SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026

Offices of Chiropractors Franchise Failure Rates: SBA Loan Defaults for 3 Brands

Offices of Chiropractors franchises charged off 6.6% of SBA 7(a) loans approved FY2010–FY2019, versus 10.2% for all franchises and 8.0% for all SBA borrowers. This page tracks 3 brands: default rates ranged from The Joint...the Chiropractic Place (0.0%) to The Joint Chiropractic (16.7%). Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.

How do Offices of Chiropractors franchises perform on SBA loans?

Across the 3 Offices of Chiropractors brands tracked here, 130 SBA 7(a) loans were approved between fiscal 2010 and 2019 and 10 were charged off — a pooled rate of 7.7% for these brands against a 6.6% benchmark for all Offices of Chiropractors franchise loans. 1 brand with 20+ loans ran at more than twice the industry benchmark; 0 brands with 40+ loans recorded zero defaults. Statuses as of June 30, 2026.

• Brands tracked3
• SBA 7(a) loans, FY2010–2019130
• Charged off10
• Pooled rate, these brands7.7%
• Offices of Chiropractors benchmark (all franchise loans)6.6%
• All-franchise benchmark10.2%
• All SBA borrowers8.0%
• Lowest rateThe Joint...the Chiropractic Place · 0.0%
• Highest rateThe Joint Chiropractic · 16.7%

Which Offices of Chiropractors franchise brands have the highest and lowest SBA default rates?

Every Offices of Chiropractors brand with at least five resolved SBA 7(a) loans, sorted from highest to lowest default rate. Click a column heading to re-sort; use the filter to find a brand.

* Small sample (5–19 loans): rate shown for completeness; treat as a diligence flag, not a verdict. Loans since 2020 and early charge-offs are counts only — that cohort is too young for a rate.