Franchise Failure Rates

SBA 7(a) loan outcomes · FY2010–FY2019 cohort · Statuses as of June 30, 2026 · Last updated August 17, 2026

The Woodhouse Day Spa Franchise Failure Rate: 0.0% SBA Loan Defaults (2010–2019 Federal Data)

0.0%
charge-off rate on 23 SBA 7(a) loans to The Woodhouse Day Spa franchisees, FY2010–2019
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019 — The Woodhouse Day Spa against its industry and all franchises
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019: The Woodhouse Day Spa 0.0%; Other Personal Care Services 10.0%; All franchises 10.2%The Woodhouse Day Spa 0.0%; Other Personal Care Services 10.0%; All franchises 10.2%0%2%4%6%8%10%The Woodhouse Day Spa0.0%Other Personal CareServices10.0%All franchises10.2%
Charge-off rate, SBA 7(a) loans approved FY2010–FY2019: The Woodhouse Day Spa 0.0%; Other Personal Care Services 10.0%; All franchises 10.2%The Woodhouse Day Spa 0.0%; Other Personal Care Services 10.0%; All franchises 10.2%0%2%4%6%8%10%The Woodhouse Day Spa0.0%Other Personal Care Services10.0%All franchises10.2%

Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026. Figures also in the comparison table below.

None of the 23 The Woodhouse Day Spa SBA borrowers in the sample failed to repay — well below the Other Personal Care Services average of 10.0%.

Between 2010 and 2019, 23 The Woodhouse Day Spa franchisees financed with SBA 7(a) loans. None defaulted — a 0.0% charge-off rate, against a Other Personal Care Services average of 10.0%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.

What is the The Woodhouse Day Spa franchise failure rate on SBA loans?

The Woodhouse Day Spa is a Other Personal Care Services franchise. This page reports the outcome of every SBA 7(a) loan the U.S. Small Business Administration's public FOIA file attributes to The Woodhouse Day Spa franchisees: 23 loans approved between fiscal 2010 and 2019, of which 0 were charged off. Loan statuses are as of June 30, 2026, and the cohort has matured, so these are settled outcomes rather than projections.

How does The Woodhouse Day Spa compare with other Other Personal Care Services franchises?

The table sets The Woodhouse Day Spa's charge-off rate beside its Other Personal Care Services peers and the two economy-wide benchmarks. All figures use the same cohort — SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026 — and the same denominator of resolved loans, so they are directly comparable.

The Woodhouse Day Spa versus benchmarks, SBA 7(a) loans approved FY2010–FY2019, statuses as of June 30, 2026. Source: U.S. SBA FOIA dataset.
MeasureThe Woodhouse Day SpaOther Personal Care ServicesAll franchisesAll SBA borrowers
Default (charge-off) rate0.0%10.0%10.2%8.0%
Loans in sample23———
Defaults0———
Average loan size$785,609———
Charge-off rate by approval year — share of each fiscal year's The Woodhouse Day Spa SBA 7(a) loans that later defaulted (FY2010–FY2019); years with fewer than 10 loans are outlined, not filled
Charge-off rate by approval year: FY2013 0% of 1 loans; FY2015 0% of 7 loans; FY2016 0% of 5 loans; FY2017 0% of 5 loans; FY2018 0% of 5 loansCharge-off rate by approval year: FY2013 0% of 1 loans; FY2015 0% of 7 loans; FY2016 0% of 5 loans; FY2017 0% of 5 loans; FY2018 0% of 5 loans0%5%10%0%2013n=10%2015n=70%2016n=50%2017n=50%2018n=5
Charge-off rate by approval year: FY2013 0% of 1 loans; FY2015 0% of 7 loans; FY2016 0% of 5 loans; FY2017 0% of 5 loans; FY2018 0% of 5 loansCharge-off rate by approval year: FY2013 0% of 1 loans; FY2015 0% of 7 loans; FY2016 0% of 5 loans; FY2017 0% of 5 loans; FY2018 0% of 5 loans0%5%10%0%’13n=10%’15n=70%’16n=50%’17n=50%’18n=5

Source: U.S. SBA FOIA dataset, statuses as of June 30, 2026.

Show the numbers behind this chart
Fiscal yearLoansCharged offRate
FY2013100.0%
FY2015700.0%
FY2016500.0%
FY2017500.0%
FY2018500.0%

How to read this

A charge-off means a franchisee borrowed, operated, and failed severely enough that the SBA wrote off the government-guaranteed loan. Unlike franchisor marketing or Item 19 disclosures, this is an observed outcome recorded by a federal agency. One caveat cuts the other way: SBA borrowers are typically less capitalized than all-cash buyers, so these rates can overstate risk for well-funded operators.

How reliable is this number?

The Woodhouse Day Spa's figure rests on 23 resolved SBA 7(a) loans approved between fiscal 2010 and 2019 — a matured cohort, so the rate is a settled outcome, not a projection. With 23 resolved loans, one default moves the rate by about 4.3 percentage points. Loans approved since 2020 are excluded from the rate because most are still outstanding; they appear on this page as counts only. Every The Woodhouse Day Spa figure is recomputed from the public SBA FOIA file on each rebuild.

Based on 23 resolved loans — directional, not precise.

Frequently asked

What is The Woodhouse Day Spa's franchise failure rate on SBA loans?
Between 2010 and 2019, 23 The Woodhouse Day Spa franchisees financed with SBA 7(a) loans. None defaulted — a 0.0% charge-off rate, against a Other Personal Care Services average of 10.0%. Source: U.S. Small Business Administration FOIA dataset, loan statuses as of June 30, 2026.
Is The Woodhouse Day Spa a safe franchise investment?
Between 2010–2019, The Woodhouse Day Spa franchisees defaulted on SBA loans at 0.0% versus a 10.0% industry average. This data is one input for due diligence; it is not investment advice.

Cite this page

Franchise Default Rates (2026). The Woodhouse Day Spa franchise SBA 7(a) default rate, FY2010–FY2019 cohort: 0.0% (0 of 23 loans charged off). Derived from U.S. SBA FOIA data, loan statuses as of June 30, 2026.

https://franchisefailurerates.com/franchise/the-woodhouse-day-spa/ · Data & methodology · Download the dataset (CSV)