SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026
The Joint...the Chiropractic Place Franchise Failure Rate: 0.0% SBA Loan Defaults (2010–2019 Federal Data)
Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026. Figures also in the comparison table below.
None of the 36 The Joint...the Chiropractic Place SBA borrowers in the sample failed to repay — well below the Offices of Chiropractors average of 6.6%.
Between 2010 and 2019, 36 The Joint...the Chiropractic Place franchisees financed with SBA 7(a) loans. None defaulted — a 0.0% charge-off rate, against a Offices of Chiropractors average of 6.6%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.
What is the The Joint...the Chiropractic Place franchise failure rate on SBA loans?
The Joint...the Chiropractic Place is a Offices of Chiropractors franchise. This page reports the outcome of every SBA 7(a) loan the U.S. Small Business Administration's public FOIA file attributes to The Joint...the Chiropractic Place franchisees: 36 loans approved between fiscal 2010 and 2019, of which 0 were charged off. Loan statuses are as of June 30, 2026, and the cohort has matured, so these are settled outcomes rather than projections.
- SBA 7(a) loans approved FY2010–FY201936
- Charged off0
- Charge-off rate0.0%
- Offices of Chiropractors franchise benchmark6.6%
- All-franchise SBA benchmark10.2%
- Average loan size, 2010s cohort$175,208
How does The Joint...the Chiropractic Place compare with other Offices of Chiropractors franchises?
The table sets The Joint...the Chiropractic Place's charge-off rate beside its Offices of Chiropractors peers and the two economy-wide benchmarks. All figures use the same cohort — SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026 — and the same denominator of resolved loans, so they are directly comparable.
| Measure | The Joint...the Chiropractic Place | Offices of Chiropractors | All franchises | All SBA borrowers |
|---|---|---|---|---|
| Default (charge-off) rate | 0.0% | 6.6% | 10.2% | 8.0% |
| Loans in sample | 36 | — | — | — |
| Defaults | 0 | — | — | — |
| Average loan size | $175,208 | — | — | — |
Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.
Show the numbers behind this chart
| Fiscal year | Loans | Charged off | Rate |
|---|---|---|---|
| FY2013 | 1 | 0 | 0.0% |
| FY2014 | 9 | 0 | 0.0% |
| FY2015 | 7 | 0 | 0.0% |
| FY2016 | 9 | 0 | 0.0% |
| FY2017 | 7 | 0 | 0.0% |
| FY2018 | 3 | 0 | 0.0% |
How to read this
A charge-off means a franchisee borrowed, operated, and failed severely enough that the SBA wrote off the government-guaranteed loan. Unlike franchisor marketing or Item 19 disclosures, this is an observed outcome recorded by a federal agency. One caveat cuts the other way: SBA borrowers are typically less capitalized than all-cash buyers, so these rates can overstate risk for well-funded operators.
How reliable is this number?
The Joint...the Chiropractic Place's figure rests on 36 resolved SBA 7(a) loans approved between fiscal 2010 and 2019 — a matured cohort, so the rate is a settled outcome, not a projection. With 36 resolved loans, one default moves the rate by about 2.8 percentage points. Loans approved since 2020 are excluded from the rate because most are still outstanding; they appear on this page as counts only. Every The Joint...the Chiropractic Place figure is recomputed from the public SBA FOIA file on each rebuild.
Based on 36 resolved loans — directional, not precise.
Frequently asked
- What is The Joint...the Chiropractic Place's franchise failure rate on SBA loans?
- Between 2010 and 2019, 36 The Joint...the Chiropractic Place franchisees financed with SBA 7(a) loans. None defaulted — a 0.0% charge-off rate, against a Offices of Chiropractors average of 6.6%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.
- Is The Joint...the Chiropractic Place a safe franchise investment?
- Between 2010–2019, The Joint...the Chiropractic Place franchisees defaulted on SBA loans at 0.0% versus a 6.6% industry average. This data is one input for due diligence; it is not investment advice.
Cite this page
Franchise Default Rates (2026). The Joint...the Chiropractic Place franchise SBA 7(a) default rate, FY2010–FY2019 cohort: 0.0% (0 of 36 loans charged off). Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.
https://franchisefailurerates.com/franchise/the-joint-the-chiropractic-place/ · Data & methodology · Download the dataset (CSV)