 figure is recomputed from the public SBA FOIA file on each rebuild.

Frequently asked

What is Super 8's franchise failure rate on SBA loans?
Between 2010 and 2019, 165 Super 8 franchisees financed with SBA 7(a) loans. 4 defaulted — a 2.4% charge-off rate, 0.8x the Hotels (except Casino Hotels) and Motels average of 3.0%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.
Is Super 8 a safe franchise investment?
Between 2010–2019, Super 8 franchisees defaulted on SBA loans at 2.4% versus a 3.0% industry average. This data is one input for due diligence; it is not investment advice.

Cite this page

Franchise Default Rates (2026). Super 8 franchise SBA 7(a) default rate, FY2010–FY2019 cohort: 2.4% (4 of 165 loans charged off). Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.

https://franchisefailurerates.com/franchise/super-8/ · Data & methodology · Download the dataset (CSV)